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House M@x

Active
Private limited companyfounded 2013active for 13 yearsFlorêt 10, 4990 Lierneux, BelgiumKBO/BCE: BE 0511.941.056
Summary

House M@x has been active since 2013 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €14,468 and a net result of €248. Equity has been growing by about 3.5% per year since 2018. Its solvency ranks better than 22% of 34,946 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Official details

Source: KBO
Status
Active since 20-02-2013 Normal situation
Activity
Other specialised construction activities NACE 43990and 2 others
Establishment unit
2.231.200.433 4990 Lierneux, since 20-02-2013
Financial year end
31 December
Peppol
Reachable since 13-12-2025

Board and ownership

Shareholders
  • LUC MATZannual accounts 2017

Financial position

85 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Annual accounts 2025
Gross margin
€11,128
▼ 6.0%
Turnover
≈ €150,000
estimated
Profit
€248
▼ 91.9%
Equity
€14,468
▲ 1.7%
Total assets
€70,084
▼ 4.2%
Staff
≈ 0 FTE
estimated
  • 2025 accounts filed 28 days after the deadline
Score breakdownraises riskSector: Specialised construction activities (NACE 43)Equity €14,468 (20.6% of total assets)lowers riskLiquidity: current ratio 0.61, cash €29,533Founded in 2013Show the evidence

Checked score

Score 2025
85 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 38% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Average
Solvency 46+2
equity 20.6% of total assets
Liquidity 57+6
short-term debt 79.4% · cash 42.1%
Profitability 69-5
return on assets 0.4%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,674 companies, NACE 43, micro)
Last 24 months 12-2024: 0.4% 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.5%▲ +0.1 percentage points vs 06-2025 08-2025: 0.8%▲ +0.3 percentage points vs 07-2025highest value 09-2025: 0.3%▼ -0.5 percentage points vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.4%▲ +0.1 percentage points vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.3%▼ -0.1 percentage points vs 05-2026 07-2026: 0.4%▲ +0.1 percentage points vs 06-2026 08-2026: 0.7%▲ +0.3 percentage points vs 07-2026 09-2026: 0.3%▼ -0.4 percentage points vs 08-2026lowest value 10-2026: 0.3%● unchanged vs 09-2026lowest value 11-2026: 0.3%● unchanged vs 10-2026lowest value
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.61 (0.65 in 2024), below 1. Short-term debt is 79.4% and cash 42.1% of total assets. 79.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 22% of them on solvency, 53% on liquidity, 36% on profitability and 40% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
lowers risk · Liquidity: current ratio 0.61, cash €29,533
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
lowers risk · Founded in 2013
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Equity €14,468 (20.6% of total assets)
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 34946 sector peers (2025).
NBB · sector comparison
Position among 34946 sector peers
Solvency
better than 22%
← weakest strongest →
raises risk · 2025 accounts filed 28 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
28 days late
2024
7 days late
2023
7 days late
2022
28 days late
2021
3 days late
2020
30 days late
2019
43 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 21 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 8 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Less equity than 80% of companies in specialised constructionsector median €57,775 · 34,958 companies €14,468 View
  • Positive: 5 profitable years in a rowprofit 2025: €248 5 years View

Recent changes

  1. · Gazette deed Amendment of the articles · Legal-form change · Resignations & appointments
  2. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as House M@x: other specialised construction activities (NACE 43990). They are comparable in size and age: total assets between €61,000 and €79,900, founded between 2012 and 2014.

CompanyTotal assetsGross margin
House M@x Lierneux€70,084€11,128
ARTIZEN Rebecq€70,788€12,410
BOUWBEDRIJF VAN BENEDEN F&D Herent€63,855€12,228
VAN AART JACKY Hoogstraten€64,956€13,010
ALTERNATIVE Etterbeek€61,030€10,295
FALAH DECOR Brussel€72,421€9,595
Pynaert Koen Aalter€79,927€12,895
Full comparison

Key facts about House M@x

What is the company number of House M@x?
The company number of House M@x is 0511.941.056. The VAT number is the same number with BE in front: BE 0511.941.056.
Where is House M@x based?
The registered office is at Florêt 10, 4990 Lierneux.Company details
What does House M@x do?
According to the KBO register, the main activity is other specialised construction activities (NACE 43990).
What is the legal form of House M@x?
The legal form of House M@x is Private limited company (BV).
When was House M@x founded?
House M@x was founded on 20-02-2013.
Is House M@x still active?
Yes, House M@x is an active enterprise in the KBO register.
What is the turnover of House M@x?
The turnover in financial year 2025 is ≈ €150,000. This figure is estimated from the gross margin of €11,128 and 204 comparable companies (NACE 43990). It probably lies between €81,000 and €300,000. It is a rough estimate.Financials
Is House M@x profitable?
In financial year 2025, House M@x made a profit of €248.
Where can I find the annual accounts of House M@x?
House M@x filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of House M@x due?
House M@x must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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