Active BE 0440.408.308Private limited company (pre-2019)

HOUBA

Houba de Strooperlaan 101 ·1020 Brussel, Belgium· 36 yrs active

Sector: Retail trade (47621)

Conclusion Checked

The computed 12-month bankruptcy probability of HOUBA is 5.6% (elevated). The 2018 annual accounts show equity of €17k and a net result of €-4k. The company has been active since 1990 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).

Based on the State Gazette, CBE and 1 annual account.

Key figures

Equity	€17k
Net result	€-4k
Active	36 yrs
Locations	1

Snowflake analysis 5 axes · computed by Checked

53 / 100

Mixed profile: strong on solvency, weaker on profitability.

Health 40

Profitability 0

Solvency 100

Growth 50

Stability 77

Bankruptcy probability (12 mo) Checked model v1 · free

5.6% Elevated

0%0,5%1,5%4%10%≥25%

Recent warning signals +Annual accounts: weaker financial profile +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

3 / 100

Low risk

Components

· 1 administrative flag (+3)

Trust signals 2 signals

Long-established

Founded in 1990, 36 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.

Administrative Flags 1 events

Late accounts filing

Health barometer FY 2018 · computed

40 / 100 Weak

050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Financial overview10 NBB filings

Annual accounts filed on 30-08-2021 with the NBB · fiscal year 2020 · micro

Highlight YoY changes (±10%)

Fiscal year	2018
Revenue	-
EBITDA	-
Net profit	€-4k
Cash flow	-
Staff costs	-
Income taxes	-
Dividends	-
Total assets	€17k
Equity	€17k
Debt	-
of which ≤ 1y	-
of which > 1y	-
Working capital	-
Employees (FTE)	-

Ratios (computed)

	2018
Current ratio	-
Quick ratio	-
Working capital ratio	-
Solvency	100.0%
Debt / equity	-
Long-term debt ratio	-
Interest coverage	-
Gross margin	-
Net margin	-
ROA	-23.9%
ROE	-23.9%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2018
Balance sheet, Assets
TOTAL ASSETS	20/58	€17k
Current assets	29/58	€17k
Amounts receivable within one year	40/41	€11k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€17k
Equity	10/15	€17k
Contributions / capital	10/11	€19k
Reserves	13	€2k
Accumulated profits (losses)	14	€-4k
Income statement
Gross operating margin	9900	€-130
Operating result	9901	€-130
Financial income	75	€496
Result before taxes	9903	€366
Net result for the period	9904	€366
Result to be appropriated	9905	€366

Ratios computed by Checked.

Legal Structure

NACE primary	Retail trade(47621)
Legal form	Private limited company (pre-2019)(015)
Incorporation	12-04-1990
Status	Active
Postal code	1020

Establishment units 1 location

HOUBA SPRL

de Laubespinstraat 61, 1020 BrusselDetailhandel in brood-, banketbakkerswerk en suikerwerk

since 19902.048.128.670

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21816G0142/00K003	Brussels	200 m²	1 · 67 m²	16.5 m · 4 fl.
21816C0005/00A010	Brussels	127 m²	1 · 109 m²	14.7 m · 3 fl.

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 12 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

08-09-2025

KBO administration Late accounts filing

2021

30-08-2021