Equity
HOTIBA paid out €88,182 in dividends. That is 107% of the 2025 profit.
HOTIBA paid out €88,182 in dividends. That is 107% of the 2025 profit.
The result rose in 2025: mostly from a one-off income of €45,500.
Ten of the last ten came late. The 2019 accounts came latest: 91 days after the end of the period.
In July 2024, 20,124 companies had the same profile as HOTIBA has now. Each dot stands for 51 companies, two years later.
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 20,124 companies, not a prediction for HOTIBA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| HOTIBA Amblève | €1.0m | €129,428 | 78.7% | - |
| LOUETTE HENRI Awans | €1.0m | €98,769 | 89.7% | 0 |
| TLaurent Waterloo | €1.0m | €128,497 | 89.0% | - |
| Draintech Affligem | €1.0m | €144,186 | 86.1% | - |
| BOUWWERKEN KEMP Izegem | €1.0m | €126,313 | 42.9% | 0 |
| BRUYR M ET C Sambreville | €1.1m | €125,328 | 89.3% | 1 |
| S&S Group Hasselt | €1.0m | €129,234 | 18.2% | - |
These companies have the same main activity as HOTIBA: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €970,000 and €1.1m, founded between 1985 and 1993.
HOTIBA files the micro format. That format states no turnover. The gross margin rose from €93,919 in 2006 to €129,428 in 2025.
The balance sheet grew most from 2014 to 2016 through fixed assets, financed with long-term debt.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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