Checked.be
Active
BE 1018.856.227Private limited company
HOTBEL
Rue Jean-Baptiste-Juppin 17 ·4000 Liège, Belgium· 1 yrs active
Sector: Business and other management consultancy
(70200)
Conclusion
HOTBEL has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €143k and a net result of €8k. Its solvency ranks better than 13% of 8442 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Based on the State Gazette, CBE and 1 annual account.
Key figures
| Equity | €143k |
| Net result | €8k |
| Better than sector | 13% |
| Active | 1 yrs |
Financial profile
33
/ 100
Fragile profile, watch solvency in particular.
Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.
Health
31
Profitability
29
Solvency
5
Growth
-
Stability
67
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
Young company
Founded in 2025, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
31
/ 100
Weak
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€5k
estimate, not credit advice
Score components
Liquidity
Current ratio 0.05 (< 1.0)
-10
Quick ratio
Quick ratio 0.05 (< 0.6)
-5
Leverage
Debt/equity 11.88 (> 3.0)
-10
Profitability
ROE 6%
+3
Interest coverage
Interest coverage 1.9×
+3
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview
Annual accounts filed on 08-07-2026 with the NBB · fiscal year 2025 · abbreviated schema
Sector comparison
Fiscal year 2025 · NACE 70, Activities of head offices; management consultancy activities · compared within the same schema type (abbreviated schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 7.8% | 53.1% | |
| Net result | €8k | €38k | |
| Equity | €143k | €353k | |
| Gross operating margin | €27k | €87k | |
| Total assets | €1.84M | €919k |
Figures by fiscal year and ratios
| Fiscal year | 2025 |
|---|---|
| Deposit | abbreviated schema |
| Revenue | - |
| EBITDA | €26k |
| Net profit | €8k |
| Cash flow | €10k |
| Staff costs | - |
| Income taxes | €3k |
| Dividends | - |
| Total assets | €1.84M |
| Equity | €143k |
| Debt | €1.70M |
| of which ≤ 1y | €1.40M |
| of which > 1y | €299k |
| Working capital | €-1.33M |
| Employees (FTE) | - |
Ratios (computed)
| 2025 | |
|---|---|
| Current ratio | 0.05 |
| Quick ratio | 0.05 |
| Working capital ratio | -72.4% |
| Solvency | 7.8% |
| Debt / equity | 11.88 |
| Long-term debt ratio | 2.08 |
| Interest coverage | 1.91 |
| Gross margin | - |
| Net margin | - |
| ROA | 0.4% |
| ROE | 5.7% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2025
Full annual accounts (20 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €1.84M |
| Fixed assets | 21/28 | €1.78M |
| Financial fixed assets | 28 | €1.78M |
| Current assets | 29/58 | €68k |
| Cash & bank | 54/58 | €68k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €1.84M |
| Equity | 10/15 | €143k |
| Contributions / capital | 10/11 | €135k |
| Accumulated profits (losses) | 14 | €8k |
| Amounts payable | 17/49 | €1.70M |
| Amounts payable after one year | 17 | €299k |
| Amounts payable within one year | 42/48 | €1.40M |
| Trade debts payable within one year | 44 | €4k |
| Income statement | ||
| Gross operating margin | 9900 | €27k |
| Operating result | 9901 | €25k |
| Financial charges | 65 | €14k |
| Result before taxes | 9903 | €11k |
| Income taxes | 67/77 | €3k |
| Net result for the period | 9904 | €8k |
| Result to be appropriated | 9905 | €8k |
Legal Structure
| NACE primary | Business and other management consultancy(70200) |
| Legal form | Private limited company(610) |
| Incorporation | 17-01-2025 |
| Status | Active |
| Postal code | 4000 |
Establishment units
HOTBEL
since 20252.369.249.051
Updates
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
NBB filing
Belgian State Gazette reading coverage
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Credit advice
Company registry (CBE)
Activities
Business and other management consultancy70200
Names & trade names
| Legal nameFR | HOTBEL |
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