HOSTE Lucas
ActiveThe computed 12-month bankruptcy probability of HOSTE Lucas is 2.5% (moderate). The 2025 annual accounts show equity of €22k and a net result of €19k. The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability100
Solvency91
Growth-
Stability67
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 1.85), but 50.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49.7%
Return on assets
42.8%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
27 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€22k
Total assets
€44k
Net result
€19k
Working capital
€19k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €44k
Fixed assets
€3k
Current assets
€41k
Equity and liabilities €44k
Equity
€22k
Debt
€22k
Debt finances 50.3% of the balance-sheet total.
Key figures and ratios
EBITDA
€24k
Cash flow
€19k
Solvency
49.7%
Current ratio
1.85
Quick ratio
1.85
Debt / equity
1.01
ROE
86.1%
ROA
42.8%
Interest coverage
517.38
Debt
€22k
Debt ≤ 1 year
€22k
Income taxes
€5k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€44k
Fixed assets21/28€3k
Tangible fixed assets22/27€3k
Furniture and vehicles24€3k
Current assets29/58€41k
Amounts receivable within one year40/41€31k
Other amounts receivable41€31k
Cash at bank and in hand54/58€8k
Deferred charges and accrued income490/1€2k
Equity and liabilities
Total equity and liabilities10/49€44k
Equity10/15€22k
Contributions10/11€3k
Profit (loss) carried forward14€19k
Amounts payable17/49€22k
Amounts payable within one year42/48€22k
Trade debts44€3k
Suppliers440/4€3k
Taxes, remuneration and social security45€19k
Taxes450/3€19k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€507
Other operating charges640/8€400
Gross operating margin9900€25k
Operating profit (loss)9901€24k
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€47
Recurring financial charges65€47
Profit (loss) for the period before taxes9903€24k
Income taxes67/77€5k
Profit (loss) for the period9904€19k
Profit (loss) for the period to be appropriated9905€19k
Appropriation of the result
Profit (loss) to be appropriated9906€19k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wanze · 2 establishment units since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Jules Mulquet(ANT) 1/A4520 WanzeGround area
2,264 m²
Building footprint
385 m²
2 parcels, Wallonia. Linked by address, not a title deed.
2 establishment units
HOSTE Lucas
since 20252.370.746.514
HOSTE Lucas
since 20252.370.746.613
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61068B0367/00H000 | Wallonia | 2,081 m² | 1 · 262 m² | - |
| 61005B0412/00A002 | Wallonia | 184 m² | 1 · 123 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-02-2025
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.