Active BE 0701.945.349Private limited company (pre-2019)Open bankruptcy

Hortus Consulting

· 7 yrs active

Sector: Financial services (64210)

Conclusion Checked

A bankruptcy procedure is open for Hortus Consulting according to publications in the Belgian State Gazette. The 2023 annual accounts show equity of €51k and a net result of €5k.

Based on the State Gazette, CBE and 5 annual accounts.

Key figures

Equity	€51k
Net result	€5k
Better than sector	15%
Active	7 yrs

Snowflake analysis 5 axes · computed by Checked

17 / 100

Fragile profile, watch health in particular.

Health 0

Profitability 46

Solvency 6

Growth 32

Stability 0

Bankruptcy probability (12 mo) Checked model v1 · free

Bankruptcy opened

A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Risk Assessment rule-based

50 / 100

High risk

Components

· Open bankruptcy (+50)

Trust signals 1 signals

Open bankruptcy

Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.

Administrative Flags 0 events

No administrative flags

Health barometer

Model not applicable to financial institutions

The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here.

Financial overview5 NBB filings

Annual accounts filed on 04-02-2025 with the NBB · fiscal year 2023 · micro

Operating resultNet result

Sector comparison

Fiscal year 2023 · NACE 64, Financial services · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	8.5%	50.6%	better than 15% of 2563 sector peers
Net result	€5k	€28k	better than 24% of 2562 sector peers
Equity	€51k	€67k	better than 43% of 2563 sector peers
Gross operating margin	€15k	€46k	better than 25% of 2559 sector peers
Total assets	€603k	€168k	better than 80% of 2563 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Net profit

€5k

- 19-23

Total assets

€603k

+2.9% 19-23

Equity

€51k

+10.1% 19-23

Income taxes

€888

-68.3% 19-23

Debt

€552k

+2.3% 19-23

Debt ≤ 1y

€302k

+19.6% 19-23

Debt > 1y

€246k

-12.2% 19-23

Solvency

8.5%

+7.0% 19-23

ROE

9.2%

- 19-23

ROA

0.8%

- 19-23

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2023
Revenue	n/a
EBITDA	n/a
Net profit	€5k
Cash flow	n/a
Staff costs	-
Income taxes	-
Dividends	-
Total assets	€603k
Equity	€51k
Debt	€552k
of which ≤ 1y	€302k
of which > 1y	€246k
Working capital	n/a
Employees (FTE)	-

Ratios (computed)

	2023
Current ratio	n/a
Quick ratio	n/a
Working capital ratio	n/a
Solvency	8.5%
Debt / equity	n/a
Long-term debt ratio	n/a
Interest coverage	n/a
Gross margin	n/a
Net margin	n/a
ROA	0.8%
ROE	9.2%
EBITDA margin	n/a
Days sales outstanding	n/a
Days payable outstanding	n/a
Inventory turnover	n/a
Days inventory (DSI)	n/a

Balance-sheet composition 2023

Assets

Fixed assets €585k · 97.1% Current assets €18k · 2.9%

Equity & liabilities

Equity €51k · 8.5% Debt €552k · 91.5%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2023
Balance sheet, Assets
TOTAL ASSETS	20/58	€603k
Fixed assets	21/28	€585k
Tangible fixed assets	22/27	€237
Financial fixed assets	28	€585k
Current assets	29/58	€18k
Amounts receivable within one year	40/41	€18k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€603k
Equity	10/15	€51k
Contributions / capital	10/11	€50k
Reserves	13	€8k
Accumulated profits (losses)	14	€-6k
Amounts payable	17/49	€552k
Amounts payable after one year	17	€246k
Amounts payable within one year	42/48	€302k
Trade debts payable within one year	44	€34k
Income statement
Gross operating margin	9900	€15k
Operating result	9901	€15k
Financial charges	65	€10k
Result before taxes	9903	€5k
Net result for the period	9904	€5k
Result to be appropriated	9905	€5k

You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Directors & mandates2 persons

Role	Name	Tenure	Source
Curator	PAUL VAN ROMPAEY ZANDBERG 19, 2260 WESTERLO-	28-04-2026 → present	Belgian State Gazette
Curator	NIELS FEYTONS ZANDBERG 19, 2260 WESTERLO	28-04-2026 → present	Belgian State Gazette

Legal Structure

NACE primary	Financial services(64210)
Legal form	Private limited company (pre-2019)(015)
Incorporation	31-08-2018
Status	Active
Postal code	-
First BS signal	05-05-2026
Latest BS signal	05-05-2026

Company structure, linked entities2 linked entities

Mandates

Establishment units 1 location

Hortus Consulting

Overige dienstverlenende activiteiten op het gebied van informatie, n.e. g.

since 20182.279.192.964

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
13049D0454/00M000	Flanders	3,376 m²	1 · 313 m²	9.4 m · 2 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 6 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026

05-05-2026

Bankruptcy Opening

Ondernemingsrechtbank Antwerpen, afdeling Turnhout · HORTUS CONSULTING BV BERGVELD 120, 2260 WESTERLO · event 28-04-2026

2025

04-02-2025