HORIZON
ActiveHORIZON has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €117k and a net result of €193. Equity is growing by ~12% per year across the filed fiscal years. Its solvency ranks better than 95% of 7697 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability38▲+15
Solvency100=
Growth52=
Track record94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 25.5 against 6.7 in 2024; short-term debt: 3.9% and cash: 0.2% of total assets), and 3.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.1%
Return on assets
0.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
59 d early
2024
30 d late
2023
61 d late
2022
58 d late
2021
153 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€117k▲ 0.2%
2024 · €117k
2021: €65k
2022: €87k
2023: €125k
2024: €117k
2021 → 2025
Total assets
€122k▼ 11.3%
2024 · €138k
2021: €96k
2022: €122k
2023: €165k
2024: €138k
2021 → 2025
Net result
€193
2024 · €-8k
2021: €62k
2022: €22k
2023: €38k
2024: €-8k
2021 → 2025
Working capital
€117k▲ 0.2%
2024 · €117k
2021: €65k
2022: €87k
2023: €125k
2024: €117k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€65k-€87k▲ 34.4%€125k▲ 43.3%€117k▼ 6.3%€117k▲ 0.2%
Operating result€79k-€31k▼ 61.0%€53k▲ 72.2%€-5k€2k
Net result€62k-€22k▼ 64.0%€38k▲ 69.3%€-8k€193
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €2k after a loss of €5k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €122k
Equity
€117k▲ 0.2%
Debt
€5k▼ 76.7%
The debt ratio falls from 14.9% to 3.9%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
96.1%▲
2024 · 85.1%
Current ratio
25.50▲
2024 · 6.70
Quick ratio
25.50▲
2024 · 6.70
Debt / equity
0.04▼
2024 · 0.18
ROE
0.2%▲
2024 · -6.7%
ROA
0.2%▲
2024 · -5.7%
Debt
€5k▼
2024 · €21k
Debt ≤ 1 year
€5k▼
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€138k€122k▼
Current assets29/58€138k€122k▼
Amounts receivable within one year40/41€138k€122k▼
Trade receivables40-€1k
Other amounts receivable41€138k€121k▼
Cash at bank and in hand54/58€12€236▲
Equity and liabilities
Total equity and liabilities10/49€138k€122k▼
Equity10/15€117k€117k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€114k€114k▲
Amounts payable17/49€21k€5k▼
Amounts payable within one year42/48€21k€5k▼
Trade debts44€724€2k▲
Suppliers440/4€724€2k▲
Taxes, remuneration and social security45€20k€3k▼
Taxes450/3€20k€3k▼
Income statement
Code20242025
Non-recurring operating charges66A€2k€55▼
Gross operating margin9900€-3k€2k▲
Operating profit (loss)9901€-5k€2k▲
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€-8k€193▲
Profit (loss) for the period9904€-8k€193▲
Profit (loss) for the period to be appropriated9905€-8k€193▲
Appropriation of the result
Profit (loss) to be appropriated9906€114k€114k▲
Profit (loss) brought forward from the previous period14P€122k€114k▼
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €193
Net result €193 after one loss-making year.
31-12
Financial
Liquidity quadruplescurrent ratio 25.50
Current ratio from 6.70 to 25.50; short-term debt falls from €21k to €5k.
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
31-12
Financial
Weakest financial yearnet €-8k ▼121%
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
31-12
Financial
Equity above €100kEq €125k ▲43.3%
3 profitable years in a row build equity to €125k.
27-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 58 days late
2022
31-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 153 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Soignies · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue La Gage 1337063 SoigniesGround area
945 m²
Building footprint
135 m²
Parcel 53058B1360/00F000, Wallonia. Linked by address, not a title deed.
1 establishment unit
HORIZON
since 20202.313.216.012
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53058B1360/00F000 | Wallonia | 945 m² | 1 · 135 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,505 companies in sector 82990 we hold annual accounts for 9,396. 7,162 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-11-2020
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
46190Agents in non-specialised wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:tony.anzalone@hotmail.com