BELFRAL
ActiveBELFRAL has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €43k and a net result of €162. Equity is growing by ~4.3% per year across the filed fiscal years. Its solvency ranks better than 46% of 2252 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability2▼-4
Solvency79=
Growth78=
Stability100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 10.94 against 9.26 in 2024), but 63.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
36.4%
Return on assets
0.1%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
18 d early
2024
23 d early
2023
14 d early
2022
13 d early
2021
4 d early
2020
5 d late
2019
11 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€43k▲ 0.4%
2024 · €43k
2020: €25k
2021: €39k
2022: €40k
2023: €43k
2024: €43k
2020 → 2025
Total assets
€119k▼ 0.1%
2024 · €119k
2020: €119k
2021: €141k
2022: €116k
2023: €120k
2024: €119k
2020 → 2025
Net result
€162▼ 69.7%
2024 · €533
2020: €-14k
2021: €14k
2022: €863
2023: €3k
2024: €533
2020 → 2025
Working capital
€12k▲ 1.3%
2024 · €12k
2020: €-86k
2021: €-67k
2022: €9k
2023: €12k
2024: €12k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€39k-€40k▲ 2.2%€43k▲ 7.4%€43k▲ 1.3%€43k▲ 0.4%
Operating result€17k-€4k▼ 77.6%€5k▲ 17.3%€2k▼ 53.9%€2k▼ 22.1%
Net result€14k-€863▼ 93.8%€3k▲ 242%€533▼ 81.9%€162▼ 69.7%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 22% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €119k
Fixed assets
€105k=
Current assets
€14k▼ 0.5%
Equity and liabilities €119k
Equity
€43k▲ 0.4%
Debt
€76k▼ 0.3%
The debt ratio falls from 63.8% to 63.6%: equity grows while debt is paid down.
Key figures and ratios
Solvency
36.4%▲
2024 · 36.2%
Current ratio
10.94▲
2024 · 9.26
Quick ratio
10.94▲
2024 · 9.26
Debt / equity
1.75▼
2024 · 1.76
ROE
0.4%▼
2024 · 1.2%
ROA
0.1%▼
2024 · 0.4%
Debt
€76k▼
2024 · €76k
Debt ≤ 1 year
€1k▼
2024 · €1k
Debt > 1 year
€74k=
2024 · €74k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€119k€119k▼
Fixed assets21/28€105k€105k=
Tangible fixed assets22/27€105k€105k=
Other tangible fixed assets26€105k€105k=
Current assets29/58€14k€14k▼
Amounts receivable within one year40/41€11k€10k▼
Trade receivables40€3k€3k=
Other amounts receivable41€8k€7k▼
Cash at bank and in hand54/58€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€119k€119k▼
Equity10/15€43k€43k▲
Contributions10/11€952€952=
Reserves13€2k€2k=
Non-distributable reserves130/1€95€95=
Reserves not available under the articles1311€95€95=
Tax-exempt reserves132€2k€2k=
Profit (loss) carried forward14€40k€40k▲
Amounts payable17/49€76k€76k▼
Amounts payable after more than one year17€74k€74k=
Financial debts170/4€74k€74k=
Amounts payable within one year42/48€1k€1k▼
Trade debts44€1k€1k▼
Suppliers440/4€1k€1k▼
Other amounts payable47/48€0-
Income statement
Code20242025
Other operating charges640/8€472€487▲
Gross operating margin9900€3k€2k▼
Operating profit (loss)9901€2k€2k▼
Financial income75/76B€86€162▲
Recurring financial income75€86€162▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€533€162▼
Profit (loss) for the period9904€533€162▼
Profit (loss) for the period to be appropriated9905€533€162▼
Appropriation of the result
Profit (loss) to be appropriated9906€40k€40k▲
Profit (loss) brought forward from the previous period14P€40k€40k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Liquidity times 15current ratio 5.34
Current ratio from 0.35 to 5.34; short-term debt falls from €102k to €2k.
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
05-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 5 days late
2020
11-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 11 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Auguste Rodinlaan 201050 ElseneGround area
380 m²
Building footprint
380 m²
Volume, LiDAR
8,130 m³
Parcel 21443C0202/00C003, Brussels · tallest building 24.2 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
BELFRAL
since 20192.294.536.582
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21443C0202/00C003 | Brussels | 380 m² | 1 · 380 m² | 24.2 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 0793.891.946
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REBBECCA CLEANING
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BE 0727.864.838
Genk · Eq €43k
Of 24,424 companies in sector 82990 we hold annual accounts for 9,361. 6,751 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-07-2019
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.