Active BE 1000.027.834Private limited company

HOR HOLDING

Transcontinentaalweg 13 ·2030 Antwerpen, Belgium· 2 yrs active

Conclusion Checked

The computed 12-month bankruptcy probability of HOR HOLDING is 3.3% (moderate). The 2024 annual accounts show equity of €451k and a net result of €-114k. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Key figures

Equity	€451k
Net result	€-114k
Active	2 yrs
Locations	1

Snowflake analysis 4 of 5 axes measured · computed by Checked

22 / 100

Fragile profile, watch profitability in particular.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 5

Profitability 0

Solvency 18

Growth -

Stability 67

Bankruptcy probability (12 mo) Checked model v1 · free

3.3% Moderate

0%0,5%1,5%4%10%≥25%

Young company +No NACE activity registered +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Young company

Founded in 2023, under 3 years, statistically higher risk.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags 0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2024 · computed

5 / 100 Critical

050100

Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

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Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Financial overview1 NBB filings

Annual accounts filed on 02-07-2025 with the NBB · fiscal year 2024 · volledig

Highlight YoY changes (±10%)

Fiscal year	2024
Deposit	volledig
Revenue	-
EBITDA	€-4k
Net profit	€-114k
Cash flow	€-112k
Staff costs	-
Income taxes	-
Dividends	-
Total assets	€2.09M
Equity	€451k
Debt	€1.64M
of which ≤ 1y	€334k
of which > 1y	€1.30M
Working capital	€-258k
Employees (FTE)	-

Ratios (computed)

	2024
Current ratio	0.23
Quick ratio	0.23
Working capital ratio	-12.3%
Solvency	21.6%
Debt / equity	3.64
Long-term debt ratio	2.89
Interest coverage	-0.03
Gross margin	-
Net margin	-
ROA	-5.4%
ROE	-25.2%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Assets

Fixed assets €2.01M · 96.4% Current assets €75k · 3.6%

Equity & liabilities

Equity €451k · 21.6% Debt €1.64M · 78.4%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€2.09M
Fixed assets	21/28	€2.01M
Formation expenses	20	€4k
Financial fixed assets	28	€2.01M
Current assets	29/58	€75k
Amounts receivable within one year	40/41	€68k
Cash & bank	54/58	€6k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€2.09M
Equity	10/15	€451k
Contributions / capital	10/11	€565k
Accumulated profits (losses)	14	€-114k
Amounts payable	17/49	€1.64M
Amounts payable after one year	17	€1.30M
Amounts payable within one year	42/48	€334k
Trade debts payable within one year	44	€3k
Income statement
Operating result	9901	€-5k
Financial income	75	€6k
Financial charges	65	€115k
Result before taxes	9903	€-114k
Net result for the period	9904	€-114k
Result to be appropriated	9905	€-114k

Ratios computed by Checked.

Legal Structure

NACE primary	-
Legal form	Private limited company(610)
Incorporation	19-09-2023
Status	Active
Postal code	2030

Establishment units 1 location

HOR HOLDING

Transcontinentaalweg 13, 2030 AntwerpenHoldings

since 20232.351.058.680

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
11815A0430/00D000	Flanders	1,363 m²	-	-

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 2 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

02-07-2025

NBB filing Annual accounts filed

fiscal year 2024 · volledig

29-01-2025

State Gazette act Director changes

Belgisch Staatsblad, acts 1 acts

All acts · 1 updated 1 year ago

2025

29-01-2025 3 directors appointed Director changes

Finvision Bedrijfsrevisoren Waregem BV, Commissaris
Michiel Roovers, Dagelijks bestuur
Adriaan de Leeuw, Dagelijks bestuur

Original publication ↗

Technical details

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        "address": "Vredestraat 55, bus 31, 8790 Waregem",
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      "evidence_quote": "",
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  "notary": {
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  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2025-01-29",
    "filing_date": "2025-01-17",
    "act_kind_objet": "Benoeming Commissaris - Volmacht"
  },
  "decisions": [
    {
      "body": "enig_aandeelhouder_schriftelijk",
      "date": "2024-12-23",
      "unanimous": true
    }
  ],
  "is_correction": false,
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  "co_filed_documents": [],
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Company registry (CBE) Crossroads Bank

Names & trade names

Legal nameNL

HOR HOLDING

Registered office

Transcontinentaalweg 13

2030 Antwerpen, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.