HOPEKON
ActiveHOPEKON has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €71k and a net result of €17k. Equity is growing by ~33% per year across the filed fiscal years. Its solvency ranks better than 54% of 9450 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▼-6
Solvency83▲+2
Growth52=
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.27 against 1.94 in 2024; short-term debt: 41.8% and cash: 82.8% of total assets), and 41.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
58.2%
Return on assets
14.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
28 d late
2024
29 d late
2023
61 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€71k▲ 32.1%
2024 · €54k
2023: €35k
2024: €54k
2023 → 2025
Total assets
€121k▲ 26.8%
2024 · €96k
2023: €96k
2024: €96k
2023 → 2025
Net result
€17k▼ 5.1%
2024 · €18k
2023: €66k
2024: €18k
2023 → 2025
Working capital
€65k▲ 62.3%
2024 · €40k
2023: €15k
2024: €40k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€35k-€54k▲ 51.1%€71k▲ 32.1%
Operating result€82k-€30k▼ 63.7%€26k▼ 13.9%
Net result€66k-€18k▼ 72.5%€17k▼ 5.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 14% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €121k
Fixed assets
€6k▼ 55.9%
Current assets
€115k▲ 40.6%
Equity and liabilities €121k
Equity
€71k▲ 32.1%
Debt
€51k▲ 20.2%
The debt ratio falls from 44.1% to 41.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€33k▼
2024 · €37k
Cash flow
€25k▼
2024 · €25k
Solvency
58.2%▲
2024 · 55.9%
Current ratio
2.27▲
2024 · 1.94
Quick ratio
2.27▲
2024 · 1.94
Debt / equity
0.72▼
2024 · 0.79
ROE
24.3%▼
2024 · 33.8%
ROA
14.1%▼
2024 · 18.9%
Interest coverage
131.01▼
2024 · 504.97
Debt
€51k▲
2024 · €42k
Debt ≤ 1 year
€51k▲
2024 · €42k
Income taxes
€8k▼
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€96k€121k▲
Fixed assets21/28€14k€6k▼
Tangible fixed assets22/27€14k€6k▼
Furniture and vehicles24€14k€6k▼
Current assets29/58€82k€115k▲
Amounts receivable within one year40/41€44k€14k▼
Trade receivables40€44k€14k▼
Cash at bank and in hand54/58€37k€101k▲
Deferred charges and accrued income490/1€840€870▲
Equity and liabilities
Total equity and liabilities10/49€96k€121k▲
Equity10/15€54k€71k▲
Contributions10/11€3k€3k=
Reserves13€51k€68k▲
Distributable reserves133€51k€68k▲
Amounts payable17/49€42k€51k▲
Amounts payable within one year42/48€42k€51k▲
Trade debts44€1k€1k▼
Suppliers440/4€1k€1k▼
Taxes, remuneration and social security45€17k€30k▲
Taxes450/3€17k€27k▲
Remuneration and social security454/9-€3k
Other amounts payable47/48€24k€19k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€8k▲
Other operating charges640/8€2k€1k▼
Gross operating margin9900€39k€35k▼
Operating profit (loss)9901€30k€26k▼
Financial charges65/66B€74€254▲
Recurring financial charges65€74€254▲
Profit (loss) for the period before taxes9903€30k€25k▼
Income taxes67/77€12k€8k▼
Profit (loss) for the period9904€18k€17k▼
Profit (loss) for the period to be appropriated9905€18k€17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€18k€17k▼
Transfer to equity691/2€18k€17k▼
To other reserves6921€18k€17k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Weakest financial yearnet €17k ▼5.1%
Net result drops to €17k, the lowest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Denderleeuw
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
A. Rodenbachstraat 259470 DenderleeuwGround area
1,019 m²
Building footprint
203 m²
Volume, LiDAR
2,367 m³
Parcel 41011A0166/00R000, Flanders · tallest building 15.2 m, ±4 floors. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41011A0166/00R000 | Flanders | 1,019 m² | 1 · 203 m² | 15.2 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
EFFICIENCY SUBCONTRACTING
BE 0803.410.022
Andenne · Eq €71k
Prochemir
BE 0643.897.579
Lochristi · Eq €71k
BLACKSPADE
BE 0789.268.412
Tubize · Eq €71k
CONNECT WAYS TECHNOLOGY
BE 1002.890.225
Leuven · Eq €71k
SCS Engineering
BE 0716.621.548
Ukkel · Eq €71k
Of 11,554 companies in sector 71121 we hold annual accounts for 6,562. 5,128 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-11-2022
Fiscal year end31-12
Activities, NACEBEL
71121Engineering and related technical consultancy, excluding land surveyors
71111Activities of building architects
71122Land surveying
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.