VERT A+
ActiveVERT A+ has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €109k and a net result of €27k. Equity is growing by ~43.1% per year across the filed fiscal years. Its solvency ranks better than 95% of 9328 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
93
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth52▼-26
Stability94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 18.86 against 12.13 in 2024), and 4.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
95.9%
Return on assets
23.4%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
7 d early
2024
26 d late
2023
40 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
09-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€109k▲ 32.2%
2024 · €82k
2023: €38k
2024: €82k
2023 → 2025
Total assets
€114k▲ 30.3%
2024 · €87k
2023: €54k
2024: €87k
2023 → 2025
Net result
€27k▼ 40.3%
2024 · €44k
2023: €34k
2024: €44k
2023 → 2025
Working capital
€83k▲ 56.7%
2024 · €53k
2023: €22k
2024: €53k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€38k-€82k▲ 117%€109k▲ 32.2%
Operating result€42k-€56k▲ 31.7%€33k▼ 40.1%
Net result€34k-€44k▲ 30.8%€27k▼ 40.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 40% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €114k
Fixed assets
€26k▼ 12.1%
Current assets
€88k▲ 51.8%
Equity and liabilities €114k
Equity
€109k▲ 32.2%
Debt
€5k▼ 2.4%
The debt ratio falls from 5.5% to 4.1%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€38k▼
2024 · €60k
Cash flow
€31k▼
2024 · €49k
Solvency
95.9%▲
2024 · 94.5%
Current ratio
18.86▲
2024 · 12.13
Quick ratio
18.86▲
2024 · 12.13
Debt / equity
0.04▼
2024 · 0.06
ROE
24.4%▼
2024 · 53.9%
ROA
23.4%▼
2024 · 51.0%
Interest coverage
153.17▼
2024 · 277.36
Debt
€5k▼
2024 · €5k
Debt ≤ 1 year
€5k▼
2024 · €5k
Income taxes
€8k▼
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€87k€114k▲
Formation expenses20€0-
Fixed assets21/28€29k€26k▼
Tangible fixed assets22/27€16k€13k▼
Furniture and vehicles24€16k€13k▼
Financial fixed assets28€13k€13k=
Current assets29/58€58k€88k▲
Amounts receivable within one year40/41€26k€50k▲
Trade receivables40€16k€19k▲
Other amounts receivable41€10k€31k▲
Cash at bank and in hand54/58€30k€33k▲
Deferred charges and accrued income490/1€2k€5k▲
Equity and liabilities
Total equity and liabilities10/49€87k€114k▲
Equity10/15€82k€109k▲
Contributions10/11€4k€4k=
Profit (loss) carried forward14€78k€105k▲
Amounts payable17/49€5k€5k▼
Amounts payable within one year42/48€5k€5k▼
Trade debts44€936€916▼
Suppliers440/4€936€916▼
Taxes, remuneration and social security45€4k€4k▼
Taxes450/3€2k€4k▲
Remuneration and social security454/9€2k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▼
Other operating charges640/8€126-
Gross operating margin9900€60k€38k▼
Operating profit (loss)9901€56k€33k▼
Financial income75/76B€301€1k▲
Recurring financial income75€301€1k▲
Financial charges65/66B€217€245▲
Recurring financial charges65€217€245▲
Profit (loss) for the period before taxes9903€56k€34k▼
Income taxes67/77€12k€8k▼
Profit (loss) for the period9904€44k€27k▼
Profit (loss) for the period to be appropriated9905€44k€27k▼
Appropriation of the result
Profit (loss) to be appropriated9906€78k€105k▲
Profit (loss) brought forward from the previous period14P€34k€78k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €27k ▼40.3%
Net result drops to €27k, the lowest in the series.
31-12
Financial
Equity above €100kEq €109k ▲32.2%
3 profitable years in a row build equity to €109k.
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-12
Financial
Highest result since 2023net €44k ▲30.8%
Operating result €56k, net result €44k, both a record.
31-12
Financial
Liquidity times 5current ratio 12.13
Current ratio from 2.38 to 12.13; short-term debt falls from €16k to €5k.
21-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sambreville · 1 establishment unit since 2023
Ground area
354 m²
Building footprint
115 m²
Volume, LiDAR
963 m³
Parcel 92005D0790/00Z000, Wallonia · tallest building 10.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Vert A+
since 20232.344.782.582
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92005D0790/00Z000 | Wallonia | 354 m² | 1 · 115 m² | 10.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,491 companies in sector 71121 we hold annual accounts for 6,520. 5,203 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-04-2023
Fiscal year end31-12
Activities, NACEBEL
71121Engineering and related technical consultancy, excluding land surveyors
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 08-09-2026. Scores and ratios are computed by Checked and are not a credit decision.