Active BE 0768.977.891Private limited company

Hoofd-De Wachter

Beatrijsstraat 2 ·2860 Sint-Katelijne-Waver, Belgium· 5 yrs active

Sector: Financial services (64210)

Conclusion Checked

Hoofd-De Wachter is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €399k and a net result of €47k. Equity is growing by ~67.1% per year across the filed fiscal years. The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 5 annual accounts.

Key figures

Equity	€399k
Net result	€47k
Active	5 yrs
Locations	1

Snowflake analysis 5 axes · computed by Checked

57 / 100

Mixed profile: strong on stability, weaker on health.

Health 0

Profitability 59

Solvency 55

Growth 78

Stability 94

Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 3 signals

More than 3 years active

Founded in 2021 — past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.

Administratively compliant

No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags 0 events

No administrative flags

Health barometer

Model not applicable to financial institutions

The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios — and hence the score — carry no meaning here.

Financial overview5 NBB filings

Annual accounts filed on 26-05-2026 with the NBB · fiscal year 2025 · verkort

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts — not a forecast, the extended trend.

growing Equity: growth of ~67.1%/year over 5 fiscal years — indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil–Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Net profit

€47k

— far above sector median

Total assets

€952k

-2.2% +110% vs sector

Equity

€399k

+13.3% +62% vs sector

Employees (FTE)

0

— -100% vs sector

Income taxes

€16k

+3935.5% far above sector median

Debt

€553k

-10.9% far above sector median

Debt ≤ 1y

€82k

0.0% far above sector median

Debt > 1y

€471k

-12.6% far above sector median

Solvency

41.9%

+15.8% -53% vs sector

ROE

11.8%

— far above sector median

ROA

4.9%

— far above sector median

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2025
Revenue	n/a
EBITDA	n/a
Net profit	€47k
Cash flow	n/a
Staff costs	—
Income taxes	€16k
Dividends	—
Total assets	€952k
Equity	€399k
Debt	€553k
of which ≤ 1y	€82k
of which > 1y	€471k
Working capital	n/a
Employees (FTE)	0.0

Ratios (computed)

	2025
Current ratio	n/a
Quick ratio	n/a
Working capital ratio	n/a
Solvency	41.9%
Debt / equity	n/a
Long-term debt ratio	n/a
Interest coverage	n/a
Gross margin	n/a
Net margin	n/a
ROA	4.9%
ROE	11.8%
EBITDA margin	n/a
Days sales outstanding	n/a
Days payable outstanding	n/a
Inventory turnover	n/a
Days inventory (DSI)	n/a

Balance-sheet composition 2025

Assets

Fixed assets €903k · 94.9% Current assets €49k · 5.2%

Equity & liabilities

Equity €399k · 41.9% Debt €553k · 58.1%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet — Assets
TOTAL ASSETS	20/58	€952k
Fixed assets	21/28	€903k
Tangible fixed assets	22/27	€13k
Financial fixed assets	28	€890k
Current assets	29/58	€49k
Amounts receivable within one year	40/41	€3k
Cash & bank	54/58	€43k
Balance sheet — Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€952k
Equity	10/15	€399k
Contributions / capital	10/11	€21k
Reserves	13	€378k
Amounts payable	17/49	€553k
Amounts payable after one year	17	€471k
Amounts payable within one year	42/48	€82k
Trade debts payable within one year	44	€5k
Income statement
Gross operating margin	9900	€96k
Operating result	9901	€88k
Financial income	75	€209
Financial charges	65	€25k
Result before taxes	9903	€63k
Income taxes	67/77	€16k
Net result for the period	9904	€47k
Result to be appropriated	9905	€47k

You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Legal Structure

NACE primary	Financial services(64210)
Legal form	Private limited company(610)
Incorporation	01-06-2021
Status	Active
Postal code	2860

Connections & network 1 connected companies

Group structure

MECO INGREDIENTS

Subsidiary · 1 location

→

Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.

Establishment units 1 location

Hoofd-De Wachter

Beatrijsstraat 2, 2860 Sint-Katelijne-WaverManagementsactiviteiten van holdings : tussenkomen in het dagelijks bestuur, vertegenwoordigen van bedrijven op grond van bezit van of controle over het maatschappelijk kapitaal, enz.

since 20212.318.113.027

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates — not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
12035A0020/00R003	Flanders	469 m²	1 · 109 m²	7.6 m · 2 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data — this is not proof of ownership.

Updates 5 events

A single timeline of everything that happened to this company — publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026

26-05-2026