From the official registers: KBO 9 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
homework is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2026 annual accounts show equity of €224,166 and a net result of €33,924. Equity has been growing by about 13% per year since 2019. Its solvency ranks better than 25% of 375 sector peers (NACE 64, financial year 2026). The company has been active since 2016 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Overview
Official details
KBO- Status
- Active since 06-07-2016 Normal situation
- Activity
- Activities of holding companies NACE 64210and 4 others
- Establishment unit
- 2.256.129.928 9820 Merelbeke-Melle, since 06-07-2016
- Financial year end
- 31 March
- Peppol
- Reachable since 06-03-2025
Financial position
Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts to 31-03-2026
- Profit
- €33,924
- ▲ 14×
- Equity
- €224,166
- ▲ 17.3%
- Total assets
- €821,577
- ▲ 8.5%
Filed on 09-10-2026, 22 days before the deadlineat the National Bank
SignalsneutralLatest accounts filed on timeShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 09-10-2026, 22 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2026
22 days early
2025
1 day early
2024
2 days early
2023
1 day early
2022
4 days early
2021
16 days late
2020
15 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 4 days before the deadline. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 29 October (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
01-11-2026 today31-03-2027 year end31-10-2027 deadline
Financials
Financials · financial year 2026, micro format
Annual accounts 2026 filed on 09-10-2026 at the NBB all 9 filings
Equity
€224,166▲ 17.3%
2025 · €191,075
Net result
€33,924▲ 14×
2025 · €2,466
Total assets
€821,577▲ 8.5%
2025 · €757,494
Solvency
27.3%▲ 2.1pp
2025 · 25.2%
Trend over the years
2022 to 2026, 5 financial years 2019 to 2026, 8 financial years
The operating result for 2026 is 189% higher than in 2025 and the highest since 2022. It is the third rise in a row, after the fall in 2023.
Operating result€65,000
2026
Net result€33,924
2026
Total assets€821,577
2026
Equity€224,166
2026
Debt€597,411
2026
Working capital-€109,900
2026
Return on assets (ROA)4.1%
2026
Solvency27.3%
2026
Current ratio0.29
2026
Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.
Assets, equity and debt per financial year.
Above zero, the company can pay its short-term debts with what it holds in the short term.
The EBIT margin is the share of each euro of turnover left from operations. The return on assets is what the assets earn.
The higher the solvency, the better the company absorbs a setback.
A ratio above 1 means the short-term assets cover the short-term debts.
Use the arrow keys on the chart for the figures per year.
The sector band is the middle half of the companies in Financial service activities, except insurance and pension funding (NACE 64). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio and return on assets (ROA).
Every figure with its change against the financial year before
favourable
unfavourable
Line20192020202120222023202420252026
Operating result-€4,730-€63,853€55,864▼ 12.5%€51,731▼ 7.4%€14,663▼ 71.7%€17,995▲ 22.7%€22,476▲ 24.9%€65,000▲ 189%
Net result-€12,207-€47,035€37,594within the sector's middle half▼ 20.1%€42,728within the sector's middle half▲ 13.7%€9,246within the sector's middle half▼ 78.4%€11,297within the sector's middle half▲ 22.2%€2,466below the sector's middle half▼ 78.2%€33,924▲ 14×
Equity€43,201-€90,236▲ 109%€127,830within the sector's middle half▲ 41.7%€170,558within the sector's middle half▲ 33.4%€179,004within the sector's middle half▲ 5.0%€189,468within the sector's middle half▲ 5.8%€191,075within the sector's middle half▲ 0.8%€224,166▲ 17.3%
Total assets€526,432-€549,560▲ 4.4%€431,224within the sector's middle half▼ 21.5%€204,637within the sector's middle half▼ 52.5%€189,199within the sector's middle half▼ 7.5%€548,565within the sector's middle half▲ 190%€757,494within the sector's middle half▲ 38.1%€821,577▲ 8.5%
Debt€483,231-€459,323▼ 4.9%€303,394▼ 33.9%€34,079▼ 88.8%€10,195▼ 70.1%€359,097▲ 35×€566,419▲ 57.7%€597,411▲ 5.5%
Working capital€43,201-€90,236▲ 109%€115,230within the sector's middle half▲ 27.7%€20,689within the sector's middle half▼ 82.0%€31,567within the sector's middle half▲ 52.6%€32,931within the sector's middle half▲ 4.3%-€66,970below the sector's middle half-€109,900▼ 64.1%
Solvency8.2%-16.4%▲ 8.2pp29.6%within the sector's middle half▲ 13.2pp83.3%above the sector's middle half▲ 53.7pp94.6%above the sector's middle half▲ 11.3pp34.5%within the sector's middle half▼ 60.1pp25.2%within the sector's middle half▼ 9.3pp27.3%▲ 2.1pp
Current ratio1.09-1.20▲ 0.111.38within the sector's middle half▲ 0.181.78within the sector's middle half▲ 0.406.87above the sector's middle half▲ 5.081.43within the sector's middle half▼ 5.440.38below the sector's middle half▼ 1.040.29▼ 0.09
Return on assets (ROA)-2.3%-8.6%▲ 10.9pp8.7%within the sector's middle half▲ 0.2pp20.9%within the sector's middle half▲ 12.2pp4.9%within the sector's middle half▼ 16.0pp2.1%within the sector's middle half▼ 2.8pp0.3%below the sector's middle half▼ 1.7pp4.1%▲ 3.8pp
above
within
below
The sector band is the middle half of the companies in Financial service activities, except insurance and pension funding (NACE 64). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €821,577
Fixed assets
€775,885 ▲ 8.4%
Current assets
€45,692 ▲ 9.4%
Equity and liabilities €821,577
Equity
€224,166 ▲ 17.3%
Debt
€597,411 ▲ 5.5%
Debt's share of the balance-sheet total falls from 74.8% to 72.7%. Equity and debt are higher.
Key figures and ratios
ROE
15.1%▲
2025 · 1.3%
Debt ≤ 1 year
€155,593▲
2025 · €108,748
Debt > 1 year
€435,912▼
2025 · €455,142
Income taxes
€7,237▲
2025 · €247
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Comparable companies
These companies have the same main activity as homework: activities of holding companies (NACE 64210). They are comparable in size and age: total assets between €723,000 and €1m, founded between 2015 and 2016.
| Company | Founded | Total assets | Equity | Gross margin | Net result | Financial year |
|---|---|---|---|---|---|---|
| homework Merelbeke-Melle | 2016 | €0.8m | €0.2m | €0.1m | €0.03m | 2026 |
| Holding Emanuel - Van Hauwermeiren Dendermonde | 2016 | €0.8m | €0.7m | €0.1m | €0.07m | 2025 |
| TOSATO Lochristi | 2016 | €0.7m | €0.3m | €0.1m | €0.1m | 2025 |
| Hoctus Boctus Lokeren | 2016 | €0.9m | €0.3m | €0.1m | €0.1m | 2025 |
| MANAWA Gent | 2016 | €0.8m | €0.5m | €0.1m | €0.1m | 2025 |
| JST Consulting Aalter | 2015 | €0.8m | €0.5m | €0.1m | €0.06m | 2025 |
| ROSTEKOP Gent | 2015 | €1.0m | €0.2m | €0.08m | €0.009m | 2025 |
They were chosen from the 20,097 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity
Annual accounts
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | - | - | €2,344 | €0 | ▼ 100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | €900 | €21,868 | €5,250 | €7,910 | €23,929 | €29,213 | ▲ 22.1% |
| Other operating charges640/8 | - | - | - | €1,946 | €1,271 | €1,493 | €1,574 | €789 | ▼ 49.8% |
| Non-recurring operating charges66A | - | - | - | €357 | €0 | - | - | - | - |
| Gross operating margin9900 | -€3,112 | €65,547 | €59,090 | €75,902 | €21,184 | €27,399 | €47,979 | €95,003 | ▲ 98.0% |
| Operating profit (loss)9901 | -€4,730 | €63,853 | €55,864 | €51,731 | €14,663 | €17,995 | €22,476 | €65,000 | ▲ 189% |
| Financial income75/76B | - | - | - | €13,366 | €0 | €0 | €0 | €154 | ▲ 467× |
| Recurring financial income75 | €81 | €544 | €1 | €13,366 | €0 | €0 | €0 | €154 | ▲ 467× |
| Financial charges65/66B | - | - | - | €968 | €1,739 | €5,568 | €19,764 | €23,993 | ▲ 21.4% |
| Recurring financial charges65 | €7,558 | €9,298 | €8,007 | €968 | €1,739 | €5,568 | €19,764 | €23,993 | ▲ 21.4% |
| Profit (loss) for the period before taxes9903 | -€12,207 | €55,099 | €47,859 | €64,128 | €12,924 | €12,427 | €2,712 | €41,161 | ▲ 15× |
| Income taxes67/77 | - | €8,064 | €10,265 | €21,400 | €3,679 | €1,130 | €247 | €7,237 | ▲ 29× |
| Profit (loss) for the period9904 | -€12,207 | €47,035 | €37,594 | €42,728 | €9,246 | €11,297 | €2,466 | €33,924 | ▲ 14× |
| Profit (loss) for the period to be appropriated9905 | -€12,207 | €47,035 | €37,594 | €42,728 | €9,246 | €11,297 | €2,466 | €33,924 | ▲ 14× |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €526,432 | €549,560 | €431,224 | €204,637 | €189,199 | €548,565 | €757,494 | €821,577 | ▲ 8.5% |
| Fixed assets21/28 | - | - | €12,600 | €157,500 | €152,250 | €438,273 | €715,716 | €775,885 | ▲ 8.4% |
| Tangible fixed assets22/27 | - | - | €12,600 | €157,500 | €152,250 | €438,073 | €715,516 | €695,685 | ▼ 2.8% |
| Land and buildings22 | - | - | - | €144,014 | €141,514 | €419,990 | €686,338 | €664,898 | ▼ 3.1% |
| Plant, machinery and equipment23 | - | - | - | - | - | €7,610 | €22,906 | €21,921 | ▼ 4.3% |
| Furniture and vehicles24 | - | - | - | €13,486 | €10,736 | €10,473 | €6,272 | €8,866 | ▲ 41.4% |
| Financial fixed assets28 | - | - | - | - | - | €200 | €200 | €80,200 | ▲ 401× |
| Current assets29/58 | €526,432 | €549,560 | €418,624 | €47,137 | €36,949 | €110,293 | €41,778 | €45,692 | ▲ 9.4% |
| Stocks and contracts in progress3 | €522,298 | €469,188 | €314,264 | €0 | - | - | - | - | - |
| Stocks30/36 | - | - | - | €0 | - | - | - | - | - |
| Amounts receivable within one year40/41 | - | - | - | - | €13,864 | €16,065 | €15,495 | €15,933 | ▲ 2.8% |
| Trade receivables40 | - | - | - | - | €12,776 | €12,656 | €12,991 | €15,795 | ▲ 21.6% |
| Other amounts receivable41 | - | - | - | - | €1,089 | €3,410 | €2,503 | €138 | ▼ 94.5% |
| Current investments50/53 | - | - | - | - | - | €250 | €250 | €250 | = |
| Cash at bank and in hand54/58 | €4,134 | €80,372 | €103,817 | €47,081 | €22,776 | €93,707 | €25,963 | €27,409 | ▲ 5.6% |
| Deferred charges and accrued income490/1 | - | - | - | €56 | €309 | €270 | €71 | €2,100 | ▲ 30× |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €526,432 | €549,560 | €431,224 | €204,637 | €189,199 | €548,565 | €757,494 | €821,577 | ▲ 8.5% |
| Equity10/15 | €43,201 | €90,236 | €127,830 | €170,558 | €179,004 | €189,468 | €191,075 | €224,166 | ▲ 17.3% |
| Contributions10/11 | €60,000 | €60,000 | - | €60,000 | €60,000 | €60,000 | €60,000 | €60,000 | = |
| Reserves13 | - | - | - | €42,728 | €119,004 | €129,468 | €131,075 | €164,166 | ▲ 25.2% |
| Distributable reserves133 | - | - | - | €42,728 | €119,004 | €129,468 | €131,075 | €164,166 | ▲ 25.2% |
| Profit (loss) carried forward14 | -€16,799 | €30,236 | €67,830 | €67,830 | €0 | €0 | €0 | €0 | - |
| Amounts payable17/49 | €483,231 | €459,323 | €303,394 | €34,079 | €10,195 | €359,097 | €566,419 | €597,411 | ▲ 5.5% |
| Amounts payable after more than one year17 | - | - | - | €7,521 | €4,813 | €281,720 | €455,142 | €435,912 | ▼ 4.2% |
| Financial debts170/4 | - | - | - | €7,521 | €4,813 | €281,720 | €455,142 | €435,912 | ▼ 4.2% |
| Amounts payable within one year42/48 | €483,231 | €459,323 | €303,394 | €26,448 | €5,381 | €77,362 | €108,748 | €155,593 | ▲ 43.1% |
| Current portion of amounts payable after more than one year42 | - | - | - | €2,676 | €2,707 | €19,091 | €22,091 | €20,799 | ▼ 5.9% |
| Financial debts43 | - | - | - | €0 | - | - | - | - | - |
| Credit institutions430/8 | - | - | - | €0 | - | - | - | - | - |
| Trade debts44 | €31,229 | €66,715 | €36,872 | €993 | €695 | €56,398 | €6,802 | €10,953 | ▲ 61.0% |
| Suppliers440/4 | - | - | - | €993 | €695 | €56,398 | €6,802 | €10,953 | ▲ 61.0% |
| Advances received on contracts in progress46 | - | - | - | - | - | - | €2,213 | €4,664 | ▲ 111% |
| Taxes, remuneration and social security45 | - | - | - | €21,400 | €1,179 | €1,040 | €8,418 | €7,163 | ▼ 14.9% |
| Taxes450/3 | - | - | - | €21,400 | €1,179 | €1,040 | €8,418 | €7,163 | ▼ 14.9% |
| Other amounts payable47/48 | - | - | - | €1,379 | €800 | €833 | €69,223 | €112,014 | ▲ 61.8% |
| Accrued charges and deferred income492/3 | - | - | - | €110 | €0 | €14 | €2,530 | €5,906 | ▲ 133% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€12,207 | €47,035 | €37,594 | €42,728 | €9,246 | €11,297 | €2,466 | €33,924 | ▲ 14× |
| + Depreciation and write-downs630 | - | - | €900 | €21,868 | €5,250 | €7,910 | €23,929 | €29,213 | ▲ 22.1% |
| Operating cash flow (approximation) | -€12,207 | €47,035 | €38,494 | €64,596 | €14,496 | €19,208 | €26,395 | €63,137 | ▲ 139% |
| Investment in fixed assets (approximation) | - | - | - | -€166,768 | €0 | -€293,933 | -€301,373 | -€89,382 | ▲ 70.3% |
| Change in cash | - | €76,239 | €23,444 | -€56,735 | -€24,306 | €70,932 | -€67,745 | €1,447 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Filings with the National Bank (9)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-03-2026 | micro format | 09-10-2026 | 2026-00552455 | NBB |
| 31-03-2025 | micro format | 30-10-2025 | 2025-00553257 | |
| 31-03-2024 | micro format | 29-10-2024 | 2024-00517066 | |
| 31-03-2023 | micro format | 30-10-2023 | 2023-00496391 | |
| 31-03-2022 | micro format | 27-10-2022 | 2022-20474074 | |
| 31-03-2021 | micro format | 16-11-2021 | 2021-77400538 | |
| 31-03-2020 | micro format | 16-10-2020 | 2020-61700206 | |
| 31-03-2019 | micro format | 02-10-2019 | 2019-68200048 | |
| 31-03-2018 | micro format | 29-09-2018 | 2018-67000484 |
Board & ownership
Directors
Directors
1 director
KLÜSSENDORF Jonas Sebastiaan
Current
Director (not named in the articles) · in office according to the act of 18-10-2022 · listed in the 2026 annual accounts, filed on 09-10-2026
Signing authorityThe articles say who may bind the company, for example by signing a contract.
“De bestuurders kunnen de uitoefening van een deel van hun bevoegdheid ten titel van bijzondere volmacht opdragen aan een derde aangestelde…”
deed of 18-10-2022Owners and capital
Capital transactions
Capital over time
- 18-10-2022 Converted to unavailable equity · €60,000
Articles of association
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Duur van de vennootschap tenzij anders besloten, een of meer bestuurders”
Articles of association, deed of 18-10-2022 (in Dutch)
Network & group
Holdings and subsidiaries
1 holdingHoldings 1
-
10.05%
Connections & network
1 current directorThe network starts from the directors of homework. Every other company they run is a node.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
Timeline
Acts, filings and financial milestones
Deadline for the 2027 accounts:
2026
09-10
financial year 2026 · micro format
31-03
Financial
Equity above €200,000equity €224,166 ▲17.3%
After 7 profitable years in a row, equity reaches €224,166.
2025
30-10
financial year 2025 · micro format
2024
29-10
financial year 2024 · micro format
2023
30-10
financial year 2023 · micro format
31-03
Financial
Liquidity more than triplescurrent ratio 6.87
The current ratio rises from 1.78 to 6.87. Short-term debt falls from €26,448 to €5,381.
2022
27-10
financial year 2022 · micro format
18-10
Gazette deed
Reappointment: KLÜSSENDORF Jonas Sebastiaan (director)Purpose change · Amendment of the articles · Capital conversion9 points ▸
Gazette deed
Reappointment: KLÜSSENDORF Jonas Sebastiaan (director)
Purpose change · Amendment of the articles · Capital conversion9 points ▸
- General meeting, 10-10-2022
- Other provision, “verslag bestuursorgaan over voorstel wijziging voorwerp, artikel 5:101 Wetboek van vennootschappen en verenigingen” (deed in Dutch)
- Purpose change
- Amendment of the articles, mentioned 2 times in the deed
- Capital conversion, “statutair onbeschikbare eigen vermogensrekening” (deed in Dutch)
- Reserve release, “opheffing, middelen beschikbaar voor uitkering” (deed in Dutch)
- Director reappointment, KLÜSSENDORF Jonas Sebastiaan (director (not named in the articles))
- Registered office clause, “9820 Merelbeke,Burgemeester Van Gansberghelaan 5B” (deed in Dutch)
- Power of attorney, Floris Ghys
31-03
Financial
Equity above €150,000equity €170,558 ▲33.4%
After 3 profitable years in a row, equity reaches €170,558.
2021
16-11
financial year 2021 · micro format · 16 days late
31-03
Financial
Equity above €100,000equity €127,830 ▲41.7%
After 2 profitable years in a row, equity reaches €127,830.
2020
16-10
financial year 2020 · micro format
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordName
homework in Dutch
Enterprise number
0658.779.458
Legal form
Private limited company
Status
Active, normale toestand
Founded
06-07-2016
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 18-10-2022 (in Dutch)Name clauseThe company operates under this name according to its articles.
Homework
deed of 18-10-2022 (in Dutch)Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams gewest”
deed of 18-10-2022 (in Dutch)Registered office and establishments
Registered office
Burg. Van Gansberghelaan 5B, 9820 Merelbeke-Melle, Belgium
Establishments
1 establishment unit since 2016
Activities
NACEBEL 202564210
Activities of holding companies main activity
55203
Holiday cottages, homes and apartments
70100
Activities of head offices
70200
Business and other management consultancy
82990
Other business support services
Invoicing and payment
VAT number
BE 0658.779.458
Financial year and general meeting
Accounts at the NBBFinancial year end
31-03
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Last Saturday of September at 14:00
deed of 18-10-2022 (in Dutch)Sites & property
Location
1 establishment unit
homework
since 2016unit number 2.256.129.928
Buildings and parcels at the address
Ground area
1,639 m²
Building footprint
148 m²
Building volume
1,153 m³
Parcel 44413A0352/00B003, Flanders · tallest building 16.1 m.
1 parcel
Flanders
1
(100%)
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 44413A0352/00B003 | Flanders | 1,639 m² | 1 · 148 m² | 16.1 m · 3 |