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VILLA ROMANA

Active
Private limited companyfounded 2004active for 22 yearsIndustriestrasse 38, 4700 Eupen, Belgium30 active companies are registered at this addressKBO/BCE: BE 0866.321.648
Summary

The computed 12-month bankruptcy probability of VILLA ROMANA is 3.2% (moderate). The 2025 annual accounts show equity of €633,284 and a net result of -€554,182. Equity is growing by about 18% per year across the filed financial years. Its solvency ranks better than 22% of 12,578 sector peers (NACE 47, financial year 2025). The company has been active since 2004 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Other non-specialised retail sale
NACE 47120Retail sale of household furniture NACE 47551
8th largest company by total assets in Eupen, Wholesale and retail trade sector1 site
Size
€5.5mtotal assets 2025
Staff
18.9 FTE
Equity
€633,284
Loss
-€554,182
Net result -206%: 12-month year
Financial health
48 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
3.2%
Structure
Accounts 18 days early4 of 8 deeds read
Why 48raises riskLoss of €554,182, the second in a row (financial year 2025)Liquidity: current ratio 1.00, cash €95,548Equity €633,284 (11.4% of total assets)Size: 18.9 FTE, total assets €5.5mShow the evidence

Checked score

Score 2025
48 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 14% of its sector peers (NACE 47, small)
Financial strength · tick = 2024
Weak
Solvency 36-12
equity 11.4% of total assets
Liquidity 19+1
short-term debt 62.5% · cash 1.7%
Profitability 6-16
return on assets -10.0%
Bankruptcy probability, 12 months
3.2% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (3,690 companies, NACE 47, small)
Last 24 months 11-2024: 0.9%lowest value 12-2024: 0.9%● unchanged vs 11-2024 01-2025: 1.3%▲ +0.4 percentage points vs 12-2024 02-2025: 1.8%▲ +0.5 percentage points vs 01-2025 03-2025: 2.1%▲ +0.3 percentage points vs 02-2025 04-2025: 2.6%▲ +0.5 percentage points vs 03-2025 05-2025: 2.7%▲ +0.1 percentage points vs 04-2025 06-2025: 3.2%▲ +0.5 percentage points vs 05-2025 07-2025: 4.8%▲ +1.6 percentage points vs 06-2025highest value 08-2025: 4.8%● unchanged vs 07-2025highest value 09-2025: 2.2%▼ -2.6 percentage points vs 08-2025 10-2025: 2.2%● unchanged vs 09-2025 11-2025: 2.2%● unchanged vs 10-2025 12-2025: 2.2%● unchanged vs 11-2025 01-2026: 2.2%● unchanged vs 12-2025 02-2026: 2.2%● unchanged vs 01-2026 03-2026: 2.2%● unchanged vs 02-2026 04-2026: 2.2%● unchanged vs 03-2026 05-2026: 2.1%▼ -0.1 percentage points vs 04-2026 06-2026: 2.2%▲ +0.1 percentage points vs 05-2026 07-2026: 2.2%● unchanged vs 06-2026 08-2026: 3.2%▲ +1.0 percentage point vs 07-2026 09-2026: 3.2%● unchanged vs 08-2026 10-2026: 3.2%● unchanged vs 09-2026
Credit of up to €30,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 1.0, compared with 1.13 in 2024, below 1; short-term debt: 62.5% and cash: 1.7% of total assets), and 88.6% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, small): better than 24% on solvency, 18% on liquidity, 6% on profitability and 9% on growth.

The bankruptcy probability was computed on 18-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.
raises riskneutral
raises risk · Loss of €554,182, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Liquidity: current ratio 1.00, cash €95,548
NBB · annual accounts
raises risk · Equity €633,284 (11.4% of total assets)
NBB · annual accounts
raises risk · Size: 18.9 FTE, total assets €5.5m
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
19202122232425
2019 to 2025 · latest year -€554,182
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 12578 sector peers (2025).
NBB · sector comparison
Position among 12578 sector peers
Solvency
better than 22%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
18 days early
2024
29 days late
2023
30 days late
2022
43 days late
2021
6 days early
2020
9 days early
2019
21 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 7 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
18-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. RestructuringMerger · Declaration · Capital
  2. Annual accounts filedfinancial year 2025 · abbreviated…
  3. Demerger · Board meetingLegal form clause · Name…

Key points

  • Caution: Among the weakest 5% on net resultsector median €28,143 · 12,567 companies -€554,182 View
  • Result fell in 202512-month financial year ▼ 206% View
  • Restructuring with VILLA ROMANA PROJECTSrestructuring on 01-01-2026 2026 View
  • Caution: 2 loss-making years in a rowloss financial year 2025 -€554,182 View

By topic

Financials

Financial year
2025
Total assets
€5.5m
Loss
-€554,182
Solvency
11.4%
Total assets▲ 7.9%
Net result
20192025
Go to Financials

Timeline

Events
28
Since
2007
Next accounts
by 31-07-2027
  1. 03-04-2026Restructuring
  2. 31-12-2025Weakest financial year
  3. 29-08-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other non-specialised retail saleNACE 47120
Founded
13-07-2004
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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