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HomePro

Active
Private limited companyfounded 20197 yrs activeSint Jobsteenweg 21, 2970 Schilde, BelgiumKBO/BCE: BE 0727.481.588

The computed 12-month bankruptcy probability of HomePro is 1.8% (moderate). The 2025 annual accounts show equity of €3k and a net result of €47k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 12% of 2176 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
59 / 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+83
Solvency27▲+22
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
1.8% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 7 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
1.7%
Return on assets
27.5%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 2176 sector peers (2025).
NBB · sector comparison
Position among 2176 sector peers
Solvency
better than 12%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
on the day
2024
29 d early
2023
26 d early
2022
20 d early
2021
13 d early
2020
3 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€3k
2024 · €-44k
2020: €35k 2021: €53k 2022: €-26k 2023: €-36k 2024: €-44k
2020 → 2025
Total assets
€170k▼ 21.7%
2024 · €217k
2020: €225k 2021: €233k 2022: €258k 2023: €244k 2024: €217k
2020 → 2025
Net result
€47k
2024 · €-7k
2020: €16k 2021: €59k 2022: €-79k 2023: €-11k 2024: €-7k
2020 → 2025
Working capital
€-31k▲ 64.7%
2024 · €-86k
2020: €-16k 2021: €-8k 2022: €-98k 2023: €-91k 2024: €-86k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€53k-€-26k€-36k▼ 42.0%€-44k▼ 20.6%€3k
Operating result€64k-€-79k€-10k▲ 87.0%€-7k▲ 28.9%€47k
Net result€59k-€-79k€-11k▲ 86.4%€-7k▲ 30.4%€47k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€-100k€-50k€0€50kOperating result 2021: €64k€64kNet result 2021: €59k€59kOperating result 2022: €-79k€-79kNet result 2022: €-79k€-79kOperating result 2023: €-10k€-10kNet result 2023: €-11k€-11kOperating result 2024: €-7k€-7kNet result 2024: €-7k€-7kOperating result 2025: €47k€47kNet result 2025: €47k€47k20212022202320242025
The operating result returns to profit in 2025: €47k after a loss of €7k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €170k
Fixed assets €33k▼ 21.5%
Current assets €137k▼ 21.7%
Equity and liabilities €170k
Equity €3k
Debt €167k
Debt finances 98.3% of the balance-sheet total.
Key figures and ratios
2025 value · change against 2024
EBITDA
€56k
2024 · €87
Cash flow
€56k
2024 · €-89
Solvency
1.7%
2024 · -20.2%
Current ratio
0.82
2024 · 0.67
Quick ratio
0.66=
2024 · 0.66
Debt / equity
58.39
2024 · -5.95
ROA
27.5%
2024 · -3.5%
Interest coverage
207.18
2024 · 0.26
Debt
€167k
2024 · €261k
Debt ≤ 1 year
€167k
2024 · €261k
Income taxes
€0
2024 · €-153
Staff costs
€107k
2024 · €117k
A ratio outside any meaningful range has been withheld (balance sheet total €170k, equity €3k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€217k€170k
Fixed assets21/28€43k€33k
Tangible fixed assets22/27€43k€33k
Plant, machinery and equipment23€42k€33k
Furniture and vehicles24€140€0
Current assets29/58€174k€137k
Stocks and contracts in progress3€3k€26k
Stocks30/36€3k€26k
Amounts receivable within one year40/41€140k€19k
Trade receivables40€121k€3k
Other amounts receivable41€18k€15k
Cash at bank and in hand54/58€26k€89k
Deferred charges and accrued income490/1€6k€3k
Equity and liabilities
Total equity and liabilities10/49€217k€170k
Equity10/15€-44k€3k
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-62k€-16k
Amounts payable17/49€261k€167k
Amounts payable within one year42/48€261k€167k
Trade debts44€6k€6k
Suppliers440/4€6k€6k
Taxes, remuneration and social security45€18k€20k
Taxes450/3€5k€5k
Remuneration and social security454/9€13k€16k
Other amounts payable47/48€237k€141k
Accrued charges and deferred income492/3€0-
Income statement Code20242025
Remuneration, social security and pensions62€117k€107k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€9k
Other operating charges640/8€665€777
Non-recurring operating charges66A€6k€0
Gross operating margin9900€124k€164k
Operating profit (loss)9901€-7k€47k
Financial income75/76B€1€0
Recurring financial income75€1€0
Financial charges65/66B€331€271
Recurring financial charges65€331€271
Profit (loss) for the period before taxes9903€-8k€47k
Income taxes67/77€-153€0
Profit (loss) for the period9904€-7k€47k
Profit (loss) for the period to be appropriated9905€-7k€47k
Appropriation of the result
Profit (loss) to be appropriated9906€-62k€-16k
Profit (loss) brought forward from the previous period14P€-55k€-62k
Social balance
Average headcount (FTE)90871.31.0

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial Back to profitnet €47k
Net result €47k after 3 loss-making years.
02-07
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
05-07
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
11-07
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial Weakest financial yearnet €-79k ▼234%
Net result drops to €-79k, the lowest in the series; recovery starts the following year.
18-07
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial Highest result since 2020net €59k ▲266%
Operating result €64k, net result €59k, both a record.
28-07
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schilde · 1 establishment unit since 2019
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Sint Jobsteenweg 212970 Schilde
Ground area
2,906 m²
Building footprint
129 m²
Volume, LiDAR
682 m³
Parcel 11041A0254/00F000, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Homepro
Sint Jobsteenweg 21, 2970 SchildeGeneral construction of buildings
since 20192.289.462.294
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11041A0254/00F000
ProtectedCultural-historical landscapeDomein CatershofSource ↗
Flanders 2,906 m² 1 · 129 m² 8.2 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).

Similar companies · same sector, comparable size

Of 29,801 companies in sector 41001 we hold annual accounts for 16,050. 4,448 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded24-05-2019
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43990Other specialised construction activities
43999Specialised construction activities
43350Other building finishing work
46130Agents in the wholesale of timber and building materials
77399Renting and leasing of other machinery, equipment and tangible goods
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers

Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.