HOMECO
ActiveSummary
HOMECO has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €693,540 and a net result of €62,171. Equity is growing by ~12.9% per year across the filed fiscal years. Its solvency ranks better than 87% of 11615 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability79▲+10
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55,000 at 30 days acceptable
Liquidity ample (current ratio 15.18 against 5.23 in 2023; short-term debt: 4.3% and cash: 10% of total assets), and 12.5% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
87.5%
Return on assets
7.8%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-05-2025, 66 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
66 d early
2023
21 d early
2022
11 d early
2021
16 d early
2020
40 d early
2019
11 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 24 days before the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€693,540▲ 6.4%
2023 · €651,569
Total assets
€792,695▼ 5.8%
2023 · €841,458
Net result
€62,171▼ 40.6%
2023 · €104,664
Working capital
€479,702▲ 11.5%
2023 · €430,159
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€92,511▲ 280%€204,680▲ 121%€146,930▼ 28.2%€142,568▼ 3.0%€90,063▼ 36.8%
Net result€56,840above the sector's middle half▲ 407%€136,712above the sector's middle half▲ 141%€80,059above the sector's middle half▼ 41.4%€104,664above the sector's middle half▲ 30.7%€62,171above the sector's middle half▼ 40.6%
Equity€426,634above the sector's middle half▲ 15.4%€502,846above the sector's middle half▲ 17.9%€563,905above the sector's middle half▲ 12.1%€651,569above the sector's middle half▲ 15.5%€693,540above the sector's middle half▲ 6.4%
Total assets€624,301above the sector's middle half▲ 4.6%€690,093above the sector's middle half▲ 10.5%€745,277above the sector's middle half▲ 8.0%€841,458above the sector's middle half▲ 12.9%€792,695above the sector's middle half▼ 5.8%
Debt€197,667▼ 13.0%€187,247▼ 5.3%€181,373▼ 3.1%€189,889▲ 4.7%€99,155▼ 47.8%
Working capital€215,332▲ 43.7%€294,862▲ 36.9%€357,635▲ 21.3%€430,159▲ 20.3%€479,702▲ 11.5%
Solvency68.3%within the sector's middle half▲ 6.4pp72.9%within the sector's middle half▲ 4.5pp75.7%above the sector's middle half▲ 2.8pp77.4%above the sector's middle half▲ 1.8pp87.5%above the sector's middle half▲ 10.1pp
above
within
below
the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2024 is 37% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €792,695
Fixed assets
€279,163 ▼ 9.9%
Current assets
€513,531 ▼ 3.4%
Equity and liabilities €792,695
Equity
€693,540 ▲ 6.4%
Debt
€99,155 ▼ 47.8%
Debt's share of the balance-sheet total falls from 22.6% to 12.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€128,104▼
2023 · €178,840
Cash flow
€100,212▼
2023 · €140,936
Current ratio
15.18▲
2023 · 5.23
Debt to equity
0.14▼
2023 · 0.29
ROE
9.0%▼
2023 · 16.1%
ROA
7.8%▼
2023 · 12.4%
Interest coverage
30.39▲
2023 · -31.31
Debt ≤ 1 year
€33,830▼
2023 · €101,604
Debt > 1 year
€65,105▼
2023 · €88,012
Income taxes
€33,576▼
2023 · €47,782
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 17,810 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 97% are still going.
- Small
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.2%
went bankrupt
3.1%
stopped otherwise
97%
still going
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 17,810 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €2,297 | €0 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €31,986 | €28,893 | €29,348 | €36,272 | €38,041 | ▲ 4.9% |
| Other operating charges640/8 | - | €1,824 | €1,514 | €4,584 | €2,113 | ▼ 53.9% |
| Gross operating margin9900 | €127,500 | €235,398 | €177,791 | €183,424 | €130,216 | ▼ 29.0% |
| Operating profit (loss)9901 | €92,511 | €204,680 | €146,930 | €142,568 | €90,063 | ▼ 36.8% |
| Financial income75/76B | - | €244 | €107 | €4,166 | €9,901 | ▲ 138% |
| Recurring financial income75 | €451 | €244 | €107 | €4,166 | €9,901 | ▲ 138% |
| Financial charges65/66B | - | €6,864 | €25,657 | -€5,712 | €4,216 | ▲ 174% |
| Recurring financial charges65 | €8,239 | €6,864 | €25,657 | -€5,712 | €4,216 | ▲ 174% |
| Profit (loss) for the period before taxes9903 | €84,722 | €198,060 | €121,379 | €152,446 | €95,748 | ▼ 37.2% |
| Income taxes67/77 | €27,882 | €61,348 | €41,320 | €47,782 | €33,576 | ▼ 29.7% |
| Profit (loss) for the period9904 | €56,840 | €136,712 | €80,059 | €104,664 | €62,171 | ▼ 40.6% |
| Transfer from tax-exempt reserves789 | - | €0 | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €60,351 | €136,712 | €80,059 | €104,664 | €62,171 | ▼ 40.6% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €624,301 | €690,093 | €745,277 | €841,458 | €792,695 | ▼ 5.8% |
| Fixed assets21/28 | €364,731 | €340,070 | €316,771 | €309,694 | €279,163 | ▼ 9.9% |
| Intangible fixed assets21 | €495 | €2,632 | €2,004 | €1,376 | €2,862 | ▲ 108% |
| Tangible fixed assets22/27 | €364,186 | €337,388 | €314,718 | €308,269 | €276,301 | ▼ 10.4% |
| Land and buildings22 | - | €336,497 | €309,256 | €282,016 | €258,151 | ▼ 8.5% |
| Plant, machinery and equipment23 | - | - | - | €1,703 | €1,327 | ▼ 22.1% |
| Furniture and vehicles24 | - | €892 | €5,462 | €24,550 | €16,823 | ▼ 31.5% |
| Financial fixed assets28 | €50 | €50 | €50 | €50 | €0 | ▼ 100% |
| Current assets29/58 | €259,570 | €350,023 | €428,506 | €531,764 | €513,531 | ▼ 3.4% |
| Amounts receivable within one year40/41 | €27,166 | €41,548 | €34,154 | €25,796 | €27,711 | ▲ 7.4% |
| Trade receivables40 | - | €31,283 | €32,939 | €16,806 | €1,020 | ▼ 93.9% |
| Other amounts receivable41 | - | €10,266 | €1,215 | €8,990 | €26,691 | ▲ 197% |
| Current investments50/53 | €50,696 | €120,683 | €221,923 | €373,963 | €398,902 | ▲ 6.7% |
| Cash at bank and in hand54/58 | €180,629 | €183,241 | €169,434 | €125,576 | €79,127 | ▼ 37.0% |
| Deferred charges and accrued income490/1 | - | €4,551 | €2,995 | €6,429 | €7,792 | ▲ 21.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €624,301 | €690,093 | €745,277 | €841,458 | €792,695 | ▼ 5.8% |
| Equity10/15 | €426,634 | €502,846 | €563,905 | €651,569 | €693,540 | ▲ 6.4% |
| Contributions10/11 | - | €18,600 | €18,600 | €1,600 | €1,600 | = |
| Reserves13 | €200,545 | €275,045 | €336,103 | €440,763 | €482,734 | ▲ 9.5% |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Tax-exempt reserves132 | - | €33,485 | €33,485 | €33,485 | €33,485 | = |
| Distributable reserves133 | - | €239,700 | €300,758 | €405,418 | €447,389 | ▲ 10.4% |
| Profit (loss) carried forward14 | €202,307 | €204,019 | €204,020 | €204,024 | €204,024 | = |
| Investment grants15 | - | €5,182 | €5,182 | €5,182 | €5,182 | = |
| Amounts payable17/49 | €197,667 | €187,247 | €181,373 | €189,889 | €99,155 | ▼ 47.8% |
| Amounts payable after more than one year17 | €152,647 | €131,762 | €110,223 | €88,012 | €65,105 | ▼ 26.0% |
| Financial debts170/4 | - | €131,762 | €110,223 | €88,012 | €65,105 | ▼ 26.0% |
| Amounts payable within one year42/48 | €44,238 | €55,161 | €70,871 | €101,604 | €33,830 | ▼ 66.7% |
| Current portion of amounts payable after more than one year42 | - | €20,885 | €21,538 | €22,212 | €22,907 | ▲ 3.1% |
| Financial debts43 | - | €1,429 | €1,474 | €1,520 | €1,568 | ▲ 3.1% |
| Credit institutions430/8 | - | €1,429 | €1,474 | €1,520 | €1,568 | ▲ 3.1% |
| Trade debts44 | €4,961 | €7,914 | €8,230 | €68,845 | €6,606 | ▼ 90.4% |
| Suppliers440/4 | - | €7,914 | €8,230 | €68,845 | €6,606 | ▼ 90.4% |
| Advances received on contracts in progress46 | - | €1,316 | €5,260 | €3,287 | €0 | ▼ 100% |
| Taxes, remuneration and social security45 | - | €23,579 | €28,774 | €1,069 | €29 | ▼ 97.3% |
| Taxes450/3 | - | €23,579 | €25,874 | €1,069 | €29 | ▼ 97.3% |
| Remuneration and social security454/9 | - | €0 | €2,900 | €0 | - | - |
| Other amounts payable47/48 | - | €38 | €5,595 | €4,671 | €2,720 | ▼ 41.8% |
| Accrued charges and deferred income492/3 | - | €324 | €278 | €273 | €220 | ▼ 19.6% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €56,840 | €136,712 | €80,059 | €104,664 | €62,171 | ▼ 40.6% |
| + Depreciation and write-downs630 | €31,986 | €28,893 | €29,348 | €36,272 | €38,041 | ▲ 4.9% |
| Operating cash flow (approximation) | €88,826 | €165,605 | €109,406 | €140,936 | €100,212 | ▼ 28.9% |
| Investment in fixed assets (approximation) | - | -€4,233 | -€6,049 | -€29,195 | -€7,510 | ▲ 74.3% |
| Change in cash | - | €2,612 | -€13,807 | -€43,858 | -€46,449 | ▼ 5.9% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
26-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity triplescurrent ratio 15.18
Current ratio from 5.23 to 15.18; short-term debt falls from €101,604 to €33,830.
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
15-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €136,712 ▲141%
Operating result €204,680, net result €136,712, both a record.
31-12
Financial
Equity above €500,000Eq €502,846 ▲17.9%
4 profitable years in a row build equity to €502,846.
21-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
11-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 11 days late
2019
31-12
Financial
Weakest financial yearnet €11,211 ▼44.6%
Net result drops to €11,211, the lowest in the series; recovery starts the following year.
02-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
24-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
24-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2010
Ground area
178 m²
Building footprint
54 m²
Volume, LiDAR
637 m³
Parcel 53053D0218/00X025, Wallonia · tallest building 13.1 m, ±4 floors. Linked by address, not a title deed.
6
companies at this address
See who is registered here
1 establishment unit
HOMECO
since 20102.193.736.756
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53053D0218/00X025 | Wallonia | 177 m² | 1 · 54 m² | 13.1 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
98450060693E8AE8A276
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Of 11,577 companies in sector 71121 we hold annual accounts for 6,570. 3,993 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded18-11-2010
Fiscal year end31-12
Activities, NACEBEL 2025
71121Engineering and related technical consultancy, excluding land surveyors
Contact
E-invoicing
Reachable via Peppol
Peppol ID
0208:0831350871
Also
9925:BE0831350871
Registered
08-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.