HOMEABILIS
ActiveSummary
The computed 12-month bankruptcy probability of HOMEABILIS is 2.6% (moderate). The 2025 annual accounts show equity of €208,206 and a net result of €195,997. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 87% of 2220 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency100▲+34
Growth78=
Track record100
Bankruptcy probability, 12 months
2.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €14,000 at 30 days acceptable
Liquidity ample (current ratio 2.06 against 1.7 in 2024; short-term debt: 21.8% and cash: 3.6% of total assets), and 21.8% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78.2%
Return on assets
73.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-08-2026, 4 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
4 d late
2024
58 d late
2023
41 d late
2022
123 d late
2021
32 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 52 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 11 September (4 of the last 5 filed years within 38 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€208,206▲ 1,605%
2024 · €12,210
Total assets
€266,237▲ 800%
2024 · €29,569
Net result
€195,997▲ 1,079%
2024 · €16,625
Working capital
€61,724▲ 406%
2024 · €12,210
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€9,630--€2,199-€5,377▼ 145%€16,779€196,856▲ 1,073%
Net result€6,558within the sector's middle half--€1,728below the sector's middle half-€5,780below the sector's middle half▼ 234%€16,625within the sector's middle half€195,997above the sector's middle half▲ 1,079%
Equity€9,558below the sector's middle half-€1,364below the sector's middle half▼ 85.7%-€4,416below the sector's middle half€12,210below the sector's middle half€208,206within the sector's middle half▲ 1,605%
Total assets€29,920below the sector's middle half-€73,843within the sector's middle half▲ 147%€40,267below the sector's middle half▼ 45.5%€29,569below the sector's middle half▼ 26.6%€266,237within the sector's middle half▲ 800%
Debt€20,362-€72,479▲ 256%€44,682▼ 38.4%€17,359▼ 61.2%€58,030▲ 234%
Working capital€9,358within the sector's middle half-€1,288below the sector's middle half▼ 86.2%-€4,291below the sector's middle half€12,210within the sector's middle half€61,724within the sector's middle half▲ 406%
Solvency31.9%within the sector's middle half-1.8%below the sector's middle half▼ 30.1pp-11.0%below the sector's middle half▼ 12.8pp41.3%within the sector's middle half▲ 52.3pp78.2%above the sector's middle half▲ 36.9pp
Current ratio1.46within the sector's middle half-1.02below the sector's middle half▼ 0.440.90below the sector's middle half▼ 0.111.70within the sector's middle half▲ 0.802.06within the sector's middle half▲ 0.36
Return on assets (ROA)21.9%above the sector's middle half--2.3%below the sector's middle half▼ 24.3pp-14.4%below the sector's middle half▼ 12.0pp56.2%above the sector's middle half▲ 70.6pp73.6%above the sector's middle half▲ 17.4pp
above
within
below
the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Why a figure moved sharply
- 2025 Net result +1,079% on 2024. The accounts now follow the abbreviated schema, last year the micro schema.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 1,073% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €266,237
Fixed assets
€146,482
Current assets
€119,755
Equity and liabilities €266,237
Equity
€208,206 ▲ 1,605%
Debt
€58,030 ▲ 234%
Debt's share of the balance-sheet total falls from 58.7% to 21.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€224,013
Cash flow
€223,154
Quick ratio
0.77▼
2024 · 1.70
Debt to equity
0.28▼
2024 · 1.42
ROE
94.1%▼
2024 · 136.2%
Interest coverage
260.62
Debt ≤ 1 year
€58,030▲
2024 · €17,359
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,975 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.6%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 2.6% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,975 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,009 | - | €200 | - | €27,157 | - |
| Other operating charges640/8 | €1,095 | €448 | - | €108 | €12,451 | ▲ 11,482% |
| Gross operating margin9900 | €12,734 | -€1,752 | -€5,177 | €16,887 | €236,464 | ▲ 1,300% |
| Operating profit (loss)9901 | €9,630 | -€2,199 | -€5,377 | €16,779 | €196,856 | ▲ 1,073% |
| Financial income75/76B | €208 | €620 | €123 | - | - | - |
| Recurring financial income75 | €208 | €620 | €123 | - | - | - |
| Financial charges65/66B | €44 | €150 | €526 | €154 | €860 | ▲ 460% |
| Recurring financial charges65 | €44 | €150 | €526 | €154 | €860 | ▲ 460% |
| Profit (loss) for the period before taxes9903 | €9,793 | -€1,728 | -€5,780 | €16,625 | €195,997 | ▲ 1,079% |
| Income taxes67/77 | €3,235 | - | - | - | - | - |
| Profit (loss) for the period9904 | €6,558 | -€1,728 | -€5,780 | €16,625 | €195,997 | ▲ 1,079% |
| Profit (loss) for the period to be appropriated9905 | €6,558 | -€1,728 | -€5,780 | €16,625 | €195,997 | ▲ 1,079% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €29,920 | €73,843 | €40,267 | €29,569 | €266,237 | ▲ 800% |
| Formation expenses20 | €200 | €200 | - | - | - | - |
| Fixed assets21/28 | - | - | - | - | €146,482 | - |
| Tangible fixed assets22/27 | - | - | - | - | €146,482 | - |
| Furniture and vehicles24 | - | - | - | - | €146,482 | - |
| Current assets29/58 | €29,720 | €73,643 | €40,267 | €29,569 | €119,755 | ▲ 305% |
| Stocks and contracts in progress3 | - | - | - | - | €74,940 | - |
| Stocks30/36 | - | - | - | - | €74,940 | - |
| Amounts receivable within one year40/41 | €27,409 | €73,291 | €40,183 | - | €35,246 | - |
| Trade receivables40 | €14,164 | €65,915 | €30,214 | - | €35,246 | - |
| Other amounts receivable41 | €13,245 | €7,376 | €9,969 | - | - | - |
| Cash at bank and in hand54/58 | €2,312 | €352 | €84 | €29,569 | €9,569 | ▼ 67.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €29,920 | €73,843 | €40,267 | €29,569 | €266,237 | ▲ 800% |
| Equity10/15 | €9,558 | €1,364 | -€4,416 | €12,210 | €208,206 | ▲ 1,605% |
| Contributions10/11 | €3,000 | €3,000 | €3,000 | €3,000 | €3,000 | = |
| Capital10 | €3,000 | - | - | - | - | - |
| Issued capital100 | €3,000 | - | - | - | - | - |
| Reserves13 | €300 | - | - | - | - | - |
| Non-distributable reserves130/1 | €300 | - | - | - | - | - |
| Reserves not available under the articles1311 | €300 | - | - | - | - | - |
| Profit (loss) carried forward14 | €6,258 | -€1,636 | -€7,416 | €9,210 | €205,206 | ▲ 2,128% |
| Amounts payable17/49 | €20,362 | €72,479 | €44,682 | €17,359 | €58,030 | ▲ 234% |
| Amounts payable within one year42/48 | €20,362 | €72,355 | €44,558 | €17,359 | €58,030 | ▲ 234% |
| Trade debts44 | €716 | €24,236 | €11,484 | - | €33,713 | - |
| Suppliers440/4 | €716 | €24,236 | €11,484 | - | €33,713 | - |
| Taxes, remuneration and social security45 | €2,206 | - | - | €7,883 | €14,889 | ▲ 88.9% |
| Taxes450/3 | €2,206 | - | - | €7,883 | €14,889 | ▲ 88.9% |
| Other amounts payable47/48 | €17,440 | €48,119 | €33,074 | €9,476 | €9,428 | ▼ 0.5% |
| Accrued charges and deferred income492/3 | - | €124 | €124 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €6,558 | -€1,728 | -€5,780 | €16,625 | €195,997 | ▲ 1,079% |
| + Depreciation and write-downs630 | €2,009 | - | €200 | - | €27,157 | - |
| Operating cash flow (approximation) | €8,567 | -€1,728 | -€5,580 | €16,625 | €223,154 | ▲ 1,242% |
| Change in cash | - | -€1,960 | -€268 | €29,485 | -€20,000 | ▼ 168% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-08
State Gazette act
Resignations: BOUTOUIL JAMAL, SANHADJI EL HADDAR YOUSSEF and MOHAMED SALEH BARAAAppointment: MONDJO KAMBA JOEL W (director and shareholder) · Share transfer · Registered-office move9 facts ▸
State Gazette act
Resignations: BOUTOUIL JAMAL, SANHADJI EL HADDAR YOUSSEF and MOHAMED SALEH BARAA
Appointment: MONDJO KAMBA JOEL W (director and shareholder) · Share transfer · Registered-office move9 facts ▸
- General meeting, 25-01-2025
- Director resignation, BOUTOUIL JAMAL (director and shareholder)
- Director resignation, SANHADJI EL HADDAR YOUSSEF (director and shareholder)
- Director resignation, MOHAMED SALEH BARAA (director and shareholder)
- Director appointment, MONDJO KAMBA JOEL W (director and shareholder)
- Share transfer, BOUTOUIL JAMAL → MONDJO KAMBA JOEL W
- Share transfer, SANHADJI EL HADDAR YOUSSEF → MONDJO KAMBA JOEL W
- Share transfer, MOHAMED SALEH BARAA → MONDJO KAMBA JOEL W
- Registered-office move, Chaussée de Ruisbroek 257, 1620 Drogenbos
04-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 4 days late
2025
31-12
Financial
Highest result since 2021net €195,997 ▲1,079%
Operating result €196,856, net result €195,997, both a record.
31-12
Financial
Equity above €200,000Eq €208,206 ▲1,605%
2 profitable years in a row build equity to €208,206.
27-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 58 days late
2024
31-12
Financial
Back to profitnet €16,625
Net result €16,625 after 2 loss-making years.
10-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 41 days late
2023
31-12
Financial
Weakest financial yearnet -€5,780
Net result drops to -€5,780, the lowest in the series; recovery starts the following year.
01-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 123 days late
2022
01-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 32 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 3 acts read
About the unread acts
Of the 3 Belgian State Gazette acts we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 director, last change in 2025
Board 1
MONDJO KAMBA JOEL W
CurrentDirector and shareholder · since 25-01-2025
Other functions 1
MONDJO KAMBA JOEL W
CurrentDirector and shareholder · since 25-01-2025
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
2 of this company's 3 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Drogenbos · 3 establishment units since 2020
Ground area
1.5 ha
Building footprint
6,027 m²
Volume, LiDAR
72,666 m³
4 parcels, Brussels, Flanders, Wallonia · tallest building 42.8 m, ±13 floors. Linked by address, not a title deed.
257
companies at this address
See who is registered here
3 establishment units
HOMEABILIS
since 20202.308.198.142
HOMEABILIS
since 20202.308.198.538
HOMEABILIS
since 20202.308.198.736
4 parcels
Flanders
2
(50%)
Wallonia
1
(25%)
Brussels
1
(25%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22001B0038/00K000 | Flanders | 7,925 m² | 1 · 4,905 m² | 12.9 m · 2 fl. |
| 21306C0060/00C000 | Brussels | 6,430 m² | 1 · 950 m² | 42.8 m · 13 fl. |
| 23077A0166/00C003 | Flanders | 515 m² | 1 · 97 m² | 10.7 m · 2 fl. |
| 25782D1093/00K002 | Wallonia | 191 m² | 1 · 75 m² | 14.7 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
4 of 4 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
4 people since 2025, 1 in office
- Board
- Other function
- began earlier
| Name | Functions and periods |
|---|---|
| MONDJO KAMBA JOEL W |
|
| BOUTOUIL JAMAL |
|
| MOHAMED SALEH BARAA |
|
| SANHADJI EL HADDAR YOUSSEF |
|
Structure & network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
This company
Company
Director
Shareholding
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Click a node to look further, drag to arrange, scroll to zoom.
Capital and shareholders
Shareholders according to the acts
Share transfer
act of 10-08-2026 ↗
- BOUTOUIL JAMAL to MONDJO KAMBA JOEL W 100 shares
- SANHADJI EL HADDAR YOUSSEF to MONDJO KAMBA JOEL W 100 shares
- MOHAMED SALEH BARAA to MONDJO KAMBA JOEL W 100 shares
The Belgian State Gazette names shareholders only when an act mentions them; the share register itself is not published.
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Of 29,785 companies in sector 41001 we hold annual accounts for 16,058. 12,003 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded28-07-2020
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43110Demolition
43320Joinery installation
43333Wallpapering and laying of floor and wall coverings in other materials
43341Painting of buildings
47521Retail sale of hardware, building materials, paint and glass (general range)
E-invoicing
Reachable via Peppol
Peppol ID
0208:0751558671
Registered
11-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.