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Home Metal

Active
Private limited companyfounded 2013active for 13 yearsPannenbakkersstraat(M) 8, 8552 Zwevegem, BelgiumKBO/BCE: BE 0502.942.426
Summary

Home Metal has been active since 2013 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €499,908 and a net result of €84,469. Equity has been growing by about 30% per year since 2019. Its solvency ranks better than 52% of 9,895 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Overview

Official details

Source: KBO
Status
Active since 31-01-2013 Normal situation
Activity
Joinery installation NACE 43320and 1 other
Establishment unit
2.217.882.729 8552 Zwevegem, since 31-01-2013
Financial year end
31 March
Peppol
Reachable since 10-02-2026

Board and ownership

Board
Shareholders
  • HOME CONCEPT· score 5230-06-2025 annual accounts of HOME CONCEPT
  • EVM Promotion31-03-2026 annual accounts of EVM Promotion

Financial position

67 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.0%
Annual accounts to 31-03-2025
Gross margin
€471,932
▲ 48.9%
Turnover
≈ €1.4m
estimated
Profit
€84,469
Equity
€499,908
▲ 20.3%
Total assets
€1.1m
▲ 30.0%
Employees on 31-03-2025
3
▼ 50.0%
  • 2026 accounts not filed, 2 days past the deadline
Score breakdownraises riskFigures for financial year 2025 (filed on 04-09-2025)Sector: Specialised construction activities (NACE 43)1 financial year not filed after the legal deadlinelowers riskEquity €499,908 (45.8% of total assets)Show the evidence

Checked score

Score 2025
67 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 50% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Strong
Solvency 71-3
equity 45.8% of total assets
Liquidity 39-18
short-term debt 39.0% · cash 5.8%
Profitability 78+69
return on assets 7.7%
Bankruptcy probability within 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,675 companies, NACE 43, micro)
Last 24 months 12-2024: 0.4% 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.5%▲ +0.1 percentage points vs 06-2025 08-2025: 0.5%● unchanged vs 07-2025 09-2025: 0.5%● unchanged vs 08-2025 10-2025: 0.3%▼ -0.2 percentage points vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026lowest value 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.3%● unchanged vs 07-2026 09-2026: 0.4%▲ +0.1 percentage points vs 08-2026 10-2026: 0.9%▲ +0.5 percentage points vs 09-2026 11-2026: 1.0%▲ +0.1 percentage points vs 10-2026highest value
Credit of up to €30,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.73 (2.11 in 2024), above the usual 1.5. Short-term debt is 39% and cash 5.8% of total assets. However, 54.2% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 49% of them on solvency, 28% on liquidity, 56% on profitability and 68% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Figures for financial year 2025 (filed on 04-09-2025)
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
lowers risk · Equity €499,908 (45.8% of total assets)
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline
NBB · filings
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 01-09-2025, 60 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
not filed
2025
60 days early
2024
24 days early
2023
146 days early
2022
3 days early
2021
59 days early
2020
1 day early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 49 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Back in profit in 2025after a loss of €62,309 in 2024 €84,469 View

Recent changes

  1. · Gazette deed Resignation: BV HOME CONCEPT (director)Permanent representatives: Emile Vandermarliere and Frank Vandermarliere · Appointments: BV HOME CONCEPT (director) and Emile Vandermarliere (director)
  2. · Gazette deed Resignation: Steven Rohaert (director)Permanent representative: Emile Vandermarliere
  3. · Gazette deed Permanent representatives: Emile Vandermarliere and Frank Vandermarliere
All 21 events

Comparable companies

These companies have the same main activity as Home Metal: joinery installation (NACE 43320). They are comparable in size and age: total assets between €883,000 and €1.2m, founded between 2010 and 2014.

CompanyTotal assetsGross margin
Home Metal Zwevegem€1.1m€0.5m
BRUGGEMAN INTERIEUR Hooglede€1.2m€0.5m
DEBRACO INTERIEUR Ledegem€0.9m€0.4m
SBK Schrijnwerkerij Rumst€1.1m€0.5m
De Cock ECO Renovatie Boortmeerbeek€1.1m€0.5m
MH ART DESIGN Sint-Jans-Molenbeek€1.0m€0.5m
NIPACO-STORME Beernem€0.9m€0.4m
Full comparison

Key facts about Home Metal

What is the company number of Home Metal?
The company number of Home Metal is 0502.942.426. The VAT number is the same number with BE in front: BE 0502.942.426.
Where is Home Metal based?
The registered office is at Pannenbakkersstraat(M) 8, 8552 Zwevegem.Company details
What does Home Metal do?
According to the KBO register, the main activity is joinery installation (NACE 43320).
What is the legal form of Home Metal?
The legal form of Home Metal is Private limited company (BV).
When was Home Metal founded?
Home Metal was founded on 31-01-2013.
Is Home Metal still active?
Yes, Home Metal is an active enterprise in the KBO register.
How many employees does Home Metal have?
Home Metal had an average of 4.4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of Home Metal?
The turnover in financial year 2025 is ≈ €1.4m. This figure is estimated from the gross margin of €471,932 and 40 comparable companies (NACE 433). It probably lies between €1.0m and €1.7m.
Is Home Metal profitable?
In financial year 2025, Home Metal made a profit of €84,469.
Where can I find the annual accounts of Home Metal?
Home Metal filed 11 annual accounts with the National Bank of Belgium, the latest for financial year 2025.

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