BRUGGEMAN INTERIEUR
ActiveBRUGGEMAN INTERIEUR has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €402k and a net result of €70k. Equity is growing by ~10.5% per year across the filed fiscal years. Its solvency ranks better than 36% of 7760 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▲+7
Solvency58▲+2
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity short (current ratio 0.94 against 1.05 in 2024; short-term debt: 28.7% and cash: 10.9% of total assets), and 67.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32.5%
Return on assets
5.6%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
36 d early
2023
26 d late
2022
31 d late
2021
31 d late
2020
31 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€402k▲ 0.8%
2024 · €399k
2018: €193k
2019: €229k
2020: €374k
2021: €421k
2022: €358k
2023: €399k
2024: €399k
2018 → 2025
Total assets
€1.24M▼ 4.9%
2024 · €1.30M
2018: €916k
2019: €938k
2020: €1.37M
2021: €1.49M
2022: €1.60M
2023: €1.52M
2024: €1.30M
2018 → 2025
Net result
€70k▲ 20,362%
2024 · €341
2018: €40k
2019: €36k
2020: €144k
2021: €47k
2022: €-63k
2023: €41k
2024: €341
2018 → 2025
Working capital
€-20k
2024 · €17k
2018: €-58k
2019: €-30k
2020: €2k
2021: €47k
2022: €-156k
2023: €32k
2024: €17k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€421k-€358k▼ 15.0%€399k▲ 11.5%€399k▲ 0.1%€402k▲ 0.8%
Operating result€73k-€-39k€63k€14k▼ 78.2%€104k▲ 651%
Net result€47k-€-63k€41k€341▼ 99.2%€70k▲ 20,362%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 651% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.24M
Fixed assets
€902k▼ 7.8%
Current assets
€335k▲ 3.9%
Equity and liabilities €1.24M
Equity
€402k▲ 0.8%
Debt
€834k▼ 7.4%
The debt ratio falls from 69.3% to 67.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€200k▲
2024 · €122k
Cash flow
€166k▲
2024 · €109k
Solvency
32.5%▲
2024 · 30.7%
Current ratio
0.94▼
2024 · 1.05
Quick ratio
0.69▼
2024 · 0.89
Debt / equity
2.07▼
2024 · 2.26
ROE
17.3%▲
2024 · 0.1%
ROA
5.6%▲
2024 · 0.0%
Interest coverage
8.29▲
2024 · 6.26
Debt
€834k▼
2024 · €902k
Debt ≤ 1 year
€355k▲
2024 · €306k
Debt > 1 year
€474k▼
2024 · €595k
Income taxes
€19k▲
2024 · €179
Staff costs
€320k▲
2024 · €312k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.30M€1.24M▼
Fixed assets21/28€978k€902k▼
Tangible fixed assets22/27€977k€901k▼
Land and buildings22€789k€752k▼
Plant, machinery and equipment23€129k€109k▼
Furniture and vehicles24€58k€39k▼
Financial fixed assets28€825€825=
Current assets29/58€322k€335k▲
Stocks and contracts in progress3€49k€90k▲
Stocks30/36€29k€45k▲
Contracts in progress37€21k€45k▲
Amounts receivable within one year40/41€61k€105k▲
Trade receivables40€37k€90k▲
Other amounts receivable41€24k€15k▼
Cash at bank and in hand54/58€186k€135k▼
Deferred charges and accrued income490/1€26k€6k▼
Equity and liabilities
Total equity and liabilities10/49€1.30M€1.24M▼
Equity10/15€399k€402k▲
Contributions10/11€19k€19k=
Reserves13€400k€384k▼
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€400k€384k▼
Profit (loss) carried forward14€-19k€0▲
Amounts payable17/49€902k€834k▼
Amounts payable after more than one year17€595k€474k▼
Financial debts170/4€595k€474k▼
Amounts payable within one year42/48€306k€355k▲
Current portion of amounts payable after more than one year42€123k€121k▼
Financial debts43€25k€0▼
Credit institutions430/8€25k€0▼
Trade debts44€69k€56k▼
Suppliers440/4€69k€56k▼
Advances received on contracts in progress46-€53k
Taxes, remuneration and social security45€11k€31k▲
Taxes450/3-€0
Remuneration and social security454/9€11k€31k▲
Other amounts payable47/48€78k€95k▲
Accrued charges and deferred income492/3€1k€5k▲
Income statement
Code20242025
Remuneration, social security and pensions62€312k€320k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€108k€96k▼
Other operating charges640/8€8k€7k▼
Gross operating margin9900€442k€526k▲
Operating profit (loss)9901€14k€104k▲
Financial income75/76B€6k€9k▲
Recurring financial income75€6k€9k▲
Financial charges65/66B€20k€24k▲
Recurring financial charges65€20k€24k▲
Profit (loss) for the period before taxes9903€520€89k▲
Income taxes67/77€179€19k▲
Profit (loss) for the period9904€341€70k▲
Profit (loss) for the period to be appropriated9905€341€70k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-19k€50k▲
Profit (loss) brought forward from the previous period14P€-20k€-19k▲
Transfer from equity791/2-€66k
Transfer to equity691/2-€50k
To other reserves6921-€50k
Profit to be distributed694/7-€66k
Return on contributions (dividend)694-€66k
Social balance
Average headcount (FTE)90875.34.5▼
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 26 days late
2023
31-12
Financial
Back to profitnet €41k
Net result €41k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
31-12
Financial
Weakest financial yearnet €-63k ▼234%
Net result drops to €-63k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
31-12
Financial
Highest result since 2018net €144k ▲296%
Operating result €179k, net result €144k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Equity above €200kEq €229k ▲18.9%
2 profitable years in a row build equity to €229k.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hooglede · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stoomtuigstraat 148830 HoogledeGround area
1,944 m²
Building footprint
892 m²
Volume, LiDAR
4,038 m³
Parcel 36005B0534/00E000, Flanders · tallest building 6.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BRUGGEMAN INTERIEUR
since 20112.204.364.986
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36005B0534/00E000 | Flanders | 1,944 m² | 1 · 892 m² | 6.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 19,632 EUR awarded · 19,632 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 3,708 EUR | 3,708 EUR |
| 2024 | 1 | 4,752 EUR | 4,752 EUR |
| 2023 | 1 | 7,500 EUR | 7,500 EUR |
| 2022 | 1 | 3,672 EUR | 3,672 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Recognised contractor
2 categoriesBRUGGEMAN INTERIEUR BV34915
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Of 20,026 companies in sector 43320 we hold annual accounts for 9,136. 6,381 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-09-2011
Fiscal year end31-12
Activities, NACEBEL
31004Manufacture of dining room, living room, bedroom and bathroom furniture
43320Joinery installation
31002Manufacture of furniture
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.