Checked.be
Active
BE 0678.960.111Private limited company
Home Invest Projects
Rode Dreef 29 ·2110 Wijnegem, Belgium· 9 yrs active
Sector: Retail trade
(47783)
Conclusion
Home Invest Projects has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €236k and a net result of €37k. Its solvency ranks better than 70% of 6725 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Based on the State Gazette, CBE and 2 annual accounts.
Key figures
| Equity | €236k |
| Net result | €37k |
| Better than sector | 70% |
| Active | 9 yrs |
Financial profile
76
/ 100
Exceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
Health
81
Profitability
79
Solvency
68
Growth
52
Stability
100
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
More than 3 years active
Founded in 2017, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
81
/ 100
Excellent
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview
Annual accounts filed on 17-11-2025 with the NBB · fiscal year 2024 · micro schema
Sector comparison
Fiscal year 2024 · NACE 47, Retail trade · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 41.9% | 20.4% | |
| Net result | €37k | €4k | |
| Equity | €236k | €16k | |
| Gross operating margin | €48k | €24k | |
| Total assets | €564k | €94k |
€45k
-
23-24
€37k
-38.4%
23-24
€38k
-
23-24
€564k
+12.3%
23-24
€236k
+8.5%
23-24
€55k
+41.2%
23-24
€7k
+43.4%
23-24
€328k
+15.1%
23-24
€293k
+17.3%
23-24
€35k
0.0%
23-24
1.19
+2.7%
23-24
1.19
+2.7%
23-24
41.9%
-3.3%
23-24
1.39
+6.1%
23-24
15.7%
-43.3%
23-24
6.6%
-45.2%
23-24
92.50
-
23-24
Figures by fiscal year and ratios
| Fiscal year | 2024 |
|---|---|
| Deposit | micro schema |
| Revenue | - |
| EBITDA | €45k |
| Net profit | €37k |
| Cash flow | €38k |
| Staff costs | - |
| Income taxes | €7k |
| Dividends | - |
| Total assets | €564k |
| Equity | €236k |
| Debt | €328k |
| of which ≤ 1y | €293k |
| of which > 1y | €35k |
| Working capital | €55k |
| Employees (FTE) | - |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 1.19 |
| Quick ratio | 1.19 |
| Working capital ratio | 9.7% |
| Solvency | 41.9% |
| Debt / equity | 1.39 |
| Long-term debt ratio | 0.15 |
| Interest coverage | 92.50 |
| Gross margin | - |
| Net margin | - |
| ROA | 6.6% |
| ROE | 15.7% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan.
See plans →
Balance-sheet composition 2024
Full annual accounts (24 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €564k |
| Fixed assets | 21/28 | €216k |
| Tangible fixed assets | 22/27 | €3k |
| Financial fixed assets | 28 | €214k |
| Current assets | 29/58 | €348k |
| Amounts receivable within one year | 40/41 | €330k |
| Cash & bank | 54/58 | €18k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €564k |
| Equity | 10/15 | €236k |
| Contributions / capital | 10/11 | €20k |
| Reserves | 13 | €215k |
| Accumulated profits (losses) | 14 | €2k |
| Amounts payable | 17/49 | €328k |
| Amounts payable after one year | 17 | €35k |
| Amounts payable within one year | 42/48 | €293k |
| Trade debts payable within one year | 44 | €127k |
| Income statement | ||
| Gross operating margin | 9900 | €48k |
| Operating result | 9901 | €44k |
| Financial income | 75 | €70 |
| Financial charges | 65 | €482 |
| Result before taxes | 9903 | €44k |
| Income taxes | 67/77 | €7k |
| Net result for the period | 9904 | €37k |
| Result to be appropriated | 9905 | €37k |
Legal Structure
| NACE primary | Retail trade(47783) |
| Legal form | Private limited company(610) |
| Incorporation | 28-07-2017 |
| Status | Active |
| Postal code | 2110 |
Establishment units
bvba home invest project
since 20172.266.556.933
Real-estate footprint
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11050B0314/00G002 | Flanders | 1,055 m² | 1 · 168 m² | 8.7 m · 2 fl. |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
2025
17-11-2025 NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
08-10-2024 NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
29-12-2023 State Gazette act Minor change
Statutes change · Patrick Vandeputte
31-08-2023 NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-08-2022 NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
30-08-2021 NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
08-10-2020 NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
14-08-2019 NBB filing Annual accounts filed
fiscal year 2018 · micro schema
Belgian State Gazette reading coverage
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Belgisch Staatsblad, acts
All acts · 1
updated 2 years ago
2023
29-12-2023 Publication in the Belgian Official Gazette, Minor change
Summary:
Statutes changeNotary:
Patrick Vandeputte · Antwerpen-Borgerhout
Technical details
{
"notary": {
"name": "Patrick Vandeputte",
"firm_city": null,
"firm_name": null,
"office_city": "Antwerpen-Borgerhout",
"is_associated": false
},
"act_meta": {
"language": "nl",
"pub_date": "2023-12-29",
"filing_date": "2023-12-27",
"act_kind_objet": "ONTSLAGEN, BENOEMINGEN, STATUTEN (VERTALING, COORDINATIE, OVERIGE WIJZIGINGEN), WIJZIGING RECHTSVORM"
},
"decision": {
"body": "buitengewone_algemene_vergadering",
"date": "2023-12-15",
"unanimous": true
},
"agm_change": null,
"detected_kind": "statutes_change",
"other_address": null,
"mandate_renewal": {
"period_end": null,
"mandate_kind": "bestuurder",
"period_start": null,
"remuneration_eur": null,
"remuneration_kind": "gratuit",
"person_or_entity_kbo": null,
"person_or_entity_name": "Bartosz ZYWANOWSKI"
},
"subject_company": {
"kbo": "0678.960.111",
"name_full": "Home Invest Projects",
"legal_form": "BV"
},
"accounts_deposit": null,
"publication_proxy": {
"kind": "none",
"org_kbo": null,
"org_name": null,
"person_name": null,
"org_rep_person_name": null
},
"co_filed_documents": [],
"fiscal_year_change": null,
"liquidation_closure": null,
"officer_designation": {
"role": "bestuurder",
"organ": "raad_van_bestuur",
"person_name": "Bartosz ZYWANOWSKI"
},
"special_procuration": null,
"is_volet_a_only_stub": false,
"vakbekwaamheid_change": null,
"should_reroute_to_category": null,
"single_shareholder_declaration": null
}Credit advice
Company registry (CBE)
Activities
Retail trade47783Retail trade47784Construction of residential and non-residential buildings41002Plastering work43310Specialised construction activities43342Roofing work43410Wholesale trade46839
Names & trade names
| Legal nameNL | Home Invest Projects |
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