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HOME & GARDEN SOLUTION

Active
Private limited companyfounded 201214 yrs activeMollemstraat 12, 1600 Sint-Pieters-Leeuw, BelgiumKBO/BCE: BE 0844.751.917

HOME & GARDEN SOLUTION has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €23k and a net result of €5k. Equity is shrinking by ~4.5% per year across the filed fiscal years. Its solvency ranks better than 95% of 5898 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).

Checked score

Score 2024
100 / 100
Excellent= vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+35
Solvency100=
Growth58=
Stability100
Bankruptcy probability, 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 29.45 against 3.16 in 2023), and 3.1% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 14 years 0 20 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
96.9%
Return on assets
22.2%
Age of the figures
20 mo
lowers risk · Growing equity
Equity grew over 2022-2024. Profits are largely retained rather than distributed.
NBB · annual accounts 2024
Equity per financial year
18192021222324
2018 to 2024 · latest year €23k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
29 d late
2023
30 d late
2022
32 d late
2021
59 d late
2020
90 d late
2019
91 d late
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity
€23k▲ 29.7%
2023 · €18k
2018: €23k 2019: €25k 2020: €21k 2021: €22k 2022: €15k 2023: €18k
2018 → 2024
Total assets
€24k▼ 7.8%
2023 · €26k
2018: €26k 2019: €59k 2020: €47k 2021: €42k 2022: €28k 2023: €26k
2018 → 2024
Net result
€5k▲ 128%
2023 · €2k
2018: €695 2019: €2k 2020: €-5k 2021: €1k 2022: €-6k 2023: €2k
2018 → 2024
Working capital
€21k▲ 22.9%
2023 · €17k
2018: €22k 2019: €20k 2020: €17k 2021: €19k 2022: €14k 2023: €17k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202021202220232024Trend
Equity€21k-€22k▲ 5.9%€15k▼ 29.5%€18k▲ 15.0%€23k▲ 29.7%
Operating result€-3k-€4k€-3k€5k€8k▲ 69.9%
Net result€-5k-€1k€-6k€2k€5k▲ 128%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-10k€-5k€0€5k€10kOperating result 2020: €-3k€-3kNet result 2020: €-5k€-5kOperating result 2021: €4k€4kNet result 2021: €1k€1kOperating result 2022: €-3k€-3kNet result 2022: €-6k€-6kOperating result 2023: €5k€5kNet result 2023: €2k€2kOperating result 2024: €8k€8kNet result 2024: €5k€5k20202021202220232024
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 70% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €24k
Fixed assets €2k▲ 308%
Current assets €22k▼ 13.1%
Equity and liabilities €24k
Equity €23k▲ 29.7%
Debt €744▼ 90.7%
The debt ratio falls from 31.2% to 3.1%: equity grows while debt is paid down.
Key figures and ratios
2024 value · change against 2023
EBITDA
€8k
2023 · €11k
Cash flow
€5k
2023 · €9k
Solvency
96.9%
2023 · 68.8%
Current ratio
29.45
2023 · 3.16
Quick ratio
29.45
2023 · 3.16
Debt / equity
0.03
2023 · 0.45
ROE
22.9%
2023 · 13.0%
ROA
22.2%
2023 · 9.0%
Interest coverage
68.24
2023 · 58.07
Debt
€744
2023 · €8k
Debt ≤ 1 year
€744
2023 · €8k
Income taxes
€3k
2023 · €2k
Staff costs
€-4
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet Code20232024
Assets
Total assets20/58€26k€24k
Fixed assets21/28€422€2k
Tangible fixed assets22/27-€1k
Plant, machinery and equipment23-€1k
Financial fixed assets28€422€422=
Current assets29/58€25k€22k
Amounts receivable within one year40/41€6k€166
Trade receivables40€4k-
Other amounts receivable41€2k€166
Cash at bank and in hand54/58€18k€21k
Deferred charges and accrued income490/1€2k€1k
Equity and liabilities
Total equity and liabilities10/49€26k€24k
Equity10/15€18k€23k
Contributions10/11€6k€6k=
Reserves13€3k€3k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€821€821=
Profit (loss) carried forward14€9k€14k
Amounts payable17/49€8k€744
Amounts payable within one year42/48€8k€744
Current portion of amounts payable after more than one year42€4k-
Trade debts44€3k€603
Suppliers440/4€3k€603
Taxes, remuneration and social security45€99€99=
Taxes450/3€99€99=
Other amounts payable47/48€32€42
Income statement Code20232024
Remuneration, social security and pensions62-€-4
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€93
Other operating charges640/8€2k€442
Gross operating margin9900€13k€9k
Operating profit (loss)9901€5k€8k
Financial income75/76B-€16
Recurring financial income75-€16
Financial charges65/66B€192€122
Recurring financial charges65€192€122
Profit (loss) for the period before taxes9903€5k€8k
Income taxes67/77€2k€3k
Profit (loss) for the period9904€2k€5k
Profit (loss) for the period to be appropriated9905€2k€5k
Appropriation of the result
Profit (loss) to be appropriated9906€9k€14k
Profit (loss) brought forward from the previous period14P€6k€9k

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2025
29-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial Highest result since 2018net €5k ▲128%
Operating result €8k, net result €5k, both a record.
31-12
Financial Liquidity times 9current ratio 29.45
Current ratio from 3.16 to 29.45; short-term debt falls from €8k to €744.
30-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial Back to profitnet €2k
Net result €2k after one loss-making year.
01-09
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
31-12
Financial Weakest financial yearnet €-6k ▼634%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
28-09
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 59 days late
2021
31-12
Financial Back to profitnet €1k
Net result €1k after one loss-making year.
29-10
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 90 days late
2020
30-10
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
30-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
28-09
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 59 days late
2017
09-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 9 days late
2016
21-09
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema · 52 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Leeuw · 1 establishment unit since 2012
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Mollemstraat 121600 Sint-Pieters-Leeuw
Ground area
481 m²
Building footprint
142 m²
Volume, LiDAR
604 m³
Parcel 23077B0144/00R000, Flanders · tallest building 5.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Mollemstraat 12, 1600 Sint-Pieters-Leeuw
Construction of roads and motorways
since 20122.208.538.362
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23077B0144/00R000 Flanders 481 m² 1 · 142 m² 5.8 m · 1 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 21,161 companies in sector 81300 we hold annual accounts for 4,347. 3,203 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded27-03-2012
Fiscal year end31-12
Activities, NACEBEL
81300Landscape service activities
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.