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HOME ESTE

Active
Public limited companyfounded 1994active for 31 yearsRue Chaussée 2A, 4342 Awans, BelgiumKBO/BCE: BE 0454.087.682
Summary

HOME ESTE has been active since 1994 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €875,145 and a net result of €225,315. Equity has been stable since 2019 (±0.8% per year). Its solvency ranks better than 21% of 71 sector peers (NACE 43, financial year 2026). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 27-12-1994 Normal situation
Activity
Other construction installation NACE 43240and 1 other
Establishment unit
2.070.080.562 4342 Awans, since 12-01-1995
Financial year end
31 March
Peppol
Reachable since 29-10-2024

Board and ownership

Board
  • BPV Invest SRLDirector · permanent representative Pascal Vanhorenbeeck

Financial position

92 Excellent Checked score 2026
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts to 31-03-2026
Turnover
€0
Profit
€225,315
▼ 6.6%
Equity
€875,145
▲ 1.8%
Total assets
€2.8m
▼ 15.6%
Employees on 31-03-2026
6
=
Score breakdownraises riskSector: Specialised construction activities (NACE 43)lowers riskLiquidity: current ratio 1.37, cash €909,030Founded in 1994Figures for financial year 2026 (filed on 06-10-2026)Show the evidence

Checked score

Score 2026
92 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 45% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2025
Strong
Solvency 57+6
equity 31.5% of total assets
Liquidity 54-6
short-term debt 68.5% · cash 32.7%
Profitability 79+1
return on assets 8.1%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,675 companies, NACE 43, micro)
Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.2%▲ +0.1 percentage points vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025highest value 11-2025: 0.1%▼ -0.1 percentage points vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026lowest value 05-2026: 0.1%● unchanged vs 04-2026lowest value 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.2%▲ +0.1 percentage points vs 08-2026 10-2026: 0.1%▼ -0.1 percentage points vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026
Credit of up to €80,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.37 (1.26 in 2025), below the usual 1.5. Short-term debt is 68.5% and cash 32.7% of total assets. 68.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 33% of them on solvency, 50% on liquidity, 57% on profitability and 40% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 1.37, cash €909,030
NBB · annual accounts
lowers risk · Founded in 1994
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
lowers risk · Figures for financial year 2026 (filed on 06-10-2026)
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 71 sector peers (2026).
NBB · sector comparison
Position among 71 sector peers
Solvency
better than 21%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 06-10-2026, 25 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
25 days early
2025
32 days early
2024
31 days early
2023
33 days early
2022
32 days early
2021
32 days early
2020
37 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 32 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 29 September (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-03-2027 year end31-10-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 4th largest company by total assets in Awans, Construction sectorin the Checked rankings No. 4 View
  • Positive: Filed on time since financial year 2019accounts within the deadline every year 8 years View
  • Positive: 8 profitable years in a rowprofit 2026: €225,315 8 years View

Recent changes

  1. · Gazette deed Resignations: Lambert Pierre (director) and Paire Invest SA (director)Appointment: BPV Invest SRL (director) · Permanent representative: Pascal Vanhorenbeeck
  2. · Gazette deed Reappointments: PAIRE INVEST (director) and LAMBERT Pierre Jules Jacques Ghislain (director)Permanent representative: VANHORENBEECK Pascal
  3. · Gazette deed Incorporation
All 16 events

Comparable companies

These companies have the same main activity as HOME ESTE: other construction installation (NACE 43240). They are comparable in size and age: total assets between €1.9m and €3.4m, founded between 1987 and 2001.

CompanyTotal assetsGross margin
HOME ESTE Awans€2.8m€0.7m
GR SERVICE Bütgenbach€2.6m€0.7m
BW PROCESTECHNIEK Lier€2.4m€0.8m
ECOLIFT Namur€1.9m€0.8m
SODIMAS BENELUX Braine-le-Château€2.3m€0.9m
VERGO INOX Aarschot€3.4m€0.9m
PROCEQ Aalter€3.2m€0.7m
Full comparison

Key facts about HOME ESTE

What is the company number of HOME ESTE?
The company number of HOME ESTE is 0454.087.682. The VAT number is the same number with BE in front: BE 0454.087.682.
Where is HOME ESTE based?
The registered office is at Rue Chaussée 2A, 4342 Awans.Company details
What does HOME ESTE do?
According to the KBO register, the main activity is other construction installation (NACE 43240).
What is the legal form of HOME ESTE?
The legal form of HOME ESTE is Public limited company (NV).
When was HOME ESTE founded?
HOME ESTE was founded on 27-12-1994.
Is HOME ESTE still active?
Yes, HOME ESTE is an active enterprise in the KBO register.
How many employees does HOME ESTE have?
HOME ESTE had an average of 6 full-time equivalents in financial year 2026, according to the filed annual accounts.Financials
What is the turnover of HOME ESTE?
The turnover of HOME ESTE was €0 in financial year 2026, according to the filed annual accounts.
Is HOME ESTE profitable?
In financial year 2026, HOME ESTE made a profit of €225,315.
Where can I find the annual accounts of HOME ESTE?
HOME ESTE filed 31 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
When are the next annual accounts of HOME ESTE due?
HOME ESTE must file the annual accounts for financial year 2027 by 31-10-2027.Timeline

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