HOME ESTE
ActiveHOME ESTE has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €860k and a net result of €241k. Equity remains stable across the filed fiscal years (±0% per year). Its solvency ranks better than 27% of 2036 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▲+2
Solvency51▲+1
Growth32=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55k at 30 days acceptable
Liquidity tight (current ratio 1.26 against 1.21 in 2024; short-term debt: 73.9% and cash: 40% of total assets), and 73.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
26.1%
Return on assets
7.3%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 29-09-2025, 32 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
32 d early
2024
31 d early
2023
33 d early
2022
32 d early
2021
32 d early
2020
37 d early
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close18-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, full schema
Turnover
€0
EBIT margin
Not included in this filing
Net result
€241k▲ 17.8%
2024 · €205k
2019: €364k
2020: €592k
2021: €529k
2022: €606k
2023: €777k
2024: €205k
2019 → 2025
Working capital
€642k▲ 17.9%
2024 · €545k
2019: €769k
2020: €892k
2021: €677k
2022: €484k
2023: €584k
2024: €545k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€0
Equity€715k-€771k▲ 7.8%€849k▲ 10.0%€848k=€860k▲ 1.3%
Operating result€576k-€659k▲ 14.3%€880k▲ 33.5%€184k▼ 79.1%€229k▲ 24.4%
Net result€529k-€606k▲ 14.5%€777k▲ 28.3%€205k▼ 73.6%€241k▲ 17.8%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 24% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.29M
Fixed assets
€218k▼ 28.3%
Current assets
€3.07M▼ 1.3%
Equity and liabilities €3.29M
Equity
€860k▲ 1.3%
Debt
€2.43M▼ 5.4%
The debt ratio falls from 75.2% to 73.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€281k▲
2024 · €258k
Cash flow
€294k▲
2024 · €279k
Solvency
26.1%▲
2024 · 24.8%
Current ratio
1.26▲
2024 · 1.21
Quick ratio
1.14▲
2024 · 1.09
Debt / equity
2.83▼
2024 · 3.03
ROE
28.1%▲
2024 · 24.1%
ROA
7.3%▲
2024 · 6.0%
Interest coverage
43.40▲
2024 · 39.47
Debt
€2.43M▼
2024 · €2.57M
Debt ≤ 1 year
€2.43M▼
2024 · €2.57M
Income taxes
€96k▲
2024 · €80k
Staff costs
€548k▲
2024 · €525k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.42M€3.29M▼
Fixed assets21/28€304k€218k▼
Intangible fixed assets21€0€0=
Tangible fixed assets22/27€272k€186k▼
Plant, machinery and equipment23€105k€132k▲
Furniture and vehicles24€132k€54k▼
Assets under construction and advance payments27€35k€0▼
Financial fixed assets28€32k€32k=
Current assets29/58€3.11M€3.07M▼
Stocks and contracts in progress3€326k€302k▼
Stocks30/36€326k€302k▼
Amounts receivable within one year40/41€1.13M€1.44M▲
Trade receivables40€1.10M€1.44M▲
Other amounts receivable41€25k€0▼
Current investments50/53€0-
Cash at bank and in hand54/58€1.65M€1.31M▼
Deferred charges and accrued income490/1€14k€12k▼
Equity and liabilities
Total equity and liabilities10/49€3.42M€3.29M▼
Equity10/15€848k€860k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€756k€756k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€750k€750k=
Profit (loss) carried forward14€31k€42k▲
Amounts payable17/49€2.57M€2.43M▼
Amounts payable within one year42/48€2.57M€2.43M▼
Trade debts44€136k€196k▲
Suppliers440/4€136k€196k▲
Bills of exchange payable441€0€0=
Advances received on contracts in progress46€1.62M€1.86M▲
Taxes, remuneration and social security45€95k€122k▲
Taxes450/3€24k€41k▲
Remuneration and social security454/9€71k€81k▲
Other amounts payable47/48€720k€251k▼
Income statement
Code20242025
Turnover70-€0
Goods, raw materials, services and sundry goods60/61-€0
Remuneration, social security and pensions62€525k€548k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€74k€52k▼
Other operating charges640/8€14k€25k▲
Operating charges capitalised as restructuring costs649-€0
Gross operating margin9900€797k€854k▲
Operating profit (loss)9901€184k€229k▲
Financial income75/76B€108k€117k▲
Recurring financial income75€108k€117k▲
Financial charges65/66B€7k€8k▲
Recurring financial charges65€7k€6k▼
Non-recurring financial charges66B-€1k
Profit (loss) for the period before taxes9903€285k€337k▲
Income taxes67/77€80k€96k▲
Profit (loss) for the period9904€205k€241k▲
Profit (loss) for the period to be appropriated9905€205k€241k▲
Appropriation of the result
Profit (loss) to be appropriated9906€236k€272k▲
Profit (loss) brought forward from the previous period14P€31k€31k▼
Profit to be distributed694/7€205k€230k▲
Return on contributions (dividend)694€205k€230k▲
Social balance
Average headcount (FTE)90877.06.1▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
31-03
Financial
Weakest financial yearnet €205k ▼73.6%
Net result drops to €205k, the lowest in the series; recovery starts the following year.
2023
28-09
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
31-03
Financial
Highest result since 2019net €777k ▲28.3%
Operating result €880k, net result €777k, both a record.
2022
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2021
29-09
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2020
24-09
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
31-03
Financial
Equity above €1MEq €1.02M ▲10%
2 profitable years in a row build equity to €1.02M.
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2017
27-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2016
10-10
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Awans · 1 establishment unit since 1995
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Chaussée 2A4342 AwansGround area
5,732 m²
Building footprint
2,089 m²
Volume, LiDAR
11,394 m³
2 parcels, Wallonia · tallest building 7.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue Chaussée 2 A, 4342 Awans
since 19952.070.080.562
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62006A0789/00A000 | Wallonia | 3,007 m² | 1 · 1,966 m² | 7.0 m · 2 fl. |
| 62006A0756/00_000 | Wallonia | 2,725 m² | 1 · 124 m² | 6.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,096 companies in sector 43240 we hold annual accounts for 1,631. 768 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded27-12-1994
Fiscal year end31-03
Activities, NACEBEL
43240Other construction installation
43299Specialised construction activities
47540Retail sale of electrical household appliances
52450
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.