BW PROCESTECHNIEK
ActiveBW PROCESTECHNIEK has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.67M and a net result of €731k. Equity is shrinking by ~13.3% per year across the filed fiscal years. Its solvency ranks better than 71% of 7446 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
87
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+16
Solvency86▲+22
Growth58=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €140k at 30 days acceptable
Liquidity ample (current ratio 2.4 against 1.62 in 2023; short-term debt: 38.7% and cash: 34.4% of total assets), and 38.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
61.3%
Return on assets
26.9%
Age of the figures
21 mo
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €1.67M
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-09-2025, 57 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
57 d late
2023
58 d late
2022
on the day
2021
54 d early
2020
16 d early
2019
30 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€1.67M▲ 24.8%
2023 · €1.34M
2018: €3.03M
2019: €3.24M
2020: €3.31M
2021: €2.54M
2022: €1.32M
2023: €1.34M
2018 → 2024
Total assets
€2.72M▼ 20.9%
2023 · €3.44M
2018: €5.72M
2019: €4.71M
2020: €4.73M
2021: €4.47M
2022: €3.42M
2023: €3.44M
2018 → 2024
Net result
€731k▲ 76.4%
2023 · €414k
2018: €345k
2019: €207k
2020: €78k
2021: €226k
2022: €390k
2023: €414k
2018 → 2024
Working capital
€1.47M▲ 19.5%
2023 · €1.23M
2018: €1.15M
2019: €1.41M
2020: €1.60M
2021: €887k
2022: €1.43M
2023: €1.23M
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€3.31M-€2.54M▼ 23.4%€1.32M▼ 48.0%€1.34M▲ 1.1%€1.67M▲ 24.8%
Operating result€121k-€318k▲ 163%€550k▲ 73.2%€586k▲ 6.6%€859k▲ 46.4%
Net result€78k-€226k▲ 191%€390k▲ 72.7%€414k▲ 6.3%€731k▲ 76.4%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2024 is 46% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €2.72M
Fixed assets
€195k▼ 10.9%
Current assets
€2.52M▼ 21.6%
Equity and liabilities €2.72M
Equity
€1.67M▲ 24.8%
Debt
€1.05M▼ 50.0%
The debt ratio falls from 61.1% to 38.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€916k▲
2023 · €637k
Cash flow
€788k▲
2023 · €465k
Solvency
61.3%▲
2023 · 38.9%
Current ratio
2.40▲
2023 · 1.62
Quick ratio
2.18▲
2023 · 1.50
Debt / equity
0.63▼
2023 · 1.57
ROE
43.8%▲
2023 · 31.0%
ROA
26.9%▲
2023 · 12.1%
Interest coverage
57.36▲
2023 · 24.15
Debt
€1.05M▼
2023 · €2.10M
Debt ≤ 1 year
€1.05M▼
2023 · €1.99M
Debt > 1 year
€0▼
2023 · €115k
Income taxes
€114k▼
2023 · €147k
Staff costs
€367k▼
2023 · €468k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€3.44M€2.72M▼
Fixed assets21/28€219k€195k▼
Tangible fixed assets22/27€175k€151k▼
Plant, machinery and equipment23€95k€87k▼
Furniture and vehicles24€9k€9k▼
Other tangible fixed assets26€72k€56k▼
Financial fixed assets28€44k€44k=
Current assets29/58€3.22M€2.52M▼
Amounts receivable after more than one year29€23k€0▼
Other amounts receivable291€23k€0▼
Stocks and contracts in progress3€238k€237k▼
Stocks30/36€238k€237k▼
Amounts receivable within one year40/41€1.92M€1.32M▼
Trade receivables40€1.62M€1.27M▼
Other amounts receivable41€303k€55k▼
Cash at bank and in hand54/58€996k€935k▼
Deferred charges and accrued income490/1€44k€27k▼
Equity and liabilities
Total equity and liabilities10/49€3.44M€2.72M▼
Equity10/15€1.34M€1.67M▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€1.27M€1.61M▲
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Tax-exempt reserves132-€202k
Distributable reserves133€1.27M€1.40M▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€2.10M€1.05M▼
Amounts payable after more than one year17€115k€0▼
Financial debts170/4€115k€0▼
Amounts payable within one year42/48€1.99M€1.05M▼
Current portion of amounts payable after more than one year42€216k€121k▼
Financial debts43€146k€0▼
Credit institutions430/8€146k€0▼
Trade debts44€1.18M€142k▼
Suppliers440/4€1.18M€142k▼
Taxes, remuneration and social security45€43k€155k▲
Taxes450/3€61€119k▲
Remuneration and social security454/9€43k€36k▼
Other amounts payable47/48€405k€633k▲
Income statement
Code20232024
Remuneration, social security and pensions62€468k€367k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€51k€57k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€40k
Other operating charges640/8€15k€26k▲
Gross operating margin9900€1.12M€1.35M▲
Operating profit (loss)9901€586k€859k▲
Financial income75/76B€1k€2k▲
Recurring financial income75€1k€2k▲
Financial charges65/66B€26k€16k▼
Recurring financial charges65€26k€16k▼
Profit (loss) for the period before taxes9903€561k€845k▲
Income taxes67/77€147k€114k▼
Profit (loss) for the period9904€414k€731k▲
Transfer to tax-exempt reserves689-€202k
Profit (loss) for the period to be appropriated9905€414k€529k▲
Appropriation of the result
Profit (loss) to be appropriated9906€414k€529k▲
Transfer from equity791/2€0-
Transfer to equity691/2€14k€129k▲
To the legal reserve6920€3k€3k=
To other reserves6921€11k€125k▲
Profit to be distributed694/7€400k€400k=
Return on contributions (dividend)694€400k€0▼
Directors or managers695-€400k
Social balance
Average headcount (FTE)90876.35.0▼
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
26-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 57 days late
2024
31-12
Financial
Highest result since 2018net €731k ▲76.4%
Operating result €859k, net result €731k, both a record.
27-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 58 days late
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
07-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
15-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €78k ▼62.6%
Net result drops to €78k, the lowest in the series; recovery starts the following year.
01-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
18-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
11-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
17-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
21-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
15 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lier · 2 establishment units since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Industriestraat 72500 LierGround area
1.4 ha
Building footprint
1,552 m²
Volume, LiDAR
12,295 m³
2 parcels, Flanders · tallest building 23.0 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
BW PROCESTECHNIEK
since 19942.066.971.317
Hagenbroek-Noord 1, 2500 Lier
since 20142.233.893.469
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12392A0840/00E000 | Flanders | 9,691 m² | 1 · 354 m² | 10.0 m · 2 fl. |
| 12392A0444/00G002 | Flanders | 4,163 m² | 1 · 1,198 m² | 22.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 5,830 EUR awarded| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 5,830 EUR | 0 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
ALARM SELF SECURITY
BE 0430.740.970
La Louvière · Eq €1.63M
SPS FIN
BE 0811.365.903
Merelbeke-Melle · Eq €1.70M
HAMON THERMAL EUROPE
BE 0425.256.215
Mont-Saint-Guibert · Eq €1.62M
J. DE MULDER
BE 0870.828.287
Dilbeek · Eq €1.60M
BELLEAQUA
BE 0476.539.719
Wuustwezel · Eq €1.59M
Of 4,097 companies in sector 43240 we hold annual accounts for 1,631. 528 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded18-05-1994
Fiscal year end31-12
Activities, NACEBEL
28930Manufacture of machinery and equipment not elsewhere classified
43240Other construction installation
43299Specialised construction activities
28292Manufacture of machinery and equipment not elsewhere classified
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
General meetings
2 convocationsGeneral meeting
Jaarverslag. Goedkeuring jaarrekening. Bestemming resultaat. Kwijting bestuurders. (Her)Benoemingen. Divers. (AOPC-1-9-04651/15.05)
General meeting
Jaarverslag. Goedkeuring jaarrekening. Bestemming resultaat. Kwijting bestuurders. (Her)Benoemingen. Divers. (AOPC-1-8-06297/20.05)