HOME CONSTRUCT GROUP
The computed 12-month bankruptcy probability of HOME CONSTRUCT GROUP is 5.3% (elevated). The 2024 annual accounts show negative equity (€-203k) and a net result of €-94k. Equity is shrinking by ~57.1% per year across the filed fiscal years. Its solvency ranks better than 5% of 3814 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €-203k |
| Net result | €-94k |
| Better than sector | 5% |
| Active | 4 yrs |
Mixed profile: strong on profitability, weaker on health.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
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The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | -202.6% | 39.4% | |
| Net result | €-94k | €10k | |
| Equity | €-203k | €29k | |
| Gross operating margin | €-13k | €26k | |
| Staff costs | €64k | €15k |
| Fiscal year | 2024 |
|---|---|
| Revenue | - |
| EBITDA | €-78k |
| Net profit | €-94k |
| Cash flow | €-83k |
| Staff costs | €64k |
| Income taxes | €204 |
| Dividends | - |
| Total assets | €100k |
| Equity | €-203k |
| Debt | €303k |
| of which ≤ 1y | €299k |
| of which > 1y | €4k |
| Working capital | €-245k |
| Employees (FTE) | - |
| 2024 | |
|---|---|
| Current ratio | 0.18 |
| Quick ratio | 0.18 |
| Working capital ratio | -244.1% |
| Solvency | -202.6% |
| Debt / equity | -1.49 |
| Long-term debt ratio | -0.02 |
| Interest coverage | -15.07 |
| Gross margin | - |
| Net margin | - |
| ROA | -93.3% |
| ROE | 46.1% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €100k |
| Fixed assets | 21/28 | €46k |
| Formation expenses | 20 | €460 |
| Tangible fixed assets | 22/27 | €45k |
| Financial fixed assets | 28 | €433 |
| Current assets | 29/58 | €54k |
| Amounts receivable within one year | 40/41 | €54k |
| Cash & bank | 54/58 | €14 |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €100k |
| Equity | 10/15 | €-203k |
| Contributions / capital | 10/11 | €3k |
| Accumulated profits (losses) | 14 | €-206k |
| Amounts payable | 17/49 | €303k |
| Amounts payable after one year | 17 | €4k |
| Amounts payable within one year | 42/48 | €299k |
| Trade debts payable within one year | 44 | €143k |
| Income statement | ||
| Gross operating margin | 9900 | €-13k |
| Operating result | 9901 | €-88k |
| Financial income | 75 | €420 |
| Financial charges | 65 | €5k |
| Result before taxes | 9903 | €-93k |
| Income taxes | 67/77 | €204 |
| Net result for the period | 9904 | €-94k |
| Result to be appropriated | 9905 | €-94k |
-
Current24-01-2025 → present
Former directors (1)
-
Former- → 24-01-2025
| NACE primary | Construction of buildings(41001) |
| Legal form | Private limited company(610) |
| Incorporation | 07-01-2022 |
| Status | Active |
| Postal code | 1400 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25782D0267/00C002 | Wallonia | 353 m² | 1 · 123 m² | - |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
04-02-2026 Registered office moved from Feluy to Nivelles
- Rue Saint Antoine 30, 7181 Feluy → Rue Seutin 2, 1400 Nivelles
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "Nivelles",
"region": null,
"street": "Rue Seutin",
"country": "BE",
"postcode": "1400",
"box_number": null,
"street_number": "2"
},
"old_address": {
"city": "Feluy",
"region": null,
"street": "Rue Saint Antoine",
"country": "BE",
"postcode": "7181",
"box_number": null,
"street_number": "30"
},
"effective_date": "2026-01-27",
"evidence_quote": "L\u0027Assembl\u00E9e d\u00E9cide de transf\u00E9rer le si\u00E8ge social rue Seutin 2 \u00E0 1400 Nivelles. Ces d\u00E9cisions prennent effet ce jour."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0779.861.489",
"name_full": "HOME CONSTRUCT GROUP",
"legal_form": "SRL"
}
}24-01-2025 Articles of association amended
Technical details
{
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"statute_change": {
"name_change": true,
"seat_change": true,
"object_change": false,
"effective_date": "2025-01-22",
"legal_form_change": false
},
"bedrijfsrevisor": null,
"subject_company": {
"kbo": "0779.861.489",
"name_full": "LT IMMOBILIERE",
"legal_form": "SRL"
},
"signature_regime": null,
"special_mandates": [],
"governance_change": {
"admin_delegated_added": []
}
}16-06-2023 Transaction in capital or shares
Technical details
{
"events": [
{
"kind": "share_transfer",
"amount": 40,
"currency": null,
"after_eur": null,
"delta_eur": null,
"before_eur": null,
"amount_type": "onbekend",
"effective_date": "2023-06-07",
"evidence_quote": "L\u0027assembl\u00E9e constate que Monsieur Pascal LAURIERS a c\u00E9d\u00E9 \u00E0 Monsieur Cemal TACAL, qui accepte, 40 (quarante) actions dont il est d\u00E9tenteur dans le capital de la SRL LT IMMOBILIERE.",
"contribution_type": null
}
],
"schema": "v3.2",
"act_meta": {
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},
"subject_company": {
"kbo": "0779.861.489",
"name_full": "LT IMMOBILIERE",
"legal_form": "SRL"
}
}11-01-2022 Incorporation of a new SRL
Technical details
{
"kind": "oprichting",
"seat": "1400 Nivelles, Rue Seutin 2",
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"founders": [
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1976-07-02",
"name": "LAURIERS Pascal Martin Maria",
"niss": null,
"address": "Feluy, Rue Saint Ethon 37"
},
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 1200,
"holder_person_name": "LAURIERS Pascal Martin Maria",
"is_subscriber_only": true,
"n_shares_subscribed": 40,
"amount_subscribed_eur": 1200,
"is_anonymous_silent_partner": false
},
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1973-08-24",
"name": "TACAL Cemal",
"niss": null,
"address": "7140 Morlanwelz, Rue Julien Lahaut 56"
},
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 1800,
"holder_person_name": "TACAL Cemal",
"is_subscriber_only": true,
"n_shares_subscribed": 60,
"amount_subscribed_eur": 1800,
"is_anonymous_silent_partner": false
}
],
"capital_eur": 3000,
"subject_company": {
"kbo": "0779.861.489",
"name_full": "LT IMMOBILIERE",
"legal_form": "SRL"
},
"initial_directors": [],
"incorporation_date": "2022-01-07",
"post_incorporation_mandates": []
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameFR | HOME CONSTRUCT GROUP |