Home Build Service
ActiveHome Build Service has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €653k and a net result of €3k. Equity is growing by ~29.6% per year across the filed fiscal years. Its solvency ranks better than 56% of 19348 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
69
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability69=
Solvency64▼-9
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity short (current ratio 0.28 against 0.4 in 2023; short-term debt: 34.6% and cash: 0.5% of total assets), and 60.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-06-2025, 44 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
not confirmed
2024
44 d early
2023
23 d early
2022
31 d late
2021
32 d early
2020
11 d early
2019
75 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€653k▼ 1.4%
2023 · €662k
2018: €74k
2019: €106k
2020: €103k
2021: €397k
2022: €550k
2023: €662k
2018 → 2024
Total assets
€1.67M▲ 20.2%
2023 · €1.39M
2018: €225k
2019: €216k
2020: €206k
2021: €816k
2022: €1.02M
2023: €1.39M
2018 → 2024
Net result
€3k▲ 22.4%
2023 · €2k
2018: €-22k
2019: €32k
2020: €-3k
2021: €-16k
2022: €12k
2023: €2k
2018 → 2024
Working capital
€-416k▼ 21.2%
2023 · €-343k
2018: €6k
2019: €40k
2020: €38k
2021: €-121k
2022: €-297k
2023: €-343k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€103k-€397k▲ 284%€550k▲ 38.7%€662k▲ 20.4%€653k▼ 1.4%
Operating result€483-€-13k€12k€3k▼ 71.9%€-1k
Net result€-3k-€-16k▼ 456%€12k€2k▼ 79.4%€3k▲ 22.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €1k after €3k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.67M
Fixed assets
€1.51M▲ 30.2%
Current assets
€162k▼ 29.8%
Equity and liabilities €1.67M
Equity
€653k▼ 1.4%
Debt
€1.02M▲ 39.8%
The debt ratio rises from 52.3% to 60.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€50k▲
2023 · €34k
Cash flow
€54k▲
2023 · €33k
Solvency
39.1%▼
2023 · 47.7%
Current ratio
0.28▼
2023 · 0.40
Quick ratio
0.28▼
2023 · 0.40
Debt / equity
1.55▲
2023 · 1.10
ROE
0.4%▲
2023 · 0.4%
ROA
0.2%▲
2023 · 0.2%
Interest coverage
6.20▼
2023 · 6.30
Debt
€1.02M▲
2023 · €726k
Debt ≤ 1 year
€578k▲
2023 · €575k
Debt > 1 year
€438k▲
2023 · €151k
Staff costs
€37k▲
2023 · €32k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€1.39M€1.67M▲
Fixed assets21/28€1.16M€1.51M▲
Tangible fixed assets22/27€1.16M€1.51M▲
Land and buildings22€1.05M€1.30M▲
Assets under construction and advance payments27€111k€207k▲
Current assets29/58€231k€162k▼
Amounts receivable within one year40/41€94k€147k▲
Trade receivables40€575€1k▲
Other amounts receivable41€93k€146k▲
Cash at bank and in hand54/58€130k€8k▼
Deferred charges and accrued income490/1€7k€7k▼
Equity and liabilities
Total equity and liabilities10/49€1.39M€1.67M▲
Equity10/15€662k€653k▼
Contributions10/11€429k€429k=
Profit (loss) carried forward14€-28k€-25k▲
Investment grants15€261k€249k▼
Amounts payable17/49€726k€1.02M▲
Amounts payable after more than one year17€151k€438k▲
Financial debts170/4€151k€438k▲
Amounts payable within one year42/48€575k€578k▲
Current portion of amounts payable after more than one year42€18k€25k▲
Financial debts43€0€0=
Credit institutions430/8€0€0=
Trade debts44€81k€5k▼
Suppliers440/4€81k€5k▼
Taxes, remuneration and social security45€6k€7k▲
Taxes450/3€357€163▼
Remuneration and social security454/9€6k€7k▲
Other amounts payable47/48€470k€541k▲
Accrued charges and deferred income492/3€646€0▼
Income statement
Code20232024
Remuneration, social security and pensions62€32k€37k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€30k€51k▲
Other operating charges640/8€8k€8k▼
Gross operating margin9900€74k€95k▲
Operating profit (loss)9901€3k€-1k▼
Financial income75/76B€4k€12k▲
Recurring financial income75€4k€12k▲
Financial charges65/66B€5k€8k▲
Recurring financial charges65€5k€8k▲
Profit (loss) for the period before taxes9903€2k€3k▲
Profit (loss) for the period9904€2k€3k▲
Profit (loss) for the period to be appropriated9905€2k€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-28k€-25k▲
Profit (loss) brought forward from the previous period14P€-30k€-28k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Back to profitnet €12k
Net result €12k after 2 loss-making years.
31-12
Financial
Equity above €500kEq €550k ▲38.7%
Equity rises from €397k to €550k.
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €200kEq €397k ▲284%
Equity rises from €103k to €397k.
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
14-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 75 days late
2019
31-12
Financial
Back to profitnet €32k
Net result €32k after one loss-making year.
31-12
Financial
Liquidity times 5current ratio 5.37
Current ratio from 1.14 to 5.37; short-term debt falls from €45k to €9k.
31-12
Financial
Equity above €100kEq €106k ▲42.9%
Equity rises from €74k to €106k.
01-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 1 day late
2018
02-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 2 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beyne-Heusay · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Grand'Route 3204610 Beyne-Heusay1 establishment unit
Home Build Service
since 20162.255.523.875
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Of 9,133 companies in sector 68201 we hold annual accounts for 6,762. 5,003 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formCooperative company
Founded07-06-2016
Fiscal year end31-12
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filings
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.