SURBERGER
ActiveSummary
SURBERGER has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.44M and a net result of €-23k. Equity remains stable across the filed fiscal years (±1.6% per year). Its solvency ranks better than 95% of 14128 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability67▼-3
Solvency100=
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €110k at 30 days acceptable
Liquidity ample (current ratio 13.24 against 19.92 in 2024; short-term debt: 0.9% and cash: 5% of total assets), and 1.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.9%
Return on assets
-1.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
21 d early
2024
44 d early
2023
47 d early
2022
49 d early
2021
51 d early
2020
43 d early
2019
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.44M▼ 5.4%
2024 · €1.53M
2018: €1.62M
2019: €1.66M▲ +2.7% vs 2018
2020: €1.67M▲ +0.3% vs 2019highest in 8 years
2021: €1.47M▼ -11.8% vs 2020
2022: €1.49M▲ +1.3% vs 2021
2023: €1.52M▲ +1.9% vs 2022
2024: €1.53M▲ +0.7% vs 2023
2025: €1.44M▼ -5.4% vs 2024lowest in 8 years
2018 → 2025
Total assets
€1.46M▼ 9.4%
2024 · €1.61M
2018: €2.42Mhighest in 8 years
2019: €2.28M▼ -5.8% vs 2018
2020: €2.26M▼ -1.2% vs 2019
2021: €1.54M▼ -31.8% vs 2020
2022: €1.56M▲ +1.4% vs 2021
2023: €1.58M▲ +1.4% vs 2022
2024: €1.61M▲ +1.8% vs 2023
2025: €1.46M▼ -9.4% vs 2024lowest in 8 years
2018 → 2025
Net result
€-23k
2024 · €11k
2018: €-378
2019: €43k▲ +11450% vs 2018
2020: €5k▼ -88.1% vs 2019
2021: €153k▲ +2897% vs 2020highest in 8 years
2022: €19k▼ -87.6% vs 2021
2023: €28k▲ +47.6% vs 2022
2024: €11k▼ -59.9% vs 2023
2025: €-23k▼ -308% vs 2024lowest in 8 years
2018 → 2025
Working capital
€166k▼ 39.8%
2024 · €275k
2018: €5klowest in 8 years
2019: €49k▲ +840% vs 2018
2020: €89k▲ +81.9% vs 2019
2021: €74k▼ -16.3% vs 2020
2022: €135k▲ +81.2% vs 2021
2023: €204k▲ +51.0% vs 2022
2024: €275k▲ +35.1% vs 2023highest in 8 years
2025: €166k▼ -39.8% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.47M-€1.49M▲ 1.3%€1.52M▲ 1.9%€1.53M▲ 0.7%€1.44M▼ 5.4%
2021: €1.47M
2022: €1.49M▲ +1.3% vs 2021
2023: €1.52M▲ +1.9% vs 2022
2024: €1.53M▲ +0.7% vs 2023highest in 5 years
2025: €1.44M▼ -5.4% vs 2024lowest in 5 years
Operating result€221k-€26k▼ 88.0%€40k▲ 52.4%€16k▼ 59.4%€-22k
2021: €221khighest in 5 years
2022: €26k▼ -88.0% vs 2021
2023: €40k▲ +52.4% vs 2022
2024: €16k▼ -59.4% vs 2023
2025: €-22k▼ -234% vs 2024lowest in 5 years
Net result€153k-€19k▼ 87.6%€28k▲ 47.6%€11k▼ 59.9%€-23k
2021: €153khighest in 5 years
2022: €19k▼ -87.6% vs 2021
2023: €28k▲ +47.6% vs 2022
2024: €11k▼ -59.9% vs 2023
2025: €-23k▼ -308% vs 2024lowest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €22k after €16k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.46M
Fixed assets
€1.28M ▼ 3.0%
Current assets
€179k ▼ 38.2%
Equity and liabilities €1.46M
Equity
€1.44M ▼ 5.4%
Debt
€16k ▼ 81.0%
Debt's share of the balance-sheet total falls from 5.2% to 1.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€18k▼
2024 · €57k
Cash flow
€17k▼
2024 · €52k
Current ratio
13.24▼
2024 · 19.92
Quick ratio
6.57▲
2024 · 1.62
Debt to equity
0.01▼
2024 · 0.06
ROE
-1.6%▼
2024 · 0.7%
ROA
-1.6%▼
2024 · 0.7%
Interest coverage
12.76▼
2024 · 1018.66
Debt ≤ 1 year
€14k▼
2024 · €15k
Debt > 1 year
€0▼
2024 · €70k
Income taxes
€0▼
2024 · €5k
Staff costs
€17k▼
2024 · €32k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.61M€1.46M▼
Fixed assets21/28€1.32M€1.28M▼
Tangible fixed assets22/27€1.32M€1.28M▼
Land and buildings22€1.32M€1.28M▼
Furniture and vehicles24€0-
Current assets29/58€290k€179k▼
Stocks and contracts in progress3€266k€90k▼
Stocks30/36€266k€90k▼
Amounts receivable within one year40/41€8k€5k▼
Other amounts receivable41€8k€5k▼
Cash at bank and in hand54/58€14k€74k▲
Deferred charges and accrued income490/1€2k€10k▲
Equity and liabilities
Total equity and liabilities10/49€1.61M€1.46M▼
Equity10/15€1.53M€1.44M▼
Contributions10/11€1.28M€1.28M=
Reserves13€145k€145k=
Distributable reserves133€145k€145k=
Profit (loss) carried forward14€105k€23k▼
Amounts payable17/49€85k€16k▼
Amounts payable after more than one year17€70k€0▼
Other amounts payable178/9€70k€0▼
Amounts payable within one year42/48€15k€14k▼
Trade debts44€274€4k▲
Suppliers440/4€274€4k▲
Taxes, remuneration and social security45€14k€9k▼
Taxes450/3€4k€650▼
Remuneration and social security454/9€10k€8k▼
Accrued charges and deferred income492/3€0€3k▲
Income statement
Code20242025
Remuneration, social security and pensions62€32k€17k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€40k€40k▼
Other operating charges640/8€16k€24k▲
Gross operating margin9900€105k€59k▼
Operating profit (loss)9901€16k€-22k▼
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€56€1k▲
Recurring financial charges65€56€1k▲
Profit (loss) for the period before taxes9903€16k€-23k▼
Income taxes67/77€5k€0▼
Profit (loss) for the period9904€11k€-23k▼
Profit (loss) for the period to be appropriated9905€11k€-23k▼
Appropriation of the result
Profit (loss) to be appropriated9906€115k€82k▼
Profit (loss) brought forward from the previous period14P€104k€105k▲
Transfer to equity691/2€10k€0▼
To other reserves6921€10k€0▼
Profit to be distributed694/7-€59k
Return on contributions (dividend)694-€59k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €25k | €28k | €31k | €32k | €17k | ▼ 46.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €41k | €41k | €41k | €40k | €40k | ▼ 0.1% |
| Other operating charges640/8 | €13k | €22k | €14k | €16k | €24k | ▲ 47.8% |
| Gross operating margin9900 | €301k | €118k | €127k | €105k | €59k | ▼ 43.4% |
| Operating profit (loss)9901 | €221k | €26k | €40k | €16k | €-22k | ▼ 234% |
| Financial income75/76B | €0 | - | - | €0 | €0 | ▼ 50.0% |
| Recurring financial income75 | €0 | - | - | €0 | €0 | ▼ 50.0% |
| Financial charges65/66B | €10k | €94 | €74 | €56 | €1k | ▲ 2,470% |
| Recurring financial charges65 | €10k | €94 | €74 | €56 | €1k | ▲ 2,470% |
| Profit (loss) for the period before taxes9903 | €211k | €26k | €40k | €16k | €-23k | ▼ 243% |
| Income taxes67/77 | €58k | €7k | €12k | €5k | €0 | ▼ 100% |
| Profit (loss) for the period9904 | €153k | €19k | €28k | €11k | €-23k | ▼ 308% |
| Profit (loss) for the period to be appropriated9905 | €153k | €19k | €28k | €11k | €-23k | ▼ 308% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.54M | €1.56M | €1.58M | €1.61M | €1.46M | ▼ 9.4% |
| Formation expenses20 | €741 | €0 | - | - | - | - |
| Fixed assets21/28 | €1.44M | €1.40M | €1.36M | €1.32M | €1.28M | ▼ 3.0% |
| Tangible fixed assets22/27 | €1.44M | €1.40M | €1.36M | €1.32M | €1.28M | ▼ 3.0% |
| Land and buildings22 | €1.44M | €1.40M | €1.36M | €1.32M | €1.28M | ▼ 3.0% |
| Furniture and vehicles24 | €966 | €511 | €56 | €0 | - | - |
| Current assets29/58 | €95k | €158k | €221k | €290k | €179k | ▼ 38.2% |
| Stocks and contracts in progress3 | €82k | €76k | €49k | €266k | €90k | ▼ 66.1% |
| Stocks30/36 | €82k | €76k | €49k | €266k | €90k | ▼ 66.1% |
| Amounts receivable within one year40/41 | €2k | €3k | €3k | €8k | €5k | ▼ 35.1% |
| Other amounts receivable41 | €2k | €3k | €3k | €8k | €5k | ▼ 35.1% |
| Cash at bank and in hand54/58 | €9k | €71k | €159k | €14k | €74k | ▲ 440% |
| Deferred charges and accrued income490/1 | €2k | €7k | €10k | €2k | €10k | ▲ 353% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.54M | €1.56M | €1.58M | €1.61M | €1.46M | ▼ 9.4% |
| Equity10/15 | €1.47M | €1.49M | €1.52M | €1.53M | €1.44M | ▼ 5.4% |
| Contributions10/11 | €1.28M | €1.28M | €1.28M | €1.28M | €1.28M | = |
| Reserves13 | €105k | €115k | €135k | €145k | €145k | = |
| Distributable reserves133 | €105k | €115k | €135k | €145k | €145k | = |
| Profit (loss) carried forward14 | €87k | €96k | €104k | €105k | €23k | ▼ 78.0% |
| Amounts payable17/49 | €70k | €73k | €67k | €85k | €16k | ▼ 81.0% |
| Amounts payable after more than one year17 | €50k | €50k | €50k | €70k | €0 | ▼ 100% |
| Financial debts170/4 | €0 | - | - | - | - | - |
| Other amounts payable178/9 | €50k | €50k | €50k | €70k | €0 | ▼ 100% |
| Amounts payable within one year42/48 | €20k | €23k | €17k | €15k | €14k | ▼ 7.0% |
| Current portion of amounts payable after more than one year42 | €0 | - | - | - | - | - |
| Trade debts44 | €3k | €2k | €4k | €274 | €4k | ▲ 1,532% |
| Suppliers440/4 | €3k | €2k | €4k | €274 | €4k | ▲ 1,532% |
| Taxes, remuneration and social security45 | €18k | €21k | €13k | €14k | €9k | ▼ 36.5% |
| Taxes450/3 | €12k | €12k | €4k | €4k | €650 | ▼ 83.1% |
| Remuneration and social security454/9 | €6k | €9k | €9k | €10k | €8k | ▼ 19.3% |
| Accrued charges and deferred income492/3 | - | €20 | €18 | €0 | €3k | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €153k | €19k | €28k | €11k | €-23k | ▼ 308% |
| + Depreciation and write-downs630 | €41k | €41k | €41k | €40k | €40k | ▼ 0.1% |
| Operating cash flow (approximation) | €195k | €60k | €69k | €52k | €17k | ▼ 67.4% |
| Investment in fixed assets (approximation) | - | €-741 | €0 | €0 | €0 | - |
| Change in cash | - | €62k | €88k | €-146k | €60k | ▲ 141% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-23k
Net result drops to €-23k, the lowest in the series.
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
14-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
12-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
10-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €153k ▲2,897%
Operating result €221k, net result €153k, both a record.
18-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Back to profitnet €43k
Net result €43k after one loss-making year.
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chaudfontaine · 1 establishment unit since 2017
Ground area
2,567 m²
Building footprint
191 m²
Volume, LiDAR
1,347 m³
Parcel 62012B0180/00E005, Wallonia · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SURBERGER
since 20172.272.577.465
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62012B0180/00E005 | Wallonia | 2,567 m² | 1 · 191 m² | 9.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,136 companies in sector 68201 we hold annual accounts for 6,765. 4,599 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded21-11-2017
Fiscal year end31-12
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
Scores and ratios are computed by Checked and are not a credit decision.