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Home Based

Active
Private limited companyfounded 201610 yrs activeAvenue Reine Astrid(NR) 99, 5000 Namur, BelgiumKBO/BCE: BE 0651.760.123
Summary

Home Based has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€50,238) and a net result of -€8,022. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 200 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability0
Solvency0
Growth58=
Track record100
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 26
Relative position
BE, all sectors
reference
Manufacture of computer, electronic and optical products (NACE 26)
about 73% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Age of the figures
Age of the figures
9 mo
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€50,238
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2025
23 d early
2024
60 d late
2023
16 d early
2022
24 d late
2021
27 d early
2020
58 d early
2019
56 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 2 days after the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 34% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

Home Based was incorporated on 8 April 2016.1 Total assets fell from EUR 113,620 in 2018 to EUR 7,579 in 2023.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2023

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Financials · fiscal year 2025, micro schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€8,022
2024 · €22,232
Working capital
-€50,238▲ 22.1%
2023 · -€64,452
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€11,370-€26,036-€73,501▼ 182%€22,113-€7,950
Net result€9,838-€25,524-€82,543▼ 223%€22,232-€8,022
Equity€43,619▲ 29.1%€18,095▼ 58.5%-€64,449-€42,217▲ 34.5%-€50,238▼ 19.0%
Total assets€115,860▼ 10.9%€56,193▼ 51.5%€7,579▼ 86.5%€175
Debt€72,241▼ 25.0%€38,098▼ 47.3%€72,028▲ 89.1%€42,217▼ 41.4%€50,414▲ 19.4%
Working capital€25,038▼ 4.5%€4,021▼ 83.9%-€64,452-€50,238
Result per fiscal year
Operating resultNet result
-€100,000-€50,000€0Operating result 2021: €11,370€11,370Net result 2021: €9,838€9,838Operating result 2022: -€26,036-€26,036Net result 2022: -€25,524-€25,524Operating result 2023: -€73,501-€73,501Net result 2023: -€82,543-€82,543Operating result 2024: €22,113€22,113Net result 2024: €22,232€22,232Operating result 2025: -€7,950-€7,950Net result 2025: -€8,022-€8,02220212022202320242025-€100,000-€50,000€0Operating result 2023: -€73,501-€73,500Net result 2023: -€82,543-€82,500Operating result 2024: €22,113€22,100Net result 2024: €22,232€22,200Operating result 2025: -€7,950-€7,950Net result 2025: -€8,022-€8,020202320242025
The operating result turns negative in 2025: a loss of €7,950 after €22,113 in 2024.
Key figures and ratios
2025 value · change against 2024
Debt ≤ 1 year
€50,414▲
2024 · €42,217
Ratios withheld: a balance sheet total of €175 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,943 companies that looked in July 2024 the way this one looks now, 5.5% went bankrupt within 24 months and 85% are still going.

  • Micro
  • 10 to 20 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
5.5% went bankrupt
8.1% stopped otherwise
85% still going

A further 1.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.6% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,943 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 27 lines
Balance sheet Code20242025
Assets
Total assets20/58-€175
Current assets29/58-€175
Amounts receivable within one year40/41-€175
Other amounts receivable41-€175
Equity and liabilities
Total equity and liabilities10/49€0€175▲
Equity10/15-€42,217-€50,238▼
Contributions10/11€325,128€325,128=
Profit (loss) carried forward14-€367,345-€375,366▼
Amounts payable17/49€42,217€50,414▲
Amounts payable within one year42/48€42,217€50,414▲
Financial debts43€390€176▼
Credit institutions430/8€390€176▼
Trade debts44-€5,000
Suppliers440/4-€5,000
Other amounts payable47/48€41,827€45,238▲
Income statement Code20242025
Non-recurring operating income76A€26,777-
Other operating charges640/8€914€311▼
Gross operating margin9900€23,027-€7,639▼
Operating profit (loss)9901€22,113-€7,950▼
Financial charges65/66B€97€72▼
Recurring financial charges65€97€72▼
Profit (loss) for the period before taxes9903€22,016-€8,022▼
Income taxes67/77-€217-
Profit (loss) for the period9904€22,232-€8,022▼
Profit (loss) for the period to be appropriated9905€22,232-€8,022▼
Appropriation of the result
Profit (loss) to be appropriated9906-€367,345-€375,366▼
Profit (loss) brought forward from the previous period14P-€389,577-€367,345▲

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A---€26,777--
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7,568€4,507€4,483---
Other operating charges640/8€756€4,825€638€914€311▼ 66.0%
Gross operating margin9900€19,693-€16,705-€68,380€23,027-€7,639▼ 133%
Operating profit (loss)9901€11,370-€26,036-€73,501€22,113-€7,950▼ 136%
Financial income75/76B-€686€997---
Recurring financial income75-€686€997---
Non-recurring financial income76B--€997---
Financial charges65/66B€1,372-€9,653€97€72▼ 25.7%
Recurring financial charges65€1,372-€65€97€72▼ 25.7%
Non-recurring financial charges66B--€9,588---
Profit (loss) for the period before taxes9903€9,997-€25,350-€82,156€22,016-€8,022▼ 136%
Income taxes67/77€159€174€387-€217--
Profit (loss) for the period9904€9,838-€25,524-€82,543€22,232-€8,022▼ 136%
Profit (loss) for the period to be appropriated9905€9,838-€25,524-€82,543€22,232-€8,022▼ 136%
Line20212022202320242025Change
Assets
Total assets20/58€115,860€56,193€7,579-€175-
Fixed assets21/28€18,581€14,074€3---
Intangible fixed assets21€16,643€12,942€1---
Tangible fixed assets22/27€1,938€1,132€2---
Plant, machinery and equipment23€1,365€944€2---
Furniture and vehicles24€573€187----
Current assets29/58€97,279€42,119€7,576-€175-
Stocks and contracts in progress3€38,121€34,735€2---
Stocks30/36€38,121€34,735€2---
Amounts receivable within one year40/41€30,239€5,376€3,859-€175-
Trade receivables40€30,239€5,226€2,900---
Other amounts receivable41-€150€959-€175-
Cash at bank and in hand54/58€27,807€732€2,625---
Deferred charges and accrued income490/1€1,112€1,277€1,090---
Equity and liabilities
Total equity and liabilities10/49€115,860€56,193€7,579€0€175-
Equity10/15€43,619€18,095-€64,449-€42,217-€50,238▼ 19.0%
Contributions10/11€325,128€325,128€325,128€325,128€325,128=
Profit (loss) carried forward14-€281,509-€307,033-€389,577-€367,345-€375,366▼ 2.2%
Amounts payable17/49€72,241€38,098€72,028€42,217€50,414▲ 19.4%
Amounts payable within one year42/48€72,241€38,098€72,028€42,217€50,414▲ 19.4%
Current portion of amounts payable after more than one year42€17,308-----
Financial debts43---€390€176▼ 54.8%
Credit institutions430/8---€390€176▼ 54.8%
Trade debts44€3,690€1,225€5,069-€5,000-
Suppliers440/4€3,690€1,225€5,069-€5,000-
Taxes, remuneration and social security45€1,654-€472---
Taxes450/3€1,654-€472---
Other amounts payable47/48€49,589€36,873€66,487€41,827€45,238▲ 8.2%
Line20212022202320242025Change
Profit (loss) for the period9904€9,838-€25,524-€82,543€22,232-€8,022▼ 136%
+ Depreciation and write-downs630€7,568€4,507€4,483---
Operating cash flow (approximation)€17,406-€21,017-€78,060€22,232-€8,022▼ 136%
Investment in fixed assets (approximation)-€0€9,588---
Change in cash--€27,076€1,893---

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
08-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
29-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
31-12
Financial Back to profitnet €22,232
Net result €22,232 after 2 loss-making years.
15-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Weakest financial yearnet -€82,543
Net result drops to -€82,543, the lowest in the series; recovery starts the following year.
24-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
2022
04-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Back to profitnet €9,838
Net result €9,838 after 3 loss-making years.
03-06
NBB filing Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial Liquidity triplescurrent ratio 1.33
Current ratio from 0.48 to 1.33; short-term debt falls from €101,947 to €79,488.
25-09
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 56 days late
2019
20-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 20 days late
2018
28-05
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 2 establishment units since 2016
seat establishment All 2 establishment units on the map
Ground area
1,252 m²
Building footprint
164 m²
Volume, LiDAR
2,088 m³
2 parcels, Wallonia · tallest building 16.4 m, ±5 floors. Linked by address, not a title deed.
2 establishment units
Home Based
Avenue Reine Astrid(NR) 99, 5000 NamurGeneral electrical installation work
since 20162.252.805.402
Home Based
Avenue Reine Astrid(NR) 101, 5000 NamurGeneral electrical installation work
since 20172.276.644.438
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
92302G0266/00V000 Wallonia 733 m² 1 · 90 m² 14.5 m · 4 fl.
92302G0265/00V002 Wallonia 520 m² 1 · 74 m² 16.4 m · 5 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 248 companies in sector 26110 we hold annual accounts for 182. 65 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded08-04-2016
Fiscal year end31-12
Activities, NACEBEL 2025
26110Manufacture of computer, electronic and optical products
43211General electrical installation work
Contact
E-mail info@home-based.eu
E-invoicing
Not found in the Peppol register

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Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.