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HOLITEC

Active Private limited companyfounded 2008active for 18 yearsRue Gabrielle Chatelain 26, 5020 NamurKBO/BCE: BE 0899.691.430

Lifetime

17 annual accounts with figures on one time axis
peak €41,281 (2025)
€41,281▲ 15.0%
lowest -€3,952 (2011)
€27,227▲ 40.1%
peak €63,630 (2025)
€63,630▲ 70.9%
€14,536▲ 13.2%
Board4 names since 2008
- 
Documentsfilings and deeds
30-04-202692 days before the deadline
2025micro format
Gross margin from €35,887 to €41,281Result from €19,432 to €27,227Dividend €833Equity from €37,237 to €63,630Investments €6,170

Key points

from the 2025 annual accounts

Equity

€63,630 ▲ 70.9%
37,2372024+27,227Profit-833Dividend63,6302025

HOLITEC paid out €833 in dividends. That is 3% of the 2025 profit.

Turnover

≈ €180,000 estimated

The micro format states no turnover.

Investments

€6,170 6.1 × depreciation
202120232025

Green is investment, beige is depreciation. Machinery stands 76.6% higher than in 2024.

Liquidity

4.65 was 3.48 in 2024

Short-term debts rose from €12,838 to €14,536.

Filings

17 annual accounts since 2009
AprilJune31 JulyOctober2010201520202025

Nine of the last ten came late. The 2019 accounts came latest: 92 days after the end of the period.

Position in the sector

81.4%

Higher solvency than 83% of companies in wholesale trade. Sector median 40.5% · 13,800 companies.

Checked score

99
Excellent
Financially stronger than 88% of micro companies in wholesale trade (NACE 46)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.4% across 26,891 companies (NACE 46, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.2% 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.3%▲ +0.1 percentage points vs 06-2025 08-2025: 0.5%▲ +0.2 percentage points vs 07-2025highest value 09-2025: 0.1%▼ -0.4 percentage points vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026lowest value 06-2026: 0.1%● unchanged vs 05-2026lowest value 07-2026: 0.1%● unchanged vs 06-2026lowest value 08-2026: 0.1%● unchanged vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value 11-2026: 0.1%● unchanged vs 10-2026lowest value

Financial strength
Strong

100+1equity 81.4% of total assets
74-16short-term debt 18.6% · cash 23.5%
100=return on assets 34.8%

Score breakdown

raises risk
Size: total assets €78,166
lowers risk
Liquidity: current ratio 4.65, cash €18,404
Founded in 2008
Equity €63,630 (81.4% of total assets)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 90% of them on solvency, 78% on liquidity, 95% on profitability and 91% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 34,693 companies had the same profile as HOLITEC has now. Each dot stands for 87 companies, two years later.

95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

That fits the bankruptcy probability of HOLITEC itself: 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 34,693 companies, not a prediction for HOLITEC. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €6,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 4.65 (3.48 in 2024), above the usual 1.5. Short-term debt is 18.6% and cash 23.5% of total assets. 18.6% of the assets are financed with debt and provisions.

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Size: total assets €78,166
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 4.65, cash €18,404
NBB · annual accounts
lowers risk · Founded in 2008
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Equity €63,630 (81.4% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-04-2026, 92 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
92 days early
2024
28 days late
2023
29 days late
2022
31 days late
2021
30 days late
2020
30 days late
2019
92 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 21 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

last known board
  • SORNASSE Raoul Gustave Luc Jean Marie Ghislain 744 sharesdeed of 14-02-2022
  • VANROSSOMME Eric Jean Valère Joseph Ghislain 2 sharesdeed of 14-02-2022
  • DETRY Dominique Claudine 2 sharesdeed of 14-02-2022
and 1 other shareholderBoard & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0899691430
Security firm approval (camera systems) granted Decision of 16-06-2022, published on 12-07-2024
Company renamed from HOLITEC SERVICES to HOLITEC Registered office moved within Namur · New registered office: rue Gabrielle Chatelain, numéro 26, 5020 Namur/Vedrin · Previous registered office: avenue du Transvaal, numéro 17, 5020 Namur/Vedrin · General meeting of 28-01-2022 · Gazette deed
First establishment Avenue du Transvaal 17, Namur
All 28 events

Comparable companies

same main activity, similar in size and age
Company
HOLITEC Namur €78,166 €41,281 81.4% -
ALLSTI Woluwe-Saint-Pierre €73,157 €32,423 17.7% -
TAS'HEEL (Institute For Facilitative Mediation) Waterloo €81,123 €35,155 25.9% -
E-SD Lennik €78,889 €34,259 53.8% -
STELLIFY TRADE Malle €78,374 €55,289 74.9% -
COMMON SENSE 33 Ixelles €66,863 €30,896 -70.3% -
CMU Liège €75,086 €51,215 86.4% -

These companies have the same main activity as HOLITEC: agents in non-specialised wholesale trade (NACE 46190). They are comparable in size and age: total assets between €66,900 and €81,100, founded between 2006 and 2011.

Official details

Source: KBO
Status
Active since 06-08-2008Normal situation
Activity
Agents in non-specialised wholesale tradeNACE 46190and 7 others
Establishment unit
2.173.447.4255020 Namur, since 08-10-2008
Financial year end
31 December
Peppol
Reachable since 29-10-2024
Company details

Annual accounts 2025

€78,166▲ 56.1%
Filing
Filed on 30-04-2026, 92 days before the end of the filing period
Financials

Insights on HOLITEC

HOLITEC files the micro format. That format states no turnover. The gross margin rose from €14,074 in 2009 to €41,281 in 2025.

In February 2022, four directors stepped down.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about HOLITEC

What is the company number of HOLITEC?
The company number of HOLITEC is 0899.691.430. The VAT number is the same number with BE in front: BE 0899.691.430.
Where is HOLITEC based?
The registered office is at Rue Gabrielle Chatelain 26, 5020 Namur.Company details
What does HOLITEC do?
According to the KBO register, the main activity is agents in non-specialised wholesale trade (NACE 46190).
What is the legal form of HOLITEC?
HOLITEC is a private limited company (BV).
When was HOLITEC founded?
HOLITEC was founded on 06-08-2008.
Is HOLITEC still active?
Yes, HOLITEC is an active enterprise in the KBO register.
What is the turnover of HOLITEC?
The turnover in financial year 2025 is ≈ €180,000. This figure is estimated from the gross margin of €41,281 and 38 comparable companies (NACE 461). It probably lies between €110,000 and €460,000.Financials
Is HOLITEC profitable?
In financial year 2025, HOLITEC made a profit of €27,227.
Where can I find the annual accounts of HOLITEC?
HOLITEC filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of HOLITEC due?
HOLITEC must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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