HOLITEC
ActiveSummary
HOLITEC has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €64k and a net result of €27k. Equity is growing by ~63.7% per year across the filed fiscal years. Its solvency ranks better than 82% of 11389 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency100▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 4.65 against 3.48 in 2024; short-term debt: 18.6% and cash: 23.5% of total assets), and 18.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
81.4%
Return on assets
34.8%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-04-2026, 92 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
92 d early
2024
28 d late
2023
29 d late
2022
31 d late
2021
30 d late
2020
30 d late
2019
92 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€64k▲ 70.9%
2024 · €37k
2018: €1klowest in 8 years
2019: €3k▲ +216% vs 2018
2020: €10k▲ +196% vs 2019
2021: €10k▼ -3.1% vs 2020
2022: €14k▲ +44.4% vs 2021
2023: €19k▲ +34.8% vs 2022
2024: €37k▲ +99.5% vs 2023
2025: €64k▲ +70.9% vs 2024highest in 8 years
2018 → 2025
Total assets
€78k▲ 56.1%
2024 · €50k
2018: €13klowest in 8 years
2019: €17k▲ +35.3% vs 2018
2020: €24k▲ +39.6% vs 2019
2021: €29k▲ +23.2% vs 2020
2022: €34k▲ +16.0% vs 2021
2023: €28k▼ -18.6% vs 2022
2024: €50k▲ +80.9% vs 2023
2025: €78k▲ +56.1% vs 2024highest in 8 years
2018 → 2025
Net result
€27k▲ 40.1%
2024 · €19k
2018: €-3klowest in 8 years
2019: €2k▲ +175% vs 2018
2020: €7k▲ +187% vs 2019
2021: €-302▼ -105% vs 2020
2022: €4k▲ +1510% vs 2021
2023: €5k▲ +13.2% vs 2022
2024: €19k▲ +303% vs 2023
2025: €27k▲ +40.1% vs 2024highest in 8 years
2018 → 2025
Working capital
€53k▲ 66.6%
2024 · €32k
2018: €-3k
2019: €68▲ +102% vs 2018
2020: €-4k▼ -5705% vs 2019lowest in 8 years
2021: €-2k▲ +42.1% vs 2020
2022: €7k▲ +424% vs 2021
2023: €13k▲ +76.3% vs 2022
2024: €32k▲ +154% vs 2023
2025: €53k▲ +66.6% vs 2024highest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€10k-€14k▲ 44.4%€19k▲ 34.8%€37k▲ 99.5%€64k▲ 70.9%
2021: €10klowest in 5 years
2022: €14k▲ +44.4% vs 2021
2023: €19k▲ +34.8% vs 2022
2024: €37k▲ +99.5% vs 2023
2025: €64k▲ +70.9% vs 2024highest in 5 years
Operating result€301-€8k▲ 2,589%€10k▲ 22.1%€30k▲ 205%€38k▲ 24.6%
2021: €301lowest in 5 years
2022: €8k▲ +2589% vs 2021
2023: €10k▲ +22.1% vs 2022
2024: €30k▲ +205% vs 2023
2025: €38k▲ +24.6% vs 2024highest in 5 years
Net result€-302-€4k€5k▲ 13.2%€19k▲ 303%€27k▲ 40.1%
2021: €-302lowest in 5 years
2022: €4k▲ +1510% vs 2021
2023: €5k▲ +13.2% vs 2022
2024: €19k▲ +303% vs 2023
2025: €27k▲ +40.1% vs 2024highest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 25% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €78k
Fixed assets
€11k ▲ 96.0%
Current assets
€68k ▲ 51.3%
Equity and liabilities €78k
Equity
€64k ▲ 70.9%
Debt
€15k ▲ 13.2%
Debt's share of the balance-sheet total falls from 25.6% to 18.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€39k▲
2024 · €31k
Cash flow
€28k▲
2024 · €20k
Current ratio
4.65▲
2024 · 3.48
Quick ratio
4.60▲
2024 · 3.40
Debt to equity
0.23▼
2024 · 0.34
ROE
42.8%▼
2024 · 52.2%
ROA
34.8%▼
2024 · 38.8%
Interest coverage
35.99▲
2024 · 27.64
Debt ≤ 1 year
€15k▲
2024 · €13k
Income taxes
€9k▼
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€50k€78k▲
Fixed assets21/28€5k€11k▲
Tangible fixed assets22/27€5k€10k▲
Land and buildings22€685€639▼
Plant, machinery and equipment23€4k€7k▲
Furniture and vehicles24€0€2k▲
Financial fixed assets28€750€750=
Current assets29/58€45k€68k▲
Stocks and contracts in progress3€993€710▼
Stocks30/36€993€710▼
Amounts receivable within one year40/41€15k€42k▲
Trade receivables40€15k€40k▲
Other amounts receivable41-€2k
Cash at bank and in hand54/58€25k€18k▼
Deferred charges and accrued income490/1€4k€6k▲
Equity and liabilities
Total equity and liabilities10/49€50k€78k▲
Equity10/15€37k€64k▲
Contributions10/11€7k€7k=
Reserves13€28k€56k▲
Distributable reserves133€28k€56k▲
Profit (loss) carried forward14€2k€1k▼
Amounts payable17/49€13k€15k▲
Amounts payable within one year42/48€13k€15k▲
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€8k€10k▲
Taxes450/3€8k€10k▲
Other amounts payable47/48€2k€2k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€741€1k▲
Other operating charges640/8€1k€2k▲
Non-recurring operating charges66A€4k€1k▼
Gross operating margin9900€36k€41k▲
Operating profit (loss)9901€30k€38k▲
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€29k€37k▲
Income taxes67/77€10k€9k▼
Profit (loss) for the period9904€19k€27k▲
Profit (loss) for the period to be appropriated9905€19k€27k▲
Appropriation of the result
Profit (loss) to be appropriated9906€22k€29k▲
Profit (loss) brought forward from the previous period14P€3k€2k▼
Transfer to equity691/2€19k€27k▲
To other reserves6921€19k€27k▲
Profit to be distributed694/7€859€833▼
Return on contributions (dividend)694€859€833▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5k | €6k | €5k | €741 | €1k | ▲ 36.1% |
| Other operating charges640/8 | €492 | €385 | €661 | €1k | €2k | ▲ 40.1% |
| Non-recurring operating charges66A | - | - | - | €4k | €1k | ▼ 72.2% |
| Gross operating margin9900 | €5k | €14k | €16k | €36k | €41k | ▲ 15.0% |
| Operating profit (loss)9901 | €301 | €8k | €10k | €30k | €38k | ▲ 24.6% |
| Financial income75/76B | €0 | €0 | €8 | - | - | - |
| Recurring financial income75 | €0 | €0 | €8 | - | - | - |
| Financial charges65/66B | €568 | €2k | €2k | €1k | €1k | ▼ 4.1% |
| Recurring financial charges65 | €568 | €2k | €2k | €1k | €1k | ▼ 4.1% |
| Profit (loss) for the period before taxes9903 | €-266 | €6k | €8k | €29k | €37k | ▲ 25.7% |
| Income taxes67/77 | €36 | €2k | €3k | €10k | €9k | ▼ 3.3% |
| Profit (loss) for the period9904 | €-302 | €4k | €5k | €19k | €27k | ▲ 40.1% |
| Profit (loss) for the period to be appropriated9905 | €-302 | €4k | €5k | €19k | €27k | ▲ 40.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €29k | €34k | €28k | €50k | €78k | ▲ 56.1% |
| Fixed assets21/28 | €12k | €7k | €6k | €5k | €11k | ▲ 96.0% |
| Tangible fixed assets22/27 | €12k | €6k | €5k | €5k | €10k | ▲ 112% |
| Land and buildings22 | €837 | €791 | €746 | €685 | €639 | ▼ 6.6% |
| Plant, machinery and equipment23 | €421 | €400 | €5k | €4k | €7k | ▲ 76.6% |
| Furniture and vehicles24 | €10k | €5k | €0 | €0 | €2k | - |
| Financial fixed assets28 | €750 | €750 | €750 | €750 | €750 | = |
| Current assets29/58 | €17k | €27k | €22k | €45k | €68k | ▲ 51.3% |
| Stocks and contracts in progress3 | €3k | €1k | €993 | €993 | €710 | ▼ 28.5% |
| Stocks30/36 | €3k | €1k | €993 | €993 | €710 | ▼ 28.5% |
| Amounts receivable within one year40/41 | €11k | €15k | €12k | €15k | €42k | ▲ 185% |
| Trade receivables40 | €10k | €15k | €12k | €15k | €40k | ▲ 169% |
| Other amounts receivable41 | €312 | - | - | - | €2k | - |
| Cash at bank and in hand54/58 | €2k | €6k | €3k | €25k | €18k | ▼ 26.9% |
| Deferred charges and accrued income490/1 | €2k | €5k | €6k | €4k | €6k | ▲ 68.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €29k | €34k | €28k | €50k | €78k | ▲ 56.1% |
| Equity10/15 | €10k | €14k | €19k | €37k | €64k | ▲ 70.9% |
| Contributions10/11 | €6k | €6k | €6k | €7k | €7k | = |
| Reserves13 | €407 | €5k | €9k | €28k | €56k | ▲ 95.6% |
| Non-distributable reserves130/1 | €407 | €407 | €407 | - | - | - |
| Reserves not available under the articles1311 | €407 | €407 | €407 | - | - | - |
| Distributable reserves133 | - | €4k | €9k | €28k | €56k | ▲ 95.6% |
| Profit (loss) carried forward14 | €3k | €3k | €3k | €2k | €1k | ▼ 38.8% |
| Amounts payable17/49 | €20k | €20k | €9k | €13k | €15k | ▲ 13.2% |
| Amounts payable within one year42/48 | €19k | €20k | €9k | €13k | €15k | ▲ 13.2% |
| Financial debts43 | €2k | - | - | - | - | - |
| Credit institutions430/8 | €2k | - | - | - | - | - |
| Trade debts44 | €6k | €4k | €921 | €2k | €2k | ▼ 21.5% |
| Suppliers440/4 | €6k | €4k | €921 | €2k | €2k | ▼ 21.5% |
| Taxes, remuneration and social security45 | - | €5k | €1k | €8k | €10k | ▲ 28.2% |
| Taxes450/3 | - | €5k | €1k | €8k | €10k | ▲ 28.2% |
| Other amounts payable47/48 | €12k | €11k | €7k | €2k | €2k | ▼ 1.2% |
| Accrued charges and deferred income492/3 | €498 | - | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-302 | €4k | €5k | €19k | €27k | ▲ 40.1% |
| + Depreciation and write-downs630 | €5k | €6k | €5k | €741 | €1k | ▲ 36.1% |
| Operating cash flow (approximation) | €4k | €10k | €10k | €20k | €28k | ▲ 40.0% |
| Investment in fixed assets (approximation) | - | €0 | €-5k | €0 | €-6k | - |
| Change in cash | - | €3k | €-2k | €22k | €-7k | ▼ 131% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €27k ▲40.1%
Operating result €38k, net result €27k, both a record.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 92 days late
2019
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
22-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 22 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2008
Ground area
7,032 m²
Building footprint
295 m²
Volume, LiDAR
1,701 m³
2 parcels, Wallonia · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Avenue du Transvaal(VD) 17, 5020 Namur
since 20082.173.447.425
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92128A0410/00B000 | Wallonia | 5,867 m² | 1 · 204 m² | 7.0 m · 2 fl. |
| 92128D0025/00A023 | Wallonia | 1,165 m² | 1 · 91 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,149 companies in sector 46190 we hold annual accounts for 2,570. 1,962 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded06-08-2008
Fiscal year end31-12
Activities, NACEBEL 2025
46190Agents in non-specialised wholesale trade
26200Manufacture of computer, electronic and optical products
43211General electrical installation work
46500Wholesale of information and communication equipment
47120Other non-specialised retail sale
62900Other information technology and computer services
80090Investigation and security activities
95100Repair and maintenance of computers and communication equipment
Scores and ratios are computed by Checked and are not a credit decision.