HOLGERSSON CONSULT

Active

Private limited companyfounded 201214 yrs activeRue du Saffetiau 12, 1301 Wavre, BelgiumKBO/BCE: BE 0844.041.837

Summary

HOLGERSSON CONSULT has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.5m and a net result of €82,930. Equity is growing by ~34.4% per year across the filed fiscal years. Its solvency ranks better than 80% of 9508 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch Report Compare

HOLGERSSON CONSULTActiveChecked score 95/100

Risk analysis Report Compare

Activity

Business and other management consultancy

NACE 70200Business consulting NACE 70220

1 site

Size

€1.7mtotal assets 2025

Equity: €1.5m
Profit: €82,930

Net result -64%: other schema

Financial health

95 Excellent Checked score 2025

Bankruptcy chance 12 m: < 0.1%

Structure

Holdings: 2

Accounts 3 d early0 of 3 deeds read

Why 95+ Liquidity: current ratio 13.50, cash €351,732+ Size: total assets €1.7m+ Figures for FY 2025 (filed 28-07-2026)+ Sector Activities of head offices; management consultancy activities (NACE 70)Show the evidence

Checked score

Score 2025

95 / 100

Excellent

Probability in this band: under 0.55%

Better than 60% of its sector peers (NACE 70, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Strong

Solvency 100=

equity 84.0% of total assets

Liquidity 75-5

short-term debt 6.4% · cash 20.4%

Profitability 75-10

return on assets 4.8%

Bankruptcy probability, 12 months

< 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (47,477 companies)

Last 10 months 01-2026: < 0.1% 02-2026: < 0.1%● 0.0% vs 01-2026 03-2026: < 0.1%▲ +2.7% vs 02-2026 04-2026: < 0.1%● 0.0% vs 03-2026 05-2026: < 0.1%● 0.0% vs 04-2026 06-2026: < 0.1%▲ +5.3% vs 05-2026 07-2026: < 0.1%▲ +10.0% vs 06-2026highest value 08-2026: < 0.1%▼ -38.6% vs 07-2026lowest value 09-2026: < 0.1%● 0.0% vs 08-2026lowest value 10-2026: < 0.1%● 0.0% vs 09-2026lowest value

Liquidity: current ratio 13.50, cash €351,732 lowers the probability
Size: total assets €1.7m lowers the probability for this profile
Figures for FY 2025 (filed 28-07-2026) lowers the probability
Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability

Credit up to €130,000 at 30 days acceptable

Liquidity ample (current ratio 13.5 against 7.67 in 2024; short-term debt: 6.4% and cash: 20.4% of total assets), and 16% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 86%, liquidity 67%, profitability 40%, growth against the median 47%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk○neutral

Liquidity: current ratio 13.50, cash €351,732

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Size: total assets €1.7m

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Figures for FY 2025 (filed 28-07-2026)

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Sector Activities of head offices; management consultancy activities (NACE 70)

In the bankruptcy model this factor lowers the probability.

KBO

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

3 d early

2024

27 d late

2023

12 d late

2022

89 d late

2021

50 d late

2020

101 d late

2019

91 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 52 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 27 August (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Position in the running window

02-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

28-07-26 Annual accounts filedfiscal year 2025 · abbreviated…
25-06-26 General meeting · Director resignationPermanent representative · Director appointment
27-08-25 Annual accounts filedfiscal year 2024 · full…