Skip to content

CALYMMO

Active
Private limited companyfounded 201313 yrs activeRue Edmond Laffineur 7, 1300 Wavre, BelgiumKBO/BCE: BE 0535.930.641
Summary

CALYMMO has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €95,376 and a net result of €20,131. Equity is growing by ~37.8% per year across the filed fiscal years. Its solvency ranks better than 11% of 3636 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch ReportCompare
CALYMMOActiveChecked score 90/100
Risk analysis ReportCompare

Overview

Activity
Business and other management consultancy
NACE 70200Business consulting NACE 70220
1 site
Size
€1.7mtotal assets 2025
Equity
€95,376
Profit
€20,131
Financial health
90 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Holdings
1
Accounts 56 d early0 of 3 deeds read
Why 90- Equity €95,376 (5.6% of total assets)- Liquidity: current ratio 0.08, cash €18,051+ Size: total assets €1.7m+ Figures for FY 2025 (filed 05-06-2026)Show the evidence

Checked score

Score 2025
90 / 100
Excellent
Probability in this band: under 0.55%
Better than 31% of its sector peers (NACE 70, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 31+1
equity 5.6% of total assets
Liquidity 42-1
short-term debt 24.9% · cash 1.1%
Profitability 48+2
return on assets 1.2%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (47,599 companies)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● 0.0% vs 11-2024 01-2025: 0.1%● 0.0% vs 12-2024 02-2025: 0.1%▲ +4.4% vs 01-2025 03-2025: 0.1%▲ +5.1% vs 02-2025 04-2025: 0.1%▲ +3.2% vs 03-2025 05-2025: 0.1%▲ +11.7% vs 04-2025 06-2025: 0.1%▼ -21.7% vs 05-2025 07-2025: 0.1%▼ -1.8% vs 06-2025lowest value 08-2025: 0.1%● 0.0% vs 07-2025lowest value 09-2025: 0.1%● 0.0% vs 08-2025lowest value 10-2025: 0.1%● 0.0% vs 09-2025lowest value 11-2025: 0.1%● 0.0% vs 10-2025lowest value 12-2025: 0.1%● 0.0% vs 11-2025lowest value 01-2026: 0.1%● 0.0% vs 12-2025lowest value 02-2026: 0.1%▲ +4.5% vs 01-2026 03-2026: 0.1%▲ +4.3% vs 02-2026 04-2026: 0.1%▲ +7.5% vs 03-2026 05-2026: 0.1%▲ +11.6% vs 04-2026 06-2026: 0.2%▲ +12.5% vs 05-2026highest value 07-2026: 0.1%▼ -26.5% vs 06-2026 08-2026: 0.1%● 0.0% vs 07-2026 09-2026: 0.1%● 0.0% vs 08-2026 10-2026: 0.1%● 0.0% vs 09-2026
  • Size: total assets €1.7m lowers the probability for this profile
  • Equity €95,376 (5.6% of total assets) raises the probability
  • Figures for FY 2025 (filed 05-06-2026) lowers the probability
  • Liquidity: current ratio 0.08, cash €18,051 raises the probability
Credit up to €8,000 at 30 days acceptable
Liquidity short (current ratio 0.08 against 0.07 in 2024; short-term debt: 24.9% and cash: 1.1% of total assets), and 94.4% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 14%, liquidity 22%, profitability 23%, growth against the median 66%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €1.7m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Equity €95,376 (5.6% of total assets)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 05-06-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.08, cash €18,051
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 3636 sector peers (2025).
NBB · sector comparison
Position among 3636 sector peers
Solvency
better than 11%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-06-2026, 56 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
56 d early
2024
76 d early
2023
75 d early
2022
68 d early
2021
61 d early
2020
60 d early
2019
52 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 64 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 24 May (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · full…
  2. Incorporation · Founding capitalBank account · Name clause
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Caution: Among the weakest 12% on solvencysector median 53.3% · 3,636 companies 5.6% View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Positive: 8 profitable years in a rowprofit 2025: €20,131 8 years View

By topic

Financials

Fiscal year
2025
Total assets
€1.7m
Profit
€20,131
Solvency
5.6%
Go to Financials

Timeline

Events
12
Since
2017
Next accounts
by 31-07-2027
  1. 05-06-2026Annual accounts filed
  2. 15-04-2026Incorporation · Founding capital
  3. 16-05-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Business and other management consultancyNACE 70200
Founded
25-06-2013
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure