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HOLDING GROUPE CRUCIFIX

Active
Private limited companyfounded 200025 yrs activeRue de Bouillon 93, 5555 Bièvre, BelgiumKBO/BCE: BE 0473.421.069

HOLDING GROUPE CRUCIFIX is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show negative equity (€-709k) and a net result of €-103k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 9862 sector peers (fiscal year 2024). The company has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals.

Signals

Three signals. The signal on the left, the evidence on the right.
+raises riskneutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 9862 sector peers (2024).
NBB · sector comparison
Position among 9862 sector peers
Solvency
better than 5%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filings
Deviation from the deadline
2025
not confirmed
2024
29 d late
2023
28 d late
2022
31 d late
2021
30 d late
2020
24 d late
2019
238 d late
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, micro schema, statutory

Equity
€-709k▼ 50.4%
2023 · €-471k
2018: €-141k 2019: €371k 2020: €-211k 2021: €-1.36M 2022: €-1.28M 2023: €-471k
2018 → 2024
Net result
€-103k▲ 96.8%
2023 · €-3.20M
2018: €-421k 2019: €-211k 2020: €-259k 2021: €-1.15M 2022: €-157k 2023: €-3.20M
2018 → 2024
Total assets
€1.44M▼ 16.7%
2023 · €1.73M
2018: €7.27M 2019: €7.36M 2020: €6.47M 2021: €5.57M 2022: €5.43M 2023: €1.73M
2018 → 2024
Solvency
-49.1%▼ 21.9pp
2023 · -27.2%
2018: -1.9% 2019: 5.0% 2020: -3.3% 2021: -24.4% 2022: -23.7% 2023: -27.2%
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202021202220232024Trend
Equity€-211k-€-1.36M▼ 545%€-1.28M▲ 5.5%€-471k▲ 63.3%€-709k▼ 50.4%
Operating result€76k-€-824k€-121k▲ 85.3%€-3.19M▼ 2,528%€-89k▲ 97.2%
Net result€-259k-€-1.15M▼ 343%€-157k▲ 86.3%€-3.20M▼ 1,935%€-103k▲ 96.8%
Result per fiscal year
Operating resultNet result
€-4.00M€-3.00M€-2.00M€-1.00M€0Operating result 2020: €76k€76kNet result 2020: €-259k€-259kOperating result 2021: €-824k€-824kNet result 2021: €-1.15M€-1.15MOperating result 2022: €-121k€-121kNet result 2022: €-157k€-157kOperating result 2023: €-3.19M€-3.19MNet result 2023: €-3.20M€-3.20MOperating result 2024: €-89k€-89kNet result 2024: €-103k€-103k20202021202220232024
The operating result stays negative: a loss of €89k in 2024 against €3.19M in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.44M
Fixed assets €1.43M▼ 17.2%
Current assets €14k▲ 68.1%
Key figures and ratios
2024 value · change against 2023
Solvency
-49.1%
2023 · -27.2%
ROE
14.5%
2023 · 678.6%
ROA
-7.1%
2023 · -184.6%
Debt
€2.15M
2023 · €2.20M
Debt ≤ 1 year
€2.10M
2023 · €2.15M
Debt > 1 year
€50k=
2023 · €50k
Staff costs
€52k
2023 · €78k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet Code20232024
Assets
Total assets20/58€1.73M€1.44M
Fixed assets21/28€1.72M€1.43M
Intangible fixed assets21€495k€333k
Tangible fixed assets22/27€1.23M€1.10M
Land and buildings22€1.23M€1.09M
Furniture and vehicles24€2k€3k
Financial fixed assets28€74€74=
Current assets29/58€9k€14k
Stocks and contracts in progress3€3k-
Stocks30/36€3k-
Amounts receivable within one year40/41€3k€13k
Trade receivables40€615€58
Other amounts receivable41€3k€13k
Cash at bank and in hand54/58€860€80
Deferred charges and accrued income490/1€1k€1k=
Equity and liabilities
Total equity and liabilities10/49€1.73M€1.44M
Equity10/15€-471k€-709k
Contributions10/11€5.10M€5.10M=
Outside capital11€5.10M€5.10M=
Other1109/19€5.10M€5.10M=
Revaluation surpluses12€1.14M€1.00M
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-6.71M€-6.81M
Amounts payable17/49€2.20M€2.15M
Amounts payable after more than one year17€50k€50k=
Financial debts170/4€50k€50k=
Amounts payable within one year42/48€2.15M€2.10M
Financial debts43€62k€67k
Credit institutions430/8€62k€67k
Trade debts44€114k€207k
Suppliers440/4€114k€207k
Taxes, remuneration and social security45€39k€2k
Taxes450/3€16k-
Remuneration and social security454/9€23k€2k
Other amounts payable47/48€1.94M€1.83M
Accrued charges and deferred income492/3-€48
Income statement Code20232024
Remuneration, social security and pensions62€78k€52k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€162k€163k
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-4k-
Other operating charges640/8€18k€16k
Non-recurring operating charges66A€3.14M-
Gross operating margin9900€202k€141k
Operating profit (loss)9901€-3.19M€-89k
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€9k€13k
Recurring financial charges65€9k€13k
Profit (loss) for the period before taxes9903€-3.20M€-103k
Profit (loss) for the period9904€-3.20M€-103k
Profit (loss) for the period to be appropriated9905€-3.20M€-103k
Appropriation of the result
Profit (loss) to be appropriated9906€-6.71M€-6.81M
Profit (loss) brought forward from the previous period14P€-3.51M€-6.71M

The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2025
29-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
28-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-12
Financial Weakest financial yearnet €-3.20M
Net result drops to €-3.20M, the lowest in the series; recovery starts the following year.
31-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
30-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
24-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
26-03
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 238 days late
2019
31-12
Financial Equity above €200kEq €371k
Equity rises from €-141k to €371k.
30-09
NBB filing Annual accounts filed
fiscal year 2018 · full schema · 61 days late
2018
31-08
NBB filing Annual accounts filed
fiscal year 2017 · full schema · 31 days late
05-06
NBB filing Annual accounts filed
fiscal year 2016 · consolidated · 61 days late
2017
30-09
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 10 acts read
About the unread acts

We know of 10 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bièvre · 1 establishment unit since 2001
seat establishment approximate The establishment unit on the map
Ground area
3,540 m²
Building footprint
547 m²
Parcel 91015C0586/00E003, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue de Bouillon 93 9, 5555 Bièvre
Holdings
since 20012.103.176.863
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
91015C0586/00E003 Wallonia 3,540 m² 1 · 547 m² -
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 24,726 companies in sector 64210 we hold annual accounts for 19,748. 13,757 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded05-12-2000
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
74151
62010Computer programming, consultancy and related activities
62020IT consultancy
62100Computer programming
62200Computer consultancy and computer facilities management
72100
72220
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers

Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.