KNOWLEDGE
ActiveKNOWLEDGE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €371k and a net result of €70k. Equity is growing by ~3% per year across the filed fiscal years. Its solvency ranks better than 93% of 7980 sector peers (fiscal year 2025). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-01-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
2 d early
2023
on the day
2022
365 d late
2021
on the day
2020
1 d late
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€371k▲ 11.2%
2024 · €333k
2019: €278k
2020: €323k
2021: €367k
2022: €266k
2023: €261k
2024: €333k
2019 → 2025
Net result
€70k▼ 6.1%
2024 · €74k
2019: €53k
2020: €47k
2021: €46k
2022: €33k
2023: €36k
2024: €74k
2019 → 2025
Total assets
€390k▲ 10.8%
2024 · €352k
2019: €294k
2020: €336k
2021: €385k
2022: €282k
2023: €270k
2024: €352k
2019 → 2025
Solvency
95.1%▲ 0.4pp
2024 · 94.7%
2019: 94.6%
2020: 95.9%
2021: 95.4%
2022: 94.3%
2023: 96.4%
2024: 94.7%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€367k-€266k▼ 27.6%€261k▼ 2.0%€333k▲ 27.9%€371k▲ 11.2%
Operating result€50k-€51k▲ 1.6%€56k▲ 10.3%€104k▲ 85.0%€97k▼ 7.1%
Net result€46k-€33k▼ 28.6%€36k▲ 10.2%€74k▲ 104%€70k▼ 6.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 7% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €390k
Fixed assets
€36k▼ 32.5%
Current assets
€354k▲ 18.5%
Equity and liabilities €390k
Equity
€371k▲ 11.2%
Debt
€19k▲ 2.7%
The debt ratio falls from 5.3% to 4.9%: equity grows faster than debt.
Key figures and ratios
Solvency
95.1%▲
2024 · 94.7%
ROE
18.8%▼
2024 · 22.3%
ROA
17.9%▼
2024 · 21.1%
Debt
€19k▲
2024 · €19k
Debt ≤ 1 year
€17k▲
2024 · €16k
Income taxes
€29k▼
2024 · €31k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€352k€390k▲
Fixed assets21/28€54k€36k▼
Tangible fixed assets22/27€54k€36k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€51k€35k▼
Other tangible fixed assets26€1k€0▼
Financial fixed assets28€50€50=
Current assets29/58€298k€354k▲
Amounts receivable within one year40/41€20k€28k▲
Trade receivables40€19k€19k▲
Other amounts receivable41€1k€9k▲
Current investments50/53€277k€323k▲
Cash at bank and in hand54/58€564€466▼
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€352k€390k▲
Equity10/15€333k€371k▲
Contributions10/11€19k€19k=
Reserves13€315k€352k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€315k€352k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€19k€19k▲
Amounts payable within one year42/48€16k€17k▲
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€11k€13k▲
Taxes450/3€9k€11k▲
Remuneration and social security454/9€1k€2k▲
Other amounts payable47/48€4k€961▼
Accrued charges and deferred income492/3€3k€2k▼
Income statement
Code20242025
Non-recurring operating income76A€13k€0▼
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€16k▲
Other operating charges640/8€1k€2k▲
Non-recurring operating charges66A-€1k
Gross operating margin9900€118k€116k▼
Operating profit (loss)9901€104k€97k▼
Financial income75/76B€1k€2k▲
Recurring financial income75€1k€2k▲
Financial charges65/66B€228€216▼
Recurring financial charges65€228€216▼
Profit (loss) for the period before taxes9903€105k€99k▼
Income taxes67/77€31k€29k▼
Profit (loss) for the period9904€74k€70k▼
Profit (loss) for the period to be appropriated9905€74k€70k▼
Appropriation of the result
Profit (loss) to be appropriated9906€74k€70k▼
Transfer from equity791/2€0€31k▲
Transfer to equity691/2€73k€68k▼
To other reserves6921€73k€68k▼
Profit to be distributed694/7€2k€32k▲
Return on contributions (dividend)694€2k€32k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Highest result since 2019net €74k ▲104%
Operating result €104k, net result €74k, both a record.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 365 days late
2022
30-06
Financial
Weakest financial yearnet €33k ▼28.6%
Net result drops to €33k, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
01-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 1 day late
2020
29-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Harelbeke · 2 establishment units since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stasegemdorp 518530 HarelbekeGround area
497 m²
Building footprint
183 m²
Volume, LiDAR
789 m³
2 parcels, Flanders · tallest building 11.7 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
Knowledge
since 20112.202.733.408
Knowledge
since 20222.325.476.020
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34322C0472/00F005 | Flanders | 330 m² | 1 · 107 m² | 11.7 m · 3 fl. |
| 38016A0126/00P000 | Flanders | 166 m² | 1 · 76 m² | 0.8 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,726 companies in sector 64210 we hold annual accounts for 19,748. 13,757 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-08-2011
Fiscal year end30-06
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.