HOLDING FINASSUR
HOLDING FINASSUR is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €3.02M and a net result of €-11k. Equity remains stable across the filed fiscal years (±0.2% per year). Its solvency ranks better than 73% of 2328 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €3.02M |
| Net result | €-11k |
| Staff (FTE) | 0.6 |
| Better than sector | 73% |
Strong profile, led by stability.
Computed on 4 of 5 axes. Not measured: health. An unmeasured axis is not a zero: no data was read for it.
This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 86.0% | 61.4% | |
| Net result | €-11k | €102k | |
| Equity | €3.02M | €5.06M | |
| Gross operating margin | €-3k | €72k | |
| Staff costs | €23k | €348k |
Figures by fiscal year and ratios
| Fiscal year | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Deposit | full schema | full schema | full schema | full schema | full schema |
| Revenue | n/a | n/a | n/a | n/a | n/a |
| EBITDA | n/a | n/a | n/a | n/a | n/a |
| Net profit | €-11k | €81k | €-48k | €-12k | €461k |
| Cash flow | n/a | n/a | n/a | n/a | n/a |
| Staff costs | €23k | €24k | €25k | €20k | - |
| Income taxes | €0 | €8k | - | - | - |
| Dividends | - | - | - | - | - |
| Total assets | €3.51M | €3.50M | €3.41M | €3.34M | €3.28M |
| Equity | €3.02M | €3.03M | €2.95M | €3.00M | €3.01M |
| Debt | €493k | €473k | €458k | €344k | €266k |
| of which ≤ 1y | €493k | €464k | €411k | €250k | €124k |
| of which > 1y | - | €0 | €47k | €94k | €141k |
| Working capital | n/a | n/a | n/a | n/a | n/a |
| Employees (FTE) | 0.6 | 0.6 | 0.6 | 0.6 | 0.4 |
| 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|
| Current ratio | n/a | n/a | n/a | n/a | n/a |
| Quick ratio | n/a | n/a | n/a | n/a | n/a |
| Working capital ratio | n/a | n/a | n/a | n/a | n/a |
| Solvency | 86.0% | 86.5% | 86.6% | 89.7% | 91.9% |
| Debt / equity | n/a | n/a | n/a | n/a | n/a |
| Long-term debt ratio | n/a | n/a | n/a | n/a | n/a |
| Interest coverage | n/a | n/a | n/a | n/a | n/a |
| Gross margin | n/a | n/a | n/a | n/a | n/a |
| Net margin | n/a | n/a | n/a | n/a | n/a |
| ROA | -0.3% | 2.3% | -1.4% | -0.4% | 14.1% |
| ROE | -0.4% | 2.7% | -1.6% | -0.4% | 15.3% |
| EBITDA margin | n/a | n/a | n/a | n/a | n/a |
| Days sales outstanding | n/a | n/a | n/a | n/a | n/a |
| Days payable outstanding | n/a | n/a | n/a | n/a | n/a |
| Inventory turnover | n/a | n/a | n/a | n/a | n/a |
| Days inventory (DSI) | n/a | n/a | n/a | n/a | n/a |
Full annual accounts (23 line items)
| Line item | Code | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Balance sheet, Assets | ||||||
| TOTAL ASSETS | 20/58 | €3.51M | €3.50M | €3.41M | €3.34M | €3.28M |
| Fixed assets | 21/28 | €2.81M | €2.81M | €2.77M | €2.77M | €2.77M |
| Financial fixed assets | 28 | €2.81M | €2.81M | €2.77M | €2.77M | €2.77M |
| Current assets | 29/58 | €702k | €694k | €636k | €570k | €505k |
| Amounts receivable within one year | 40/41 | €105k | €86k | €58k | €258 | €2k |
| Cash & bank | 54/58 | €12k | €24k | €28k | €20k | €939 |
| Balance sheet, Equity & liabilities | ||||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €3.51M | €3.50M | €3.41M | €3.34M | €3.28M |
| Equity | 10/15 | €3.02M | €3.03M | €2.95M | €3.00M | €3.01M |
| Contributions / capital | 10/11 | €2.32M | €2.32M | €2.32M | €2.32M | - |
| Reserves | 13 | €702k | €713k | €232k | €232k | €232k |
| Accumulated profits (losses) | 14 | - | €0 | €401k | €449k | €461k |
| Amounts payable | 17/49 | €493k | €473k | €458k | €344k | €266k |
| Amounts payable after one year | 17 | - | €0 | €47k | €94k | €141k |
| Amounts payable within one year | 42/48 | €493k | €464k | €411k | €250k | €124k |
| Trade debts payable within one year | 44 | €137 | €181 | €119 | €895 | €70 |
| Income statement | ||||||
| Gross operating margin | 9900 | €-3k | €98k | €-38k | €-5k | €-17k |
| Operating result | 9901 | €-28k | €73k | €-65k | €-26k | €-44k |
| Financial income | 75 | €17k | €17k | €17k | €14k | €13k |
| Financial charges | 65 | €315 | €270 | €204 | €174 | €642 |
| Result before taxes | 9903 | €-11k | €89k | €-48k | €-12k | €-32k |
| Income taxes | 67/77 | €0 | €8k | - | - | - |
| Net result for the period | 9904 | €-11k | €81k | €-48k | €-12k | €-32k |
| Result to be appropriated | 9905 | €-11k | €81k | €-48k | €-12k | €-32k |
-
Current11-12-2023 → present
| NACE primary | Activities of holding companies(64210) |
| Legal form | Private limited company(610) |
| Incorporation | 15-09-2016 |
| Status | Active |
| Postal code | 7700 |
Show 2 more companies with a shared director
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 54436A0160/00E003 | Wallonia | 1,050 m² | 1 · 97 m² | - |
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
19-12-2025 Publication in the Belgian Official Gazette, Minor change
Technical details
{
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"detected_kind": "other",
"effective_date": null,
"mandate_renewal": null,
"subject_company": {
"kbo": "0662.607.394",
"name_full": "HOLDING FINASSUR",
"legal_form": "SRL"
},
"liquidation_closure": null,
"officer_designation": null,
"special_procuration": null,
"single_shareholder_declaration": null
}19-12-2023 DUJARDIN Pierre reappointed as director
- DUJARDIN Pierre, Bestuurder
Technical details
{
"events": [
{
"kind": "director_renew",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "DUJARDIN Pierre",
"address": null,
"birth_date": null
},
"effective_date": "2023-12-11",
"evidence_quote": "L\u2019assembl\u00E9e g\u00E9n\u00E9rale d\u00E9cide de mettre fin \u00E0 la fonction du g\u00E9rant non statutaire actuel, \u00E0 savoir Monsieur DUJARDIN Pierre, et proc\u00E8de imm\u00E9diatement au renouvellement de la nomination comme administrateur non statutaire pour une dur\u00E9e illimit\u00E9e, Monsieur DUJARDIN Pierre, pr\u00E9nomm\u00E9, ce qu\u2019il accepte."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0662.607.394",
"name_full": "HOLDING FINASSUR",
"legal_form": "SPRL"
}
}19-09-2016 Incorporation of a new SNC
Technical details
{
"kind": "oprichting",
"seat": "7700 Mouscron, Rue du Bois Fichaux, 57",
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"founders": [
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1963-10-21",
"name": "DUJARDIN Pierre",
"niss": null,
"address": "Mouscron, Rue du Bois-Fichaux, 57"
},
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 2318600,
"holder_person_name": "DUJARDIN Pierre",
"is_subscriber_only": false,
"n_shares_subscribed": 11593,
"amount_subscribed_eur": 2318600,
"is_anonymous_silent_partner": false
}
],
"capital_eur": 2318600,
"subject_company": {
"kbo": "0662.607.394",
"name_full": "HOLDING FINASSUR",
"legal_form": "SNC"
},
"initial_directors": [],
"incorporation_date": "2016-09-13",
"post_incorporation_mandates": []
}| Legal nameFR | HOLDING FINASSUR |