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HOLDBRU

Active
Private limited companyfounded 201015 yrs activeAvenue Jean Mermoz 1, 6041 Charleroi, BelgiumKBO/BCE: BE 0831.974.938
Summary

HOLDBRU has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €560,978 and a net result of -€13,141. Equity remains stable across the filed fiscal years (±2.4% per year). The computed 12-month bankruptcy probability is < 0.1% (very low).

Overview

What they do
Activity not known1 site
How big
€565,710total assets 2025
Equity
€560,978
Loss
-€13,141
Financially healthy?
95 Excellent Checked score 2025
Bankruptcy chance 12 m
< 0.1%
Who decides
Parent
JEC INVEST · 99.99%
Auditor: REMON & COAccounts 79 d early1 of 16 deeds read
Why 95- Loss of €13,141, the second in a row (FY 2025)+ Size: total assets €565,710+ Liquidity: current ratio 119.55, cash €565,350+ Equity €560,978 (99.2% of total assets)Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Better than 59% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 100=
equity 99.2% of total assets
Liquidity 100=
short-term debt 0.8% · cash 99.9%
Profitability 32+1
return on assets -2.3%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

  • Size: total assets €565,710 lowers the probability for this profile
  • Liquidity: current ratio 119.55, cash €565,350 lowers the probability
  • Equity €560,978 (99.2% of total assets) lowers the probability
  • Loss of €13,141, the second in a row (FY 2025) raises the probability
Credit up to €50,000 at 30 days acceptable
short-term debt: 0.8% and cash: 99.9% of total assets, and 0.8% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 81%, liquidity 95%, profitability 22%, growth against the median 37%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €565,710
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 119.55, cash €565,350
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Equity €560,978 (99.2% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Loss of €13,141, the second in a row (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-05-2026, 79 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
79 d early
2024
93 d early
2023
98 d early
2022
56 d early
2021
76 d early
2020
92 d early
2019
4 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 71 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 13 May (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Reappointment: REMON & CO (statutory auditor)State Gazette act
  2. Annual accounts filedfiscal year 2025 · unclassified…
  3. Annual accounts filedfiscal year 2024 · unclassified…

Key points

  • Risk: 3 loss-making years in a rowloss fiscal year 2025 -€13,141 View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Controlled by JEC INVEST 99.99% View

By topic

Financials

Fiscal year
2025
Total assets
€565,710
Loss
-€13,141
Solvency
99.2%
Total assets▼ 2.3%
Net result
20182025
Go to Financials

Timeline

Events
15
Since
2017
Next accounts
by 31-07-2027
  1. 09-06-2026Reappointment: REMON & CO (statutory auditor)
  2. 13-05-2026Annual accounts filed
  3. 29-04-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Founded
17-12-2010
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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