Summary
Duodev 2 is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €81.51M and a net result of €3.40M. Equity is growing by ~21.9% per year across the filed fiscal years. Its solvency ranks better than 84% of 2394 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
15 d early
2024
21 d early
2023
22 d early
2022
25 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Equity
€81.51M▲ 18.3%
2024 · €68.91M
2022: €29.00M
2023: €68.40M
2024: €68.91M
2022 → 2025
Net result
€3.40M▼ 16.4%
2024 · €4.07M
2022: €-1.20M
2023: €1.39M
2024: €4.07M
2022 → 2025
Total assets
€85.87M▲ 21.2%
2024 · €70.87M
2022: €34.70M
2023: €68.94M
2024: €70.87M
2022 → 2025
Solvency
94.9%▼ 2.3pp
2024 · 97.2%
2022: 83.6%
2023: 99.2%
2024: 97.2%
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€29.00M-€68.40M▲ 136%€68.91M▲ 0.8%€81.51M▲ 18.3%
Operating result€-1.37M-€-1.32M▲ 3.5%€-1.48M▼ 12.3%€-1.44M▲ 2.9%
Net result€-1.20M-€1.39M€4.07M▲ 192%€3.40M▼ 16.4%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €1.44M in 2025 against €1.48M in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €85.87M
Fixed assets
€85.66M ▲ 21.8%
Current assets
€202k ▼ 62.2%
Equity and liabilities €85.87M
Equity
€81.51M ▲ 18.3%
Debt
€4.35M ▲ 122%
Debt's share of the balance-sheet total rises from 2.8% to 5.1%. Equity and debt are higher.
Key figures and ratios
ROE
4.2%▼
2024 · 5.9%
ROA
4.0%▼
2024 · 5.7%
Debt ≤ 1 year
€4.34M▲
2024 · €1.96M
Income taxes
€252k▼
2024 · €585k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines
Balance sheet
Code20242025
Assets
Total assets20/58€70.87M€85.87M▲
Fixed assets21/28€70.34M€85.66M▲
Financial fixed assets28€70.34M€85.66M▲
Affiliated companies280/1€70.34M€85.66M▲
Participating interests280€15.43M€15.44M▲
Amounts receivable281€54.91M€70.22M▲
Current assets29/58€536k€202k▼
Amounts receivable within one year40/41€86k€148k▲
Other amounts receivable41€86k€148k▲
Current investments50/53€1k€1k▲
Other investments51/53€1k€1k▲
Cash at bank and in hand54/58€449k€53k▼
Equity and liabilities
Total equity and liabilities10/49€70.87M€85.87M▲
Equity10/15€68.91M€81.51M▲
Contributions10/11€64.69M€74.04M▲
Capital10€64.69M€74.04M▲
Issued capital100€64.69M€74.04M▲
Profit (loss) carried forward14€4.22M€7.48M▲
Amounts payable17/49€1.96M€4.35M▲
Amounts payable within one year42/48€1.96M€4.34M▲
Financial debts43€1.10M€2.50M▲
Credit institutions430/8€1.10M€2.50M▲
Trade debts44€764k€1.79M▲
Suppliers440/4€764k€1.79M▲
Taxes, remuneration and social security45€93k€50k▼
Taxes450/3€93k€50k▼
Accrued charges and deferred income492/3€4k€18k▲
Income statement
Code20242025
Operating charges60/66A€1.48M€1.44M▼
Services and other goods61€1.47M€1.44M▼
Other operating charges640/8€8k€983▼
Operating profit (loss)9901€-1.48M€-1.44M▲
Financial income75/76B€6.96M€5.43M▼
Recurring financial income75€6.61M€5.43M▼
Income from financial fixed assets750€6.48M€5.43M▼
Income from current assets751€125k€15▼
Other financial income752/9€8€0▼
Non-recurring financial income76B€350k-
Financial charges65/66B€821k€344k▼
Recurring financial charges65€430k€344k▼
Debt charges650€311k€200k▼
Other financial charges652/9€120k€145k▲
Non-recurring financial charges66B€390k-
Profit (loss) for the period before taxes9903€4.65M€3.65M▼
Income taxes67/77€585k€252k▼
Taxes670/3€585k€288k▼
Tax adjustments and reversals of tax provisions77€446€36k▲
Profit (loss) for the period9904€4.07M€3.40M▼
Profit (loss) for the period to be appropriated9905€4.07M€3.40M▼
Appropriation of the result
Profit (loss) to be appropriated9906€4.26M€7.62M▲
Profit (loss) brought forward from the previous period14P€195k€4.22M▲
Profit to be distributed694/7€40k€145k▲
Return on contributions (dividend)694€40k€145k▲
The notes to these accounts (21 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Highest result since 2022net €4.07M ▲192%
Net result €4.07M, the highest in the series.
09-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Back to profitnet €1.39M
Net result €1.39M after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 1.78
Current ratio from 0.67 to 1.78; short-term debt falls from €5.64M to €536k.
31-12
Financial
Equity above €50MEq €68.40M ▲136%
Equity rises from €29.00M to €68.40M.
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
13 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue Jean Mermoz 16041 CharleroiGround area
7,777 m²
Building footprint
1,849 m²
Volume, LiDAR
17,432 m³
Parcel 52028B0299/04G000, Wallonia · tallest building 10.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Duodev 2
since 20222.332.348.172
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52028B0299/04G000 | Wallonia | 7,777 m² | 1 · 1,849 m² | 10.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
699400EOQMZSM3D5JU23
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DOCKX HOLDING
BE 0894.451.153
Dessel · Eq €81.70M
SLG INVEST
BE 0675.457.124
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CAPLINE
BE 0414.259.878
Sint-Joost-ten-Node · Eq €82.24M
Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 2,050 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formLimited partnership
Founded02-05-2022
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
64999Other financial services
66199Other activities auxiliary to financial services, excluding insurance and pension funding
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.