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HOF TER KLAVEREN

Active
Private limited companyfounded 1982active for 44 yearsBleregemstraat 15, 1790 Affligem, BelgiumKBO/BCE: BE 0422.344.136

From the official registers: KBO 44 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

HOF TER KLAVEREN has been active since 1982 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €402,234 and a net result of €105,635. Equity has been growing by about 13% per year since 2018. Its solvency ranks better than 95% of 22,726 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

KBO
Status
Active since 01-02-1982 Normal situation
Legal form
Private limited company
Registered office
Bleregemstraat 15, 1790 Affligem
Activity
Retail sale of flowers, plants, seeds and fertilisers NACE 47761
Establishment unit
2.020.194.353 1790 Affligem, since 12-03-1982
Financial year end
31 December
Peppol
Reachable since 02-01-2026

Board and ownership

Board

Financial position

99 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€270,316
▲ 25.2%
Turnover
≈ €990,000
estimated
Profit
€105,635
▲ 27.6%
Equity
€402,234
▲ 25.7%
Total assets
€441,561
▲ 19.5%
Staff
3.6 FTE
▲ 20.0%
2025 accounts filed 77 days after the deadline
Filed on 16-10-2026at the National Bank
Score breakdownraises riskLast filed accounts filed 77 days late; 1 of the last 3 accounts lateSector: Retail trade (NACE 47)lowers riskLiquidity: current ratio 10.55, cash €309,323Equity €402,234 (91.1% of total assets)Show the evidence

Checked score

Score 2025
99 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 90% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 91.1% of total assets
Liquidity 100+2
short-term debt 8.9% · cash 70.1%
Profitability 99+2
return on assets 23.9%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,270 companies, NACE 47, micro)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: 0.1%▲ +0.1 percentage points vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025highest value 10-2025: < 0.1%▼ -0.1 percentage points vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026lowest value 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: 0.1%▲ +0.1 percentage points vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026
Credit of up to €35,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 10.55 (7.01 in 2024), above the usual 1.5. Short-term debt is 8.9% and cash 70.1% of total assets. 8.9% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 92% of them on solvency, 99% on liquidity, 91% on profitability and 77% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskraises risk
lowers risk · Liquidity: current ratio 10.55, cash €309,323
NBB · annual accounts
raises risk · Last filed accounts filed 77 days late; 1 of the last 3 accounts late
NBB · filings
lowers risk · Equity €402,234 (91.1% of total assets)
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · 2025 accounts filed 77 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-10-2026, 77 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
77 days late
2024
29 days late
2023
30 days late
2022
60 days late
2021
24 days late
2020
30 days late
2019
16 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 33 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher solvency than 95% of companies in retail tradesector median 33.2% · 22,726 companies 91.1% View
  • Positive: 8 profitable years in a rowprofit 2025: €105,635 8 years View
  • Positive: Equity rose in 2025from €319,970 to €402,234 ▲ 25.7% View

Documents

Annual accounts at the NBB

All 44 annual accounts

Articles and registers

Key facts about HOF TER KLAVEREN

What is the company number of HOF TER KLAVEREN?
The company number of HOF TER KLAVEREN is 0422.344.136. The VAT number is the same number with BE in front: BE 0422.344.136.
Where is HOF TER KLAVEREN based?
The registered office is at Bleregemstraat 15, 1790 Affligem.Company details
What does HOF TER KLAVEREN do?
According to the KBO register, the main activity is retail sale of flowers, plants, seeds and fertilisers (NACE 47761).
What is the legal form of HOF TER KLAVEREN?
The legal form of HOF TER KLAVEREN is Private limited company (BV).
When was HOF TER KLAVEREN founded?
HOF TER KLAVEREN was founded on 01-02-1982.
Is HOF TER KLAVEREN still active?
Yes, HOF TER KLAVEREN is an active enterprise in the KBO register.
How many employees does HOF TER KLAVEREN have?
HOF TER KLAVEREN had an average of 3.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of HOF TER KLAVEREN?
The turnover in financial year 2025 is ≈ €990,000. This figure is estimated from the gross margin of €270,316 and 68 comparable companies (NACE 477). It probably lies between €710,000 and €1.6m.
Is HOF TER KLAVEREN profitable?
In financial year 2025, HOF TER KLAVEREN made a profit of €105,635.
Where can I find the annual accounts of HOF TER KLAVEREN?
HOF TER KLAVEREN filed 44 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of HOF TER KLAVEREN due?
HOF TER KLAVEREN must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Comparable companies

These companies have the same main activity as HOF TER KLAVEREN: retail sale of flowers, plants, seeds and fertilisers (NACE 47761). They are comparable in size and age: total assets between €336,000 and €567,000, founded between 1984 and 1987.

CompanyTotal assetsGross margin
HOF TER KLAVEREN Affligem€441,561€270,316
BLOEMENRIJK Herent€464,919€257,072
PLANTRENT OFFICE Beerse€497,975€268,646
BOUQUETS Leuven€335,789€273,773
MICHAUX Oud-Heverlee€566,522€226,297
UNIPOC Chiny€425,671€218,026
DESCAPLANT Kortrijk€560,524€251,564
Full comparison

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