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HOCALEX

Active
Private limited companyfounded 20215 yrs activeR.Comte-d'Aspremont-Lynden,Nat. 19, 5360 Hamois, BelgiumKBO/BCE: BE 0765.616.842
Summary

HOCALEX has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €241 and a net result of €15,327. Equity is shrinking by ~28.8% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 14% of 7098 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability100▲+6
Solvency26▲+1
Growth32=
Track record94
Bankruptcy probability, 12 months
1.4% Low
0%0.5%1.5%4%10%≥ 25%
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Signals

Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 5 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 7098 sector peers (2025).
NBB · sector comparison
Position among 7098 sector peers
Solvency
better than 14%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-05-2026, 62 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
62 d early
2024
34 d early
2023
50 d early
2022
40 d early
2021
47 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 47 days before the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 14 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

HOCALEX was incorporated on 24 March 2021 as a Private limited company.1 Total assets fell from EUR 33,840 in 2021 to EUR 24,842 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2021 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€241▲ 12.9%
2024 · €214
Total assets
€24,842▼ 59.0%
2024 · €60,609
Net result
€15,327▲ 25.2%
2024 · €12,240
Working capital
-€4,281▼ 56.6%
2024 · -€2,735
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€25,257-€15,601▼ 38.2%€13,315▼ 14.7%€17,988▲ 35.1%€22,411▲ 24.6%
Net result€19,421within the sector's middle half-€9,763within the sector's middle half▼ 49.7%€7,689within the sector's middle half▼ 21.2%€12,240within the sector's middle half▲ 59.2%€15,327within the sector's middle half▲ 25.2%
Equity€19,521within the sector's middle half-€29,284within the sector's middle half▲ 50.0%€36,974within the sector's middle half▲ 26.3%€214below the sector's middle half▼ 99.4%€241below the sector's middle half▲ 12.9%
Total assets€33,840below the sector's middle half-€41,349below the sector's middle half▲ 22.2%€50,256below the sector's middle half▲ 21.5%€60,609within the sector's middle half▲ 20.6%€24,842below the sector's middle half▼ 59.0%
Debt€14,318-€12,065▼ 15.7%€13,283▲ 10.1%€60,395▲ 355%€24,601▼ 59.3%
Working capital€18,780within the sector's middle half-€28,906within the sector's middle half▲ 53.9%€33,654within the sector's middle half▲ 16.4%-€2,735below the sector's middle half-€4,281below the sector's middle half▼ 56.6%
Solvency57.7%within the sector's middle half-70.8%within the sector's middle half▲ 13.1pp73.6%within the sector's middle half▲ 2.7pp0.4%below the sector's middle half▼ 73.2pp1.0%below the sector's middle half▲ 0.6pp
Current ratio2.31within the sector's middle half-3.40within the sector's middle half▲ 1.083.53within the sector's middle half▲ 0.140.95below the sector's middle half▼ 2.580.83below the sector's middle half▼ 0.13
Return on assets (ROA)57.4%above the sector's middle half-23.6%within the sector's middle half▼ 33.8pp15.3%within the sector's middle half▼ 8.3pp20.2%within the sector's middle half▲ 4.9pp61.7%above the sector's middle half▲ 41.5pp
above within below the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€10,000€20,000€30,000Operating result 2021: €25,257€25,257Net result 2021: €19,421€19,421Operating result 2022: €15,601€15,601Net result 2022: €9,763€9,763Operating result 2023: €13,315€13,315Net result 2023: €7,689€7,689Operating result 2024: €17,988€17,988Net result 2024: €12,240€12,240Operating result 2025: €22,411€22,411Net result 2025: €15,327€15,32720212022202320242025€0€10,000€20,000Operating result 2023: €13,315€13,300Net result 2023: €7,689€7,690Operating result 2024: €17,988€18,000Net result 2024: €12,240€12,200Operating result 2025: €22,411€22,400Net result 2025: €15,327€15,300202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 25% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €24,842
Fixed assets €4,522 ▲ 53.4%
Current assets €20,320 ▼ 64.8%
Equity and liabilities €24,842
Equity €241 ▲ 12.9%
Debt €24,601 ▼ 59.3%
Debt's share of the balance-sheet total falls from 99.6% to 99.0%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€23,178▲
2024 · €18,359
Cash flow
€16,094▲
2024 · €12,611
Interest coverage
21.68▲
2024 · 17.84
Debt ≤ 1 year
€24,601▼
2024 · €60,395
Income taxes
€6,015▲
2024 · €5,094
Equity ratios withheld: equity of €241 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,153 companies that looked in July 2024 the way this one looks now, 1.7% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 5 to 10 years old
  • solvency under 10%
  • a profit of 5% of the balance sheet or more
1.7% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.4% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,153 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet Code20242025
Assets
Total assets20/58€60,609€24,842▼
Fixed assets21/28€2,948€4,522▲
Tangible fixed assets22/27€2,948€4,522▲
Furniture and vehicles24€0€1,932▲
Other tangible fixed assets26€2,948€2,591▼
Current assets29/58€57,660€20,320▼
Amounts receivable within one year40/41€19,333€8,581▼
Trade receivables40€8,999€8,581▼
Other amounts receivable41€10,333€0▼
Cash at bank and in hand54/58€34,144€9,210▼
Deferred charges and accrued income490/1€4,184€2,529▼
Equity and liabilities
Total equity and liabilities10/49€60,609€24,842▼
Equity10/15€214€241▲
Contributions10/11€100€100=
Profit (loss) carried forward14€114€141▲
Amounts payable17/49€60,395€24,601▼
Amounts payable within one year42/48€60,395€24,601▼
Trade debts44€3,431€92▼
Suppliers440/4€3,431€92▼
Taxes, remuneration and social security45€15,314€6,951▼
Taxes450/3€13,514€5,151▼
Remuneration and social security454/9€1,800€1,800=
Other amounts payable47/48€41,650€17,559▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€371€766▲
Other operating charges640/8€1,036€876▼
Non-recurring operating charges66A€61€0▼
Gross operating margin9900€19,455€24,054▲
Operating profit (loss)9901€17,988€22,411▲
Financial income75/76B€375€0▼
Recurring financial income75€375€0▼
Financial charges65/66B€1,029€1,069▲
Recurring financial charges65€1,029€1,069▲
Profit (loss) for the period before taxes9903€17,334€21,342▲
Income taxes67/77€5,094€6,015▲
Profit (loss) for the period9904€12,240€15,327▲
Profit (loss) for the period to be appropriated9905€12,240€15,327▲
Appropriation of the result
Profit (loss) to be appropriated9906€49,114€15,441▼
Profit (loss) brought forward from the previous period14P€36,874€114▼
Profit to be distributed694/7€49,000€15,300▼
Return on contributions (dividend)694€49,000€15,300▼

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€350€364€635€371€766▲ 106%
Other operating charges640/8€348€779€722€1,036€876▼ 15.4%
Non-recurring operating charges66A---€61€0▼ 100%
Gross operating margin9900€25,955€16,744€14,671€19,455€24,054▲ 23.6%
Operating profit (loss)9901€25,257€15,601€13,315€17,988€22,411▲ 24.6%
Financial income75/76B€1€80€3€375€0▼ 100.0%
Recurring financial income75€1€80€3€375€0▼ 100.0%
Financial charges65/66B€208€1,542€1,402€1,029€1,069▲ 3.9%
Recurring financial charges65€208€1,542€1,402€1,029€1,069▲ 3.9%
Profit (loss) for the period before taxes9903€25,050€14,140€11,916€17,334€21,342▲ 23.1%
Income taxes67/77€5,628€4,377€4,226€5,094€6,015▲ 18.1%
Profit (loss) for the period9904€19,421€9,763€7,689€12,240€15,327▲ 25.2%
Profit (loss) for the period to be appropriated9905€19,421€9,763€7,689€12,240€15,327▲ 25.2%
Line20212022202320242025Change
Assets
Total assets20/58€33,840€41,349€50,256€60,609€24,842▼ 59.0%
Fixed assets21/28€742€378€3,320€2,948€4,522▲ 53.4%
Tangible fixed assets22/27€742€378€3,320€2,948€4,522▲ 53.4%
Furniture and vehicles24€742€378€14€0€1,932-
Other tangible fixed assets26--€3,306€2,948€2,591▼ 12.1%
Current assets29/58€33,098€40,972€46,937€57,660€20,320▼ 64.8%
Amounts receivable within one year40/41€5,116€6,963€20,846€19,333€8,581▼ 55.6%
Trade receivables40€5,116€6,963€10,846€8,999€8,581▼ 4.6%
Other amounts receivable41--€10,000€10,333€0▼ 100%
Cash at bank and in hand54/58€24,274€31,437€24,181€34,144€9,210▼ 73.0%
Deferred charges and accrued income490/1€3,707€2,572€1,910€4,184€2,529▼ 39.6%
Equity and liabilities
Total equity and liabilities10/49€33,840€41,349€50,256€60,609€24,842▼ 59.0%
Equity10/15€19,521€29,284€36,974€214€241▲ 12.9%
Contributions10/11€100€100€100€100€100=
Profit (loss) carried forward14€19,421€29,184€36,874€114€141▲ 24.2%
Amounts payable17/49€14,318€12,065€13,283€60,395€24,601▼ 59.3%
Amounts payable within one year42/48€14,318€12,065€13,283€60,395€24,601▼ 59.3%
Trade debts44€3,443€1,620€3,874€3,431€92▼ 97.3%
Suppliers440/4€3,443€1,620€3,874€3,431€92▼ 97.3%
Taxes, remuneration and social security45€10,625€10,022€8,452€15,314€6,951▼ 54.6%
Taxes450/3€8,825€8,222€6,652€13,514€5,151▼ 61.9%
Remuneration and social security454/9€1,800€1,800€1,800€1,800€1,800=
Other amounts payable47/48€251€423€957€41,650€17,559▼ 57.8%
Line20212022202320242025Change
Profit (loss) for the period9904€19,421€9,763€7,689€12,240€15,327▲ 25.2%
+ Depreciation and write-downs630€350€364€635€371€766▲ 106%
Operating cash flow (approximation)€19,772€10,127€8,324€12,611€16,094▲ 27.6%
Investment in fixed assets (approximation)-€0-€3,576€0-€2,341-
Change in cash-€7,162-€7,256€9,963-€24,934▼ 350%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
30-05
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
27-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
11-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Weakest financial yearnet €7,689 ▼21.2%
Net result drops to €7,689, the lowest in the series; recovery starts the following year.
21-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
14-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hamois · 1 establishment unit since 2021
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

R.Comte-d'Aspremont-Lynden,Nat. 195360 Hamois
1 establishment unit
HOCALEX
R.Comte-d'Aspremont-Lynden,Nat. 19, 5360 HamoisRetail trade
since 20212.316.622.096

Similar companies · same sector, comparable size

Of 2,710 companies in sector 73200 we hold annual accounts for 1,787. 41 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded24-03-2021
Fiscal year end31-12
Activities, NACEBEL 2025
73200Market research and public opinion polling
69109Other legal services
E-invoicing
Reachable via Peppol
Peppol ID 0208:0765616842
Also 9925:BE0765616842
Registered 26-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.