HO +
Open bankruptcyA bankruptcy procedure is open for HO + according to publications in the Belgian State Gazette; curator: AMANDINE LACROIX.
Summary
The 2018 annual accounts show negative equity (-€12,776) and a net result of €8,450.
Are you a creditor?
Open bankruptcy
Source: Belgian Official Gazette
If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.
The procedure
- Court
- Enterprise Court of Hainaut, Tournai division
- Declared bankrupt
- 28 April 2020
- Supervising judge
- Christian Paradis
- Official Gazette
- 07-05-2020 (pdf) ↗search the document for 2020/117420
Deadlines
- Provisional date payments stopped
- 28 April 2020A later judgment can change the date.art. XX.105 CEL
- Appeal or third-party opposition until
- passed on 22 May 2020Fifteen days after the publication in the Official Gazette.art. XX.108 CEL
- File the claim in RegSol until
- passed on 28 May 2020art. XX.104 and XX.155 CEL
- First verification report
- passed on 18 June 2020Goods that belong to you, such as those delivered under retention of title, are reclaimed before this day.art. XX.104 and XX.194 CEL
- Late claim until
- passed on 28 April 2021Late, you share only in what has not been paid out yet, and the costs are yours.art. XX.165 CEL
Curator
- Amandine LacroixRue De L’Athenee 12, 7500 Tournai- . Date provisoire de cessation de paiement : 28/04/2020a.lacroix@avocat.be
What to do now
- Do not deliver on credit any more without an agreement with the curator.
- Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
- File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
- Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
- Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
- Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.
The deadlines above come from the publication of the judgment. Check them in RegSol before you file anything; a passed deadline no longer applies.
File a claim in RegSol ↗
Watch
Follow this bankruptcy: you are alerted when it is closed or reversed.
General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help.Creditor guide for this company
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Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2018 was due by 31-07-2019 and was filed on 18-07-2019, 13 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
not filed
2021
not filed
2020
not filed
2019
not filed
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
Who ran this company, and where was it based, on a date before the end?Company as of a date Are there other customers at risk in your own list?List enrichment How is the General construction of residential buildings sector doing?Sector figures
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2018, micro schema
Equity
-€12,776
Total assets
€64,852
Net result
€8,450
Working capital
-€14,778
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €64,852
Fixed assets
€2,100
Current assets
€62,752
Key figures and ratios
EBITDA
€10,437
Cash flow
€8,975
Solvency
-19.7%
Current ratio
0.81
ROA
13.0%
Debt
€77,628
Debt ≤ 1 year
€77,530
Annual accounts
| Line | 2018 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €525 |
| Gross operating margin9900 | €53,376 |
| Operating profit (loss)9901 | €9,912 |
| Recurring financial charges65 | €1,462 |
| Profit (loss) for the period before taxes9903 | €8,450 |
| Profit (loss) for the period9904 | €8,450 |
| Profit (loss) for the period to be appropriated9905 | €8,450 |
| Line | 2018 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €64,852 | |
| Fixed assets21/28 | €2,100 | |
| Tangible fixed assets22/27 | €1,050 | |
| Financial fixed assets28 | €1,050 | |
| Current assets29/58 | €62,752 | |
| Amounts receivable within one year40/41 | €61,220 | |
| Cash at bank and in hand54/58 | €1,277 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €64,852 | |
| Equity10/15 | -€12,776 | |
| Contributions10/11 | €28,750 | |
| Reserves13 | €1,000 | |
| Profit (loss) carried forward14 | -€42,526 | |
| Amounts payable17/49 | €77,628 | |
| Amounts payable within one year42/48 | €77,530 | |
| Trade debts44 | €10,725 | |
| Line | 2018 |
|---|---|
| Profit (loss) for the period9904 | €8,450 |
| + Depreciation and write-downs630 | €525 |
| Operating cash flow (approximation) | €8,975 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2020
07-05
Bankruptcy
Opening
Tribunal de l’entreprise du Hainaut, division Tournai · event 28-04-2020
2019
18-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
19-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
06-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
20-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
2015
19-06
NBB filing
Annual accounts filed
fiscal year 2014 · full schema
2014
11-08
NBB filing
Annual accounts filed
fiscal year 2013 · full schema · 11 days late
2013
17-07
NBB filing
Annual accounts filed
fiscal year 2012 · full schema
2012
22-06
NBB filing
Annual accounts filed
fiscal year 2011 · full schema
2011
11-07
NBB filing
Annual accounts filed
fiscal year 2010 · full schema
2010
04-08
NBB filing
Annual accounts filed
fiscal year 2009 · full schema · 4 days late
SignalNBB filing
0 of 11 acts read
About the unread acts
We know of 11 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
11 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai · 1 establishment unit since 2002
Ground area
2,594 m²
Building footprint
1,129 m²
Parcel 57031C0028/00A003, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue de Maire(FRY) 26, 7503 Tournai
since 20022.115.106.477
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57031C0028/00A003 | Wallonia | 2,594 m² | 1 · 1,129 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | AMANDINE LACROIX RUE DE L’ATHENEE 12,
7500 TOURNAI- .
Date provisoire de cessation de paiement : 28/04/2020 |
28-04-2020 → present |
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Of 29,787 companies in sector 41001 we hold annual accounts for 16,052. 13,171 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formCoöperatieve vennootschap met beperkte aansprakelijkheid met een sociaal oogmerk
Founded29-08-2002
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
97000Households as employers of domestic personnel
Contact
Phone
069778050Tournai
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.