HM VENTURES
ActiveHM VENTURES has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €493k and a net result of €55k. Equity is growing by ~14.3% per year across the filed fiscal years. Its solvency ranks better than 59% of 6963 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
68
/ 100
Healthy▲ +5 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability56▼-9
Solvency72▲+8
Growth78=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity short (current ratio 0.74 against 0.33 in 2024), and 35.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64.2%
Return on assets
7.2%
Age of the figures
17 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
9 d early
2023
42 d late
2022
24 d early
2021
9 d early
2020
30 d late
2019
9 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close13-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€493k▲ 12.5%
2024 · €438k
2019: €225k
2020: €252k
2021: €282k
2022: €319k
2023: €380k
2024: €438k
2019 → 2025
Total assets
€768k▲ 0.3%
2024 · €766k
2019: €791k
2020: €764k
2021: €748k
2022: €757k
2023: €747k
2024: €766k
2019 → 2025
Net result
€55k▼ 4.2%
2024 · €57k
2019: €42k
2020: €27k
2021: €30k
2022: €32k
2023: €61k
2024: €57k
2019 → 2025
Working capital
€-28k▲ 60.0%
2024 · €-71k
2019: €-60k
2020: €-57k
2021: €-65k
2022: €-109k
2023: €-57k
2024: €-71k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€282k-€319k▲ 13.3%€380k▲ 19.2%€438k▲ 15.1%€493k▲ 12.5%
Operating result€62k-€61k▼ 1.2%€100k▲ 64.5%€90k▼ 10.5%€84k▼ 6.1%
Net result€30k-€32k▲ 9.0%€61k▲ 89.7%€57k▼ 6.6%€55k▼ 4.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 6% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €768k
Fixed assets
€689k▼ 5.8%
Current assets
€79k▲ 127%
Equity and liabilities €768k
Equity
€493k▲ 12.5%
Provisions
€9k▼ 5.1%
Debt
€267k▼ 16.5%
The debt ratio falls from 41.7% to 34.7%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€134k▼
2024 · €136k
Cash flow
€105k▲
2024 · €104k
Solvency
64.2%▲
2024 · 57.1%
Current ratio
0.74▲
2024 · 0.33
Quick ratio
0.74▲
2024 · 0.33
Debt / equity
0.54▼
2024 · 0.73
ROE
11.1%▼
2024 · 13.1%
ROA
7.2%▼
2024 · 7.5%
Interest coverage
14.10▲
2024 · 12.68
Debt
€267k▼
2024 · €319k
Debt ≤ 1 year
€107k▲
2024 · €106k
Debt > 1 year
€159k▼
2024 · €214k
Income taxes
€23k▼
2024 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€766k€768k▲
Fixed assets21/28€731k€689k▼
Intangible fixed assets21€2k€1k▼
Tangible fixed assets22/27€729k€688k▼
Land and buildings22€722k€677k▼
Plant, machinery and equipment23€2k€2k▲
Furniture and vehicles24€5k€7k▲
Other tangible fixed assets26€1k€1k=
Current assets29/58€35k€79k▲
Amounts receivable within one year40/41€27k€66k▲
Trade receivables40-€23k
Other amounts receivable41€27k€44k▲
Cash at bank and in hand54/58€4k€9k▲
Deferred charges and accrued income490/1€4k€4k▲
Equity and liabilities
Total equity and liabilities10/49€766k€768k▲
Equity10/15€438k€493k▲
Contributions10/11€6k€6k=
Reserves13€262k€317k▲
Non-distributable reserves130/1€0-
Other1319€0-
Tax-exempt reserves132€32k€31k▼
Distributable reserves133€229k€286k▲
Profit (loss) carried forward14€170k€170k=
Provisions and deferred taxes16€9k€9k▼
Deferred taxes168€9k€9k▼
Amounts payable17/49€319k€267k▼
Amounts payable after more than one year17€214k€159k▼
Financial debts170/4€214k€159k▼
Amounts payable within one year42/48€106k€107k▲
Current portion of amounts payable after more than one year42€52k€54k▲
Financial debts43€6€14▲
Credit institutions430/8€6€14▲
Trade debts44€8k€3k▼
Suppliers440/4€8k€3k▼
Taxes, remuneration and social security45€15k€13k▼
Taxes450/3€12k€12k▼
Remuneration and social security454/9€3k€1k▼
Other amounts payable47/48€30k€37k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€46k€50k▲
Other operating charges640/8€6k€3k▼
Gross operating margin9900€142k€137k▼
Operating profit (loss)9901€90k€84k▼
Financial income75/76B€871€2k▲
Recurring financial income75€871€2k▲
Financial charges65/66B€11k€9k▼
Recurring financial charges65€11k€9k▼
Profit (loss) for the period before taxes9903€80k€77k▼
Transfer from deferred taxes780€472€472=
Income taxes67/77€23k€23k▼
Profit (loss) for the period9904€57k€55k▼
Transfer from tax-exempt reserves789€1k€1k=
Profit (loss) for the period to be appropriated9905€59k€56k▼
Appropriation of the result
Profit (loss) to be appropriated9906€229k€226k▼
Profit (loss) brought forward from the previous period14P€170k€170k=
Transfer to equity691/2€59k€56k▼
To other reserves6921€59k€56k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
30-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
22-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
12-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 42 days late
31-03
Financial
Highest result since 2019net €61k ▲89.7%
Operating result €100k, net result €61k, both a record.
2022
07-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
22-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
30-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
31-03
Financial
Weakest financial yearnet €27k ▼34.9%
Net result drops to €27k, the lowest in the series; recovery starts the following year.
2019
22-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
23-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
29-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
10-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
25-04-2025
Paul Hofheinz: Resigned as Director
27-11-2014
Ann Mettler: Resigned as Manager
Location & real-estate footprint
Registered office, Wezembeek-Oppem · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pleinlaan 281970 Wezembeek-OppemGround area
1,168 m²
Building footprint
171 m²
Volume, LiDAR
1,033 m³
Parcel 22302D0007/00D011, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
HM VENTURES
since 20042.138.695.887
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22302D0007/00D011 | Flanders | 1,168 m² | 1 · 171 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
K-CURO
BE 0741.958.839
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C.P.M. STRATEGY
BE 0885.829.734
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About Clients Consulting
BE 0771.566.605
Kortrijk · Eq €494k
Cowhill Studio
BE 0545.938.269
Antwerpen · Eq €492k
M&M Expert Consultancy
BE 0542.763.597
Beerse · Eq €494k
Of 13,391 companies in sector 73300 we hold annual accounts for 6,881. 4,185 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-07-2004
Fiscal year end31-03
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
74141
64200Holdings
64210Activities of holding companies
74151
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.