K-CURO
ActiveK-CURO has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €492k and a net result of €84k. Equity is growing by ~40.3% per year across the filed fiscal years. Its solvency ranks better than 41% of 6974 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▼-3
Solvency68▲+7
Growth78=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity short (current ratio 0.01 against 0.02 in 2024; short-term debt: 31.5% and cash: 0.1% of total assets), and 56.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
43.4%
Return on assets
7.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-05-2026, 81 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
81 d early
2024
85 d early
2023
79 d early
2022
84 d early
2021
88 d early
2020
85 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€492k▲ 20.5%
2024 · €408k
2020: €-1k
2021: €29k
2022: €205k
2023: €298k
2024: €408k
2020 → 2025
Total assets
€1.13M▼ 0.8%
2024 · €1.14M
2020: €6k
2021: €1.21M
2022: €1.15M
2023: €1.15M
2024: €1.14M
2020 → 2025
Net result
€84k▼ 23.9%
2024 · €110k
2020: €-4k
2021: €30k
2022: €177k
2023: €93k
2024: €110k
2020 → 2025
Working capital
€-354k▼ 3.0%
2024 · €-344k
2020: €-3k
2021: €-502k
2022: €-414k
2023: €-361k
2024: €-344k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€29k-€205k▲ 618%€298k▲ 45.3%€408k▲ 37.0%€492k▲ 20.5%
Operating result€42k-€99k▲ 134%€97k▼ 1.6%€86k▼ 11.7%€72k▼ 16.2%
Net result€30k-€177k▲ 492%€93k▼ 47.4%€110k▲ 18.6%€84k▼ 23.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 16% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.13M
Fixed assets
€1.13M▼ 0.2%
Current assets
€3k▼ 69.3%
Equity and liabilities €1.13M
Equity
€492k▲ 20.5%
Debt
€642k▼ 12.6%
The debt ratio falls from 64.3% to 56.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€75k▼
2024 · €90k
Cash flow
€87k▼
2024 · €114k
Solvency
43.4%▲
2024 · 35.7%
Current ratio
0.01▼
2024 · 0.02
Quick ratio
0.01▼
2024 · 0.02
Debt / equity
1.30▼
2024 · 1.80
ROE
17.0%▼
2024 · 27.0%
ROA
7.4%▼
2024 · 9.6%
Interest coverage
10.47▲
2024 · 10.32
Debt
€642k▼
2024 · €734k
Debt ≤ 1 year
€357k▲
2024 · €353k
Debt > 1 year
€283k▼
2024 · €382k
Income taxes
€20k▼
2024 · €22k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.14M€1.13M▼
Fixed assets21/28€1.13M€1.13M▼
Tangible fixed assets22/27€4k€1k▼
Furniture and vehicles24€4k€1k▼
Financial fixed assets28€1.13M€1.13M=
Current assets29/58€9k€3k▼
Amounts receivable within one year40/41€3k-
Trade receivables40€3k-
Cash at bank and in hand54/58€6k€830▼
Deferred charges and accrued income490/1€214€2k▲
Equity and liabilities
Total equity and liabilities10/49€1.14M€1.13M▼
Equity10/15€408k€492k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€406k€490k▲
Amounts payable17/49€734k€642k▼
Amounts payable after more than one year17€382k€283k▼
Financial debts170/4€382k€283k▼
Amounts payable within one year42/48€353k€357k▲
Current portion of amounts payable after more than one year42€97k€97k▼
Trade debts44€344€453▲
Suppliers440/4€344€453▲
Taxes, remuneration and social security45€53k€48k▼
Taxes450/3€53k€48k▼
Other amounts payable47/48€203k€211k▲
Accrued charges and deferred income492/3-€2k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€3k▼
Other operating charges640/8€274€775▲
Gross operating margin9900€90k€75k▼
Operating profit (loss)9901€86k€72k▼
Financial income75/76B€55k€39k▼
Recurring financial income75€55k€39k▼
Financial charges65/66B€9k€7k▼
Recurring financial charges65€9k€7k▼
Profit (loss) for the period before taxes9903€132k€104k▼
Income taxes67/77€22k€20k▼
Profit (loss) for the period9904€110k€84k▼
Profit (loss) for the period to be appropriated9905€110k€84k▼
Appropriation of the result
Profit (loss) to be appropriated9906€406k€490k▲
Profit (loss) brought forward from the previous period14P€296k€406k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
07-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
13-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
08-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2020net €177k ▲492%
Operating result €99k, net result €177k, both a record.
31-12
Financial
Equity above €200kEq €205k ▲618%
2 profitable years in a row build equity to €205k.
04-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €30k
Net result €30k after one loss-making year.
07-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Daaleindestraat 653720 HasseltGround area
1,256 m²
Building footprint
218 m²
Volume, LiDAR
1,523 m³
Parcel 73040C0715/00R000, Flanders · tallest building 11.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
K-CURO
since 20202.298.702.337
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73040C0715/00R000 | Flanders | 1,256 m² | 1 · 218 m² | 11.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Cowhill Studio
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INICIUM
BE 0690.701.762
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KATRIMMO
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Of 13,426 companies in sector 73300 we hold annual accounts for 6,900. 4,196 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-01-2020
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.