Equity
-€3,230
Debts exceed assets in financial year 2025.
HM-INSIGHT
Lifetime
18 annual accounts with figures on one time axis, 41 filings since 1984peak €85,910 (2016)
-€464▲ €2,071
lowest -€106,332 (2021)
-€566▲ €2,212
peak €143,361 (2018)
-€3,230▼ €566
€13,854▲ 47.3%
Board5 names since 2021
2 directors and 1 other
Documentsfilings and deeds
12-08-202612 days late
2025micro format
Gross margin from -€2,535 to -€464Loss of €566Equity from -€2,664 to -€3,230Debts from €9,407 to €13,854Cash from €419 to €3,097
Key points
from the 2025 annual accountsLosses
-€3,344 in two years
The 2024 and 2025 financial years closed with a loss. 2024 was the heaviest.
Debts
€13,854 130% of the balance sheet
Suppliers 22%Taxes and wages 1%Other 77%
Filings
41 annual accounts since 1984
Six of the last ten came late. The 2021 accounts came latest: 59 days after the end of the period.
At the same address
11 companies
Position in the sector
-30.4%
Lower solvency than 87% of companies in repair of computers and personal goods. Sector median 38.1% · 3,639 companies.
Turnover not published (micro format)
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 2,792 companies had the same profile as HM-INSIGHT has now. Each dot stands for 7 companies, two years later.
90.4%
were still trading
6.1%
stopped another way
2.1%
went bankrupt
Another 1.4% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,792 companies, not a prediction for HM-INSIGHT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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Signals
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0425035786
Company renamed from LRXXI to HM-INSIGHT
Registered office moved from Lasne to Watermael-Boitsfort · New registered office: rue Middelbourg 64B, 1170 Watermael-Boitsfort · Previous registered office: Rue du Bois du Greffier 15, 1380 Lasne · General meeting of 07-06-2024 · Gazette deed
Company renamed from to LRXXI
Resignation: (director) · Appointment: (director) · Permanent representative: · General meeting of 11-05-2023 · Gazette deed
Registered office moved to Lasne
New registered office: Rue du bois du greffier, 15 à 1380 LASNE · Resignation: (director) · Appointment: (sole director) · General meeting of 11-04-2022 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| HM-INSIGHT Watermael-Boitsfort | €10,624 | -€464 | -30.4% | - |
| WESTVLAAMS MEUBELRENOVATIEBEDRIJF Roeselare | €12,473 | -€1,628 | -132.1% | - |
| LOMANI Ixelles | €14,255 | -€5,901 | 40.2% | - |
| ABDRIM Gouvy | €4,798 | -€15,033 | -14943.7% | - |
| BYWT Oudsbergen | €6,897 | -€2,120 | 98.0% | - |
| LUC ROGGEMAN Erpe-Mere | €28,802 | -€5,744 | 78.3% | - |
| COUTURIER EXPRESS Jette | €14,102 | -€5,720 | 57.3% | - |
These companies have the same main activity as HM-INSIGHT: repair and maintenance of other personal and household goods (NACE 95290). They are comparable in size and age: total assets between €4,800 and €28,800, founded between 1988 and 2006.
Official details
Source: KBO- Status
- Active since 23-12-1983Normal situation
- Registered office
- 12 active companies are registered at this address2 started in the 12 months before. Source: KBO register, as of 12 November 2026.
- Activity
- Repair and maintenance of other personal and household goodsNACE 95290
- Establishment unit
- 2.024.077.0261170 Watermael-Boitsfort, since 27-12-1990
- Financial year end
- 31 December
- Peppol
- Reachable since 19-12-2025
Insights on HM-INSIGHT
HM-INSIGHT files the micro format. That format states no turnover. The gross margin fell from €45,341 in 2008 to -€464 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about HM-INSIGHT
- What is the company number of HM-INSIGHT?
- The company number of HM-INSIGHT is 0425.035.786. The VAT number is the same number with BE in front: BE 0425.035.786.
- Where is HM-INSIGHT based?
- The registered office is at Middelburgstraat 64B, 1170 Watermael-Boitsfort.Company details
- What does HM-INSIGHT do?
- According to the KBO register, the main activity is repair and maintenance of other personal and household goods (NACE 95290).
- What is the legal form of HM-INSIGHT?
- HM-INSIGHT is a private limited company (BV).
- When was HM-INSIGHT founded?
- HM-INSIGHT was founded on 23-12-1983.
- Is HM-INSIGHT still active?
- Yes, HM-INSIGHT is an active enterprise in the KBO register.
- What is the turnover of HM-INSIGHT?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is HM-INSIGHT profitable?
- In financial year 2025, HM-INSIGHT made a loss of €566.
- Where can I find the annual accounts of HM-INSIGHT?
- HM-INSIGHT filed 41 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of HM-INSIGHT due?
- HM-INSIGHT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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