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Private limited companyfounded 20206 yrs activeRue du Champ de Bataille 21, 6540 Lobbes, BelgiumKBO/BCE: BE 0749.701.122
Summary

HLBT has a registered holding activity and consists mainly of financial fixed assets; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €504,367 and a net result of €119,088. Equity is growing by ~37.9% per year across the filed fiscal years. Its solvency ranks better than 30% of 7838 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Holding: general score not applicable
The company has a registered holding activity and financial fixed assets account for more than half of its assets. The general operating-company model is unsuitable for this profile, so we show no financial axes either. Filed figures remain available.
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Signals

1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
31 d early
2024
27 d early
2023
1 d early
2022
17 d late
2021
26 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 14 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 5 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

HLBT was incorporated on 2 July 2020 as a Private limited company.1 Total assets went from EUR 2.1 million in 2021 to EUR 2 million in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2021 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€504,367▲ 30.9%
2024 · €385,278
Total assets
€2.0m▲ 0.6%
2024 · €2.0m
Net result
€119,088▲ 11.4%
2024 · €106,879
Working capital
-€138,579▲ 14.4%
2024 · -€161,975
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€167,523-€121,010▼ 27.8%€119,315▼ 1.4%€158,373▲ 32.7%€177,222▲ 11.9%
Net result€110,450above the sector's middle half-€83,594above the sector's middle half▼ 24.3%€74,355above the sector's middle half▼ 11.1%€106,879above the sector's middle half▲ 43.7%€119,088above the sector's middle half▲ 11.4%
Equity€120,450within the sector's middle half-€204,044above the sector's middle half▲ 69.4%€278,400above the sector's middle half▲ 36.4%€385,278above the sector's middle half▲ 38.4%€504,367above the sector's middle half▲ 30.9%
Total assets€2.1mabove the sector's middle half-€2.0mabove the sector's middle half▼ 0.8%€2.0mabove the sector's middle half▼ 1.3%€2.0mabove the sector's middle half▲ 0.3%€2.0mabove the sector's middle half▲ 0.6%
Debt€1.9m-€1.8m▼ 5.2%€1.7m▼ 5.5%€1.6m▼ 5.9%€1.5m▼ 6.5%
Working capital-€403,672below the sector's middle half--€423,993below the sector's middle half▼ 5.0%-€137,970below the sector's middle half▲ 67.5%-€161,975below the sector's middle half▼ 17.4%-€138,579below the sector's middle half▲ 14.4%
Solvency5.9%below the sector's middle half-10.0%below the sector's middle half▲ 4.1pp13.8%below the sector's middle half▲ 3.8pp19.1%within the sector's middle half▲ 5.3pp24.9%within the sector's middle half▲ 5.7pp
Current ratio0.12below the sector's middle half-0.08below the sector's middle half▼ 0.040.07below the sector's middle half▼ 0.010.09below the sector's middle half▲ 0.020.17below the sector's middle half▲ 0.08
Return on assets (ROA)5.4%within the sector's middle half-4.1%within the sector's middle half▼ 1.3pp3.7%within the sector's middle half▼ 0.4pp5.3%within the sector's middle half▲ 1.6pp5.9%within the sector's middle half▲ 0.6pp
above within below the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50,000€100,000€150,000€200,000Operating result 2021: €167,523€167,523Net result 2021: €110,450€110,450Operating result 2022: €121,010€121,010Net result 2022: €83,594€83,594Operating result 2023: €119,315€119,315Net result 2023: €74,355€74,355Operating result 2024: €158,373€158,373Net result 2024: €106,879€106,879Operating result 2025: €177,222€177,222Net result 2025: €119,088€119,08820212022202320242025€0€50,000€100,000€150,000€200,000Operating result 2023: €119,315€119,000Net result 2023: €74,355€74,400Operating result 2024: €158,373€158,000Net result 2024: €106,879€107,000Operating result 2025: €177,222€177,000Net result 2025: €119,088€119,000202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 12% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.0m
Fixed assets €2.0m =
Current assets €28,570 ▲ 81.6%
Equity and liabilities €2.0m
Equity €504,367 ▲ 30.9%
Debt €1.5m ▼ 6.5%
Debt's share of the balance-sheet total falls from 80.9% to 75.1%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
ROE
23.6%▼
2024 · 27.7%
Debt ≤ 1 year
€167,149▼
2024 · €177,709
Debt > 1 year
€1.4m▼
2024 · €1.5m
Income taxes
€52,314▲
2024 · €46,133
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 37 lines
Balance sheet Code20242025
Assets
Total assets20/58€2.0m€2.0m▲
Fixed assets21/28€2.0m€2.0m=
Financial fixed assets28€2.0m€2.0m=
Current assets29/58€15,734€28,570▲
Amounts receivable within one year40/41€11,300€24,200▲
Trade receivables40€11,300€24,200▲
Cash at bank and in hand54/58€4,434€4,370▼
Equity and liabilities
Total equity and liabilities10/49€2.0m€2.0m▲
Equity10/15€385,278€504,367▲
Contributions10/11€10,000€10,000=
Outside capital11€10,000-
Other1109/19€10,000-
Reserves13€375,278€494,367▲
Distributable reserves133€375,278€494,367▲
Amounts payable17/49€1.6m€1.5m▼
Amounts payable after more than one year17€1.5m€1.4m▼
Financial debts170/4€1.5m€1.4m▼
Amounts payable within one year42/48€177,709€167,149▼
Current portion of amounts payable after more than one year42€111,289€85,714▼
Trade debts44€444€447▲
Suppliers440/4€444€447▲
Taxes, remuneration and social security45€65,976€80,988▲
Taxes450/3€65,976€80,988▲
Income statement Code20242025
Other operating charges640/8€2,150€750▼
Gross operating margin9900€160,523€177,972▲
Operating profit (loss)9901€158,373€177,222▲
Financial income75/76B€1-
Recurring financial income75€1-
Financial charges65/66B€5,362€5,819▲
Recurring financial charges65€5,362€5,819▲
Profit (loss) for the period before taxes9903€153,012€171,403▲
Income taxes67/77€46,133€52,314▲
Profit (loss) for the period9904€106,879€119,088▲
Profit (loss) for the period to be appropriated9905€106,879€119,088▲
Appropriation of the result
Profit (loss) to be appropriated9906€106,879€119,088▲
Transfer to equity691/2€106,879€119,088▲
To other reserves6921€106,879€119,088▲

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Other operating charges640/8--€113€2,150€750▼ 65.1%
Gross operating margin9900€167,523€121,010€119,428€160,523€177,972▲ 10.9%
Operating profit (loss)9901€167,523€121,010€119,315€158,373€177,222▲ 11.9%
Financial income75/76B€3--€1--
Recurring financial income75€3--€1--
Financial charges65/66B€12,200€6,069€7,750€5,362€5,819▲ 8.5%
Recurring financial charges65€12,200€6,069€7,750€5,362€5,819▲ 8.5%
Profit (loss) for the period before taxes9903€155,327€114,942€111,565€153,012€171,403▲ 12.0%
Income taxes67/77€44,877€31,348€37,209€46,133€52,314▲ 13.4%
Profit (loss) for the period9904€110,450€83,594€74,355€106,879€119,088▲ 11.4%
Profit (loss) for the period to be appropriated9905€110,450€83,594€74,355€106,879€119,088▲ 11.4%
Line20212022202320242025Change
Assets
Total assets20/58€2.1m€2.0m€2.0m€2.0m€2.0m▲ 0.6%
Fixed assets21/28€2.0m€2.0m€2.0m€2.0m€2.0m=
Financial fixed assets28€2.0m€2.0m€2.0m€2.0m€2.0m=
Current assets29/58€54,450€37,887€10,568€15,734€28,570▲ 81.6%
Amounts receivable within one year40/41€54,450€33,312€7,012€11,300€24,200▲ 114%
Trade receivables40€54,450€26,300-€11,300€24,200▲ 114%
Other amounts receivable41-€7,012€7,012---
Cash at bank and in hand54/58-€4,575€3,557€4,434€4,370▼ 1.4%
Equity and liabilities
Total equity and liabilities10/49€2.1m€2.0m€2.0m€2.0m€2.0m▲ 0.6%
Equity10/15€120,450€204,044€278,400€385,278€504,367▲ 30.9%
Contributions10/11€10,000€10,000€10,000€10,000€10,000=
Outside capital11€10,000€10,000€10,000€10,000--
Other1109/19€10,000€10,000€10,000€10,000--
Reserves13€110,450€194,044€268,400€375,278€494,367▲ 31.7%
Distributable reserves133€110,450€194,044€268,400€375,278€494,367▲ 31.7%
Amounts payable17/49€1.9m€1.8m€1.7m€1.6m€1.5m▼ 6.5%
Amounts payable after more than one year17€1.5m€1.4m€1.6m€1.5m€1.4m▼ 6.6%
Financial debts170/4€1.5m€1.4m€1.6m€1.5m€1.4m▼ 6.6%
Amounts payable within one year42/48€458,122€461,880€148,538€177,709€167,149▼ 5.9%
Current portion of amounts payable after more than one year42€120,183€115,714€87,032€111,289€85,714▼ 23.0%
Trade debts44€200€27€475€444€447▲ 0.6%
Suppliers440/4€200€27€475€444€447▲ 0.6%
Advances received on contracts in progress46--€5,000---
Taxes, remuneration and social security45€24,131€32,530€56,031€65,976€80,988▲ 22.8%
Taxes450/3€24,131€32,530€56,031€65,976€80,988▲ 22.8%
Other amounts payable47/48€313,608€313,608----
Accrued charges and deferred income492/3€2,600-----
Line20212022202320242025Change
Profit (loss) for the period9904€110,450€83,594€74,355€106,879€119,088▲ 11.4%
Operating cash flow (approximation)€110,450€83,594€74,355€106,879€119,088▲ 11.4%
Investment in fixed assets (approximation)-€0€0€0€0-
Change in cash---€1,019€878-€64▼ 107%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
30-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Highest result since 2021net €119,088 ▲11.4%
Operating result €177,222, net result €119,088, both a record.
31-12
Financial Equity above €500,000Eq €504,367 ▲30.9%
5 profitable years in a row build equity to €504,367.
04-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
30-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Weakest financial yearnet €74,355 ▼11.1%
Net result drops to €74,355, the lowest in the series; recovery starts the following year.
17-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 17 days late
2022
31-12
Financial Equity above €200,000Eq €204,044 ▲69.4%
2 profitable years in a row build equity to €204,044.
05-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lobbes · 1 establishment unit since 2020
exact location from the address register On OpenStreetMap
Ground area
3,155 m²
Building footprint
62 m²
Volume, LiDAR
536 m³
Parcel 56044C0013/00H000, Wallonia · tallest building 10.5 m, ±3 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
HLBT
Rue des Fours à coke 3, 6530 ThuinFinancial service activities, except insurance and pension funding
since 20202.305.755.722
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
56044C0013/00H000 Wallonia 3,155 m² 1 · 62 m² 10.5 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 holding

Owners 0

The accounts to 31-12-2024 list no shareholders, and no other source names one.

Holdings 1

According to the 2024 annual accounts of HLBT and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Recognitions · licences · registrations

Legal Entity Identifier

254900E6YCR94FX9AW10
live in the LEI register

Similar companies · same sector, comparable size

Of 24,518 companies in sector 82990 we hold annual accounts for 9,421. 5,843 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded02-07-2020
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
64210Activities of holding companies
66300Activities auxiliary to financial services and insurance activities
70100Activities of head offices
70200Business and other management consultancy
Contact
E-mail lombet.maxime@gmail.com
E-invoicing
Reachable via Peppol
Peppol ID 0208:0749701122
Also 9925:BE0749701122
Registered 29-10-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.