NOVA VISION
ActiveNOVA VISION has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €772k and a net result of €278k. Equity is growing by ~61.1% per year across the filed fiscal years. Its solvency ranks better than 40% of 9519 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
69
/ 100
Healthy▼ -25 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency55▼-25
Growth78=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55k at 30 days acceptable
Liquidity short (current ratio 0.77 against 1.55 in 2023), and 60.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
39.2%
Return on assets
14.1%
Age of the figures
20 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 03-07-2025, 28 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
28 d early
2023
30 d early
2022
28 d early
2021
24 d early
2020
31 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€772k▲ 56.4%
2023 · €494k
2020: €81k
2021: €132k
2022: €289k
2023: €494k
2020 → 2024
Total assets
€1.97M▲ 81.2%
2023 · €1.09M
2020: €535k
2021: €568k
2022: €616k
2023: €1.09M
2020 → 2024
Net result
€278k▲ 36.0%
2023 · €205k
2020: €80k
2021: €51k
2022: €157k
2023: €205k
2020 → 2024
Working capital
€-45k
2023 · €67k
2020: €-82k
2021: €-103k
2022: €-30k
2023: €67k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€81k-€132k▲ 62.2%€289k▲ 119%€494k▲ 70.8%€772k▲ 56.4%
Operating result€102k-€76k▼ 25.7%€96k▲ 27.0%€95k▼ 1.3%€108k▲ 13.9%
Net result€80k-€51k▼ 37.1%€157k▲ 210%€205k▲ 30.3%€278k▲ 36.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 14% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.97M
Fixed assets
€1.82M▲ 103%
Current assets
€151k▼ 20.2%
Equity and liabilities €1.97M
Equity
€772k▲ 56.4%
Debt
€1.20M▲ 102%
The debt ratio rises from 54.6% to 60.8%: debt grows faster than equity.
Key figures and ratios
EBITDA
€122k▲
2023 · €108k
Cash flow
€292k▲
2023 · €218k
Solvency
39.2%▼
2023 · 45.4%
Current ratio
0.77▼
2023 · 1.55
Quick ratio
0.77▼
2023 · 1.55
Debt / equity
1.55▲
2023 · 1.20
ROE
36.1%▼
2023 · 41.5%
ROA
14.1%▼
2023 · 18.8%
Interest coverage
3.29▼
2023 · 5.03
Debt
€1.20M▲
2023 · €593k
Debt ≤ 1 year
€196k▲
2023 · €123k
Debt > 1 year
€979k▲
2023 · €457k
Income taxes
€20k▲
2023 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€1.09M€1.97M▲
Fixed assets21/28€897k€1.82M▲
Tangible fixed assets22/27€24k€10k▼
Furniture and vehicles24€14k€2k▼
Other tangible fixed assets26€10k€8k▼
Financial fixed assets28€874k€1.81M▲
Current assets29/58€190k€151k▼
Amounts receivable within one year40/41€22k€38k▲
Trade receivables40€21k€35k▲
Other amounts receivable41€1k€3k▲
Cash at bank and in hand54/58€168k€112k▼
Deferred charges and accrued income490/1-€1k
Equity and liabilities
Total equity and liabilities10/49€1.09M€1.97M▲
Equity10/15€494k€772k▲
Contributions10/11€1k€1k=
Profit (loss) carried forward14€493k€771k▲
Amounts payable17/49€593k€1.20M▲
Amounts payable after more than one year17€457k€979k▲
Financial debts170/4€457k€979k▲
Amounts payable within one year42/48€123k€196k▲
Current portion of amounts payable after more than one year42€109k€122k▲
Trade debts44€406€381▼
Suppliers440/4€406€381▼
Taxes, remuneration and social security45€10k€17k▲
Taxes450/3€10k€17k▲
Other amounts payable47/48€3k€57k▲
Accrued charges and deferred income492/3€13k€22k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€13k=
Other operating charges640/8€172€470▲
Gross operating margin9900€109k€122k▲
Operating profit (loss)9901€95k€108k▲
Financial income75/76B€150k€227k▲
Recurring financial income75€150k€227k▲
Financial charges65/66B€22k€37k▲
Recurring financial charges65€22k€37k▲
Profit (loss) for the period before taxes9903€224k€298k▲
Income taxes67/77€19k€20k▲
Profit (loss) for the period9904€205k€278k▲
Profit (loss) for the period to be appropriated9905€205k€278k▲
Appropriation of the result
Profit (loss) to be appropriated9906€493k€771k▲
Profit (loss) brought forward from the previous period14P€288k€493k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2020net €278k ▲36%
Operating result €108k, net result €278k, both a record.
31-12
Financial
Equity above €500kEq €772k ▲56.4%
5 profitable years in a row build equity to €772k.
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200kEq €289k ▲119%
3 profitable years in a row build equity to €289k.
07-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €51k ▼37.1%
Net result drops to €51k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €100kEq €132k ▲62.2%
2 profitable years in a row build equity to €132k.
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kapellen · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Peedreef 652950 KapellenGround area
746 m²
Building footprint
142 m²
Volume, LiDAR
758 m³
Parcel 11902F0218/00S003, Flanders · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Peedreef 65, 2950 Kapellen
since 20192.291.329.644
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11902F0218/00S003 | Flanders | 746 m² | 1 · 142 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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LIGNE PURE
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Of 24,419 companies in sector 82990 we hold annual accounts for 9,361. 5,045 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-07-2019
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.