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Complete company report
Generated 19-08-2026
Active BE 0727.904.331Public limited company

HJO Real Estate

Chemin des Cloutiers 3 ·4130 Esneux, Belgium· 7 yrs active
Sector: Ontwikkeling van residentiële bouwprojecten (68121)
Conclusion Checked

The computed 12-month bankruptcy probability of HJO Real Estate is 0.6% (low). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 7 yrs
Board 3
Locations 1
Publications 2
Bankruptcy probability (12 mo) Checked model v1 · free
0.6% Low
0%0,5%1,5%4%10%≥25%
Young company +Lower-failure-rate sector −Lower-risk legal form −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2019, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financial overview6 NBB filings
Financials being processed
NBB has 6 filing(s) on record for this company, latest fiscal year 2024 (volledig). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 volledig 28-08-2025 2025-00431387
31-12-2023 volledig 30-08-2024 2024-00438719
31-12-2022 volledig 31-08-2023 2023-00389877
31-12-2021 micro 09-08-2022 2022-20279989
31-12-2020 volledig 30-08-2021 2021-58400522
31-12-2019 micro 15-06-2020 2020-18000379
Directors & mandates 3 directors
Directors derived from a single State Gazette act, under verification
All 3 current directors first appear in the same act (26101049). Founders or capital subscribers may have been counted as directors here; the real board composition is being verified.
Current directors & mandates
  • Michel Grignard
    Director
    State Gazette act 26101049 (05-08-2026)
    Current
    05-08-2026 → present
  • Héloïse BONToux
    Director
    State Gazette act 26101049 (05-08-2026)
    Current
    15-06-2026 → present
  • Olivier Moncelet
    Director
    State Gazette act 26101049 (05-08-2026)
    Current
    15-06-2026 → present
    2 events
    • 05-08-2026 Mandate renewed· Director
    • 15-06-2026 Appointed· Managing director
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary Ontwikkeling van residentiële bouwprojecten(68121)
Legal form Public limited company(014)
Incorporation11-06-2019
StatusActive
Postal code4130
Establishment units 1 location
HJO Real Estate
Chemin des Cloutiers 3, 4130 EsneuxOntwikkeling van residentiële bouwprojecten
since 20192.292.198.387
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62032C0300/00B000 Wallonia 3,356 m² 1 · 384 m² -
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 8 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
05-08-2026
State Gazette act General meeting · Board meeting
General meeting · Board meeting · Director reappointment
2025
28-08-2025
NBB filing Annual accounts filed
fiscal year 2024 · volledig
2024
30-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · volledig
2023
31-08-2023
NBB filing Annual accounts filed
fiscal year 2022 · volledig
2022
09-08-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
30-08-2021
NBB filing Annual accounts filed
fiscal year 2020 · volledig
2020
15-06-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
Belgian State Gazette reading coverage 1 of 4 acts read

Of the 4 Belgian State Gazette acts we know for this company, 1 has been read. The other 3 have not been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 2 acts
Capital history · 1
18-09-2024
Capital change
All acts · 2 updated 14 days ago
2026
05-08-2026 General meeting · Board meeting · Officer reappointment · Officer appointment Open-capture extraction
  • Publication: 05/08/2026 · HJO Real Estate
  • Filing: 17/07/2026 · HJO Real Estate
  • General meeting: 15/06/2026 · HJO Real Estate
  • Board meeting: 15/06/2026 · HJO Real Estate
  • Officer reappointment: role: administrateur, start_date: 2024 · Olivier Moncelet
  • Officer reappointment: role: administrateur, start_date: 2024 · Michel Grignard
  • Officer appointment: role: administrateur, start_date: 2026-06-15 · Héloïse BONToux
  • Mandate compensation: gratuit · Olivier Moncelet
  • Mandate compensation: gratuit · Michel Grignard
  • Mandate compensation: gratuit · Héloïse BONToux
  • Officer resignation: date: 2026-06-15, role: administrateur délégué · Three Stones Immo
  • Officer appointment: role: administrateur délégué, start_date: 2026-06-15 · Olivier Moncelet
  • Filing representative: publications au Moniteur belge et aux formalités à la Banque-Carrefour des Entreprises · Luc Bihain
Summary: General meeting · Board meeting · Officer reappointment · Officer appointment
Technical details 
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    {
      "date": "2026-06-15",
      "type": "officer_resignation",
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      "type": "officer_appointment",
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    },
    {
      "type": "filing_representative",
      "quote": "La soci\u00E9t\u00E9 conf\u00E8re tous pouvoirs \u00E0 Ma\u00EEtre Luc Bihain ... aux fins de proc\u00E9der aux publications au Moniteur belge et aux formalit\u00E9s \u00E0 la Banque-Carrefour des Entreprises",
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  "act_meta": {
    "outcome": "corrected",
    "model_id": 50,
    "verified": true,
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    "truncated": false
  },
  "entities": [
    {
      "id": "e1",
      "kbo": "0727.904.331",
      "kind": "company",
      "name": "HJO Real Estate",
      "attrs": {
        "seat": "Chemin des Cloutiers 3, Bo\u00EEte 11 - 4130 Esneux",
        "legal_form": "Soci\u00E9t\u00E9 anonyme"
      }
    },
    {
      "id": "e2",
      "kbo": null,
      "kind": "person",
      "name": "Olivier Moncelet",
      "attrs": {}
    },
    {
      "id": "e3",
      "kbo": null,
      "kind": "person",
      "name": "Michel Grignard",
      "attrs": {}
    },
    {
      "id": "e4",
      "kbo": null,
      "kind": "person",
      "name": "H\u00E9lo\u00EFse BONToux",
      "attrs": {
        "rrn": "761019-522.89",
        "address": "45 avenue de l\u0027Observatoire - 1180 Bruxelles"
      }
    },
    {
      "id": "e5",
      "kbo": "0694.770.517",
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      "attrs": {
        "legal_form": "SRL"
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    {
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      "kind": "person",
      "name": "Julien Bonnivert",
      "attrs": {}
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      "kind": "person",
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}
2024
18-09-2024 Capital increase of €500,000 to €1,162,000 Capital & shares·David INDEKEU
  • €662.000 → €1.162.000
Notary: David INDEKEU · Bruxelles
Technical details 
{
  "events": [
    {
      "kind": "capital_increase",
      "after_eur": 1162000.0,
      "delta_eur": 500000.0,
      "before_eur": 662000.0,
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        {
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        },
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      "share_emission": {
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        "share_class": null,
        "n_new_shares": 26,
        "with_new_shares": true,
        "nominal_value_eur": null,
        "issue_price_per_share_eur": 19230.77
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      "decrease_purpose": null,
      "contribution_type": "inschrijvingsrechten_uitgifte",
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    {
      "kind": "statutory_reserve_release",
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    "is_associated": false
  },
  "act_meta": {
    "language": "fr",
    "pub_date": "2024-09-18",
    "filing_date": "2024-09-16",
    "act_kind_objet": "Objet de l\u0027acte:"
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  "decision": {
    "body": "assembl\u00E9e_generale_extraordinaire",
    "act_date": "2024-09-12",
    "unanimous": true,
    "under_authorized_capital": true,
    "underlying_resolution_date": "2024-09-12"
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  "bedrijfsrevisor": {
    "waived": true,
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    "ibr_number": null,
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  "subject_company": {
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  "publication_proxy": {
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    "person_name": "David INDEKEU",
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  "co_filed_documents": [
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  "shareholders_after": [
    {
      "kbo": null,
      "pct": null,
      "kind": "person",
      "name": "Olivier MONCELET",
      "role": "aandeelhouder",
      "n_shares": 13,
      "share_class": null
    },
    {
      "kbo": null,
      "pct": null,
      "kind": "person",
      "name": "H\u00E9lo\u00EFse BONTOUX",
      "role": "aandeelhouder",
      "n_shares": 13,
      "share_class": null
    },
    {
      "kbo": null,
      "pct": null,
      "kind": "person",
      "name": "Julien BONNIVERT",
      "role": "aandeelhouder",
      "n_shares": 166,
      "share_class": null
    }
  ],
  "share_classes_after": [
    {
      "n_shares": 192,
      "class_name": "Gewone Aandelen",
      "capital_share_eur": 1162000.0,
      "voting_rights_per_share": 1.0
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  ]
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Ontwikkeling van residentiële bouwprojecten68121Ontwikkeling van niet-residentiële bouwprojecten68122Overige detailhandel in nieuwe artikelen neg47789
Primary activity highlighted.
Names & trade names
Legal nameFR HJO Real Estate
Registered office
Chemin des Cloutiers 3 bus 11
4130 Esneux, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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AFOD BE 1037.284.841 · Esneux
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative