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Complete company report
Generated 15-08-2026
Active BE 0683.642.934Foreign entity

Hiscox SA

Avenue Monterey 35 ·2163 Luxembourg, Belgium· 9 yrs active
Sector: Factoring (64923)
Conclusion Checked

Hiscox SA is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 9 yrs
Board 1
Locations 1
Publications 3
Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2017, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financial overview9 NBB filings
Financials being processed
NBB has 9 filing(s) on record for this company, latest fiscal year 2025 (ander). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2025 ander 03-07-2026 2026-00257732
31-12-2024 ander 01-07-2025 2025-00226461
31-12-2023 ander 29-07-2024 2024-00298478
31-12-2022 ander 28-07-2023 2023-00298582
31-12-2021 ander 10-08-2022 2022-20283088
31-12-2020 ander 22-09-2021 2021-67900517
31-12-2019 ander 13-10-2020 2020-61100575
31-12-2018 ander 15-01-2020 2020-01200435
31-12-2017 ander 31-12-2018 2018-76100216
Directors & mandates 1 directors
Current directors & mandates
  • Mevrouw Musselle Joanne Riddick
    Director
    State Gazette act 22054812 (03-05-2022)
    Current
    23-11-2021 → present
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary Factoring(64923)
Legal form Foreign entity(030)
Incorporation28-07-2017
StatusActive
Postal code2163
Establishment units 1 location
Hiscox Belgium
Bourgetlaan 42, 1130 BrusselHoldings
since 20172.280.690.724
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21821C0259/00N000 Brussels 2,460 m² - -
Methodology
via establishment units: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 12 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
03-07-2026
NBB filing Annual accounts filed
fiscal year 2025 · ander
2025
01-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · ander
2024
18-09-2024
State Gazette act Registered-office change
29-07-2024
NBB filing Annual accounts filed
fiscal year 2023 · ander
11-06-2024
State Gazette act Director changes
2023
28-07-2023
NBB filing Annual accounts filed
fiscal year 2022 · ander
2022
10-08-2022
NBB filing Annual accounts filed
fiscal year 2021 · ander
03-05-2022
State Gazette act Director changes
2021
22-09-2021
NBB filing Annual accounts filed
fiscal year 2020 · ander
2020
13-10-2020
NBB filing Annual accounts filed
fiscal year 2019 · ander
15-01-2020
NBB filing Annual accounts filed
fiscal year 2018 · ander
2018
31-12-2018
NBB filing Annual accounts filed
fiscal year 2017 · ander
Belgisch Staatsblad, acts 3 acts
Address history · 1
18-09-2024
Registered-office move
All acts · 3 updated 1 year ago
2024
18-09-2024 Registered office moved within Luxemburg Registered-office change
  • Avenue John F. Kennedy 35 bus F, 1855 Luxemburg, Groot Hertogdom Luxemburg → Avenue Monterey 35, L-2163 Luxemburg, Groot Hertogdom Luxemburg
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "combined",
      "new_address": {
        "raw": "Avenue Monterey 35, L-2163 Luxemburg, Groot Hertogdom Luxemburg",
        "city": "Luxemburg",
        "region": "foreign",
        "street": "Avenue Monterey",
        "country": "LU",
        "postcode": "2163",
        "box_number": null,
        "street_number": "35",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "Avenue John F. Kennedy 35 bus F, 1855 Luxemburg, Groot Hertogdom Luxemburg",
        "city": "Luxemburg",
        "region": "foreign",
        "street": "Avenue John F. Kennedy",
        "country": "LU",
        "postcode": "1855",
        "box_number": "F",
        "street_number": "35",
        "locality_suffix": null
      },
      "effective_date": "2024-01-15",
      "evidence_quote": "De raad van bestuur heeft besloten om de zetel in Avenue John F Kennedy 35 bus F, L-1855 Luxemburg, Groot Hertogdom Luxemburg naar Avenue Monterey 35, L-2163 Luxemburg, Groot Hertogdom Luxemburg te verplaatsen met ingang vanaf 15 januari 2024.",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "act_body",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "immediate",
      "statutaire_vs_werkelijke": "statutaire",
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": null,
    "filing_date": null,
    "act_kind_objet": "Zetelverplaatsing en ontslag wettelijk vertegenwoordiger bijkantoor"
  },
  "decision": {
    "body": "raad_van_bestuur",
    "date": "2023-11-22",
    "unanimous": null
  },
  "subject_company": {
    "kbo": "0683.642.934",
    "name_full": "Hiscox SA",
    "legal_form": "SA"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Julien Stolin",
    "org_rep_person_name": null,
    "person_role_at_subject": "Wettelijk vertegenwoordiger"
  },
  "co_filed_documents": [
    "Uittreksel uit de notulen van de raad van bestuur d.d. 22 november 2023 en 10 april 2024 (geapostilleerd en met een Nederlandse vertaling)."
  ]
}
11-06-2024 Julien Stolin appointed as tijdelijk wettelijk vertegenwoordiger Director changes
  • Julien Stolin, Tijdelijk wettelijk vertegenwoordiger
Technical details 
{
  "events": [
    {
      "kind": "delegation_dagelijks_bestuur_in",
      "role": "tijdelijk_wettelijk_vertegenwoordiger",
      "person": {
        "rrn": null,
        "name": "Julien Stolin",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": {
        "kbo": "0683.642.934",
        "name": "Hiscox SA",
        "address": "Avenue John F. Kennedy 35 bus F, 1855 Luxemburg, Groot Hertogdom Luxemburg",
        "country": "LU",
        "legal_form": "Naamloze vennootschap naar Luxemburgs recht"
      },
      "statutory": null,
      "compensated": null,
      "effective_date": "2023-09-19",
      "evidence_quote": "Het bestuursorgaan heeft de heer Julien Stolin aangesteld als tijdelijk wettelijk vertegenwoordiger en zaakvoerder van het Belgische bijkantoor van Hiscox SA (het \u0027Belgisch Bijkantoor\u0027) met de ruimste bevoegdheden om op te treden in Belgi\u00EB, in naam en voor rekening van de vennootschap, onder de voor",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "n_years",
        "value": "1"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": null,
    "filing_date": "2024-06-03",
    "act_kind_objet": "Benoeming tijdelijk wettelijk vertegenwoordiger"
  },
  "decisions": [
    {
      "body": "enig_aandeelhouder_schriftelijk",
      "date": "2023-11-21",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0683.642.934",
    "name_full": "Hiscox SA",
    "legal_form": "Naamloze vennootschap naar Luxemburgs recht"
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [
    "Volmacht.jn het Engels met een Nederlandse vertaling."
  ],
  "corrected_publication_numac": null
}
2022
03-05-2022 Mevrouw Musselle Joanne Riddick appointed as director Director changes
  • Mevrouw Musselle Joanne Riddick, Bestuurder
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Mevrouw Musselle Joanne Riddick",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2021-11-23",
      "evidence_quote": "Zoals blijkt uit het geapostilleerde uittreksel uit het Luxemburgs Handelsregister, werd Mevrouw Musselle Joanne Riddick benoemd als bestuurder van de vennootschap en voorzitter van de raad van bestuur van de vennootschap met ingang vanaf 23 november 2021 voor een periode van zes jaar.",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "n_years",
        "value": "6"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2022-05-03",
    "filing_date": "2022-04-26",
    "act_kind_objet": "Benoeming"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2021-11-23",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0683.642.934",
    "name_full": "Hiscox SA",
    "legal_form": "NV",
    "_kbo_filled_from_list": true
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Johannes Leenards",
    "org_rep_person_name": null,
    "person_role_at_subject": "Wettelijk vertegenwoordiger"
  },
  "co_filed_documents": [
    "Geapostilleerd uittreksel uit het Luxemburgs handelsregister"
  ],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Factoring64923Factoring64991Rechtstreekse verzekeringsverrichtingen niet-leven65121Rechtstreekse verzekeringsverrichtingen niet-leven65121
Primary activity highlighted.
Names & trade names
Legal nameNL Hiscox SA
Registered office
Avenue Monterey 35
2163 Luxembourg, Luxembourg
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative