HIMBLE

Active

Public limited companyfounded 20233 yrs activeMaanstraat 5, 2800 Mechelen, BelgiumKBO/BCE: BE 0804.402.489

Summary

The computed 12-month bankruptcy probability of HIMBLE is 1.6% (moderate). The annual accounts of HIMBLE for fiscal year 2025 show a net loss of 53% of the equity at the start of that year. The 2025 annual accounts show equity of €35,475 and a net result of -€39,354. Its solvency ranks better than 30% of 9629 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

HIMBLEActiveChecked score 54/100

Risk analysis Report Compare

Activity

Wholesale of other household goods

NACE 46499

1 site

Size

€144,993total assets 2025

Equity: €35,475
Loss: -€39,354

Turnover not published (abridged schema)

Financial health

54 Fair Checked score 2025

Bankruptcy chance 12 m: 1.6%

Structure

Largest shareholder: VANDEPUTTE HOLDING · 25.5%

Accounts filed 31 d late0 of 1 deed read

Why 54Capped at 59: a net loss of at least half of total assets or of the equity at the start of the financial year- Founded in 2023- Latest accounts 31 days late; 1 of the last 3 late+ Liquidity: current ratio 14.84, cash €22,126+ Legal form Public limited companyShow the evidence

Checked score

Score 2025

54 / 100

Fair

Probability in this band: 1.5% to 4.2%

Better than 31% of its sector peers (NACE 46, micro)

Performance against the sector, not lower risk

A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that weighs is under Signals.

Financial strength · tick = 2024

Weak

Solvency 49-17

equity 24.5% of total assets

Liquidity 69-5

short-term debt 6.7% · cash 15.3%

Profitability 0=

return on assets -27.1%

Bankruptcy probability, 12 months

1.6% Moderate

0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,858 companies)

Last 24 months 11-2024: 1.8% 12-2024: 1.8%▲ +5.4% vs 11-2024 01-2025: 2.1%▲ +11.3% vs 12-2024 02-2025: 2.1%● 0.0% vs 01-2025 03-2025: 2.3%▲ +10.6% vs 02-2025 04-2025: 2.3%▲ +1.9% vs 03-2025 05-2025: 2.2%▼ -4.4% vs 04-2025 06-2025: 2.2%▲ +1.4% vs 05-2025 07-2025: 2.5%▲ +12.3% vs 06-2025highest value 08-2025: 1.3%▼ -49.2% vs 07-2025 09-2025: 1.3%● 0.0% vs 08-2025 10-2025: 1.3%● 0.0% vs 09-2025 11-2025: 1.3%● 0.0% vs 10-2025 12-2025: 1.3%● 0.0% vs 11-2025 01-2026: 1.3%▼ -1.0% vs 12-2025 02-2026: 1.2%▼ -1.5% vs 01-2026 03-2026: 1.2%▼ -1.5% vs 02-2026 04-2026: 1.2%▼ -5.7% vs 03-2026lowest value 05-2026: 1.2%▲ +3.2% vs 04-2026 06-2026: 1.2%▼ -0.9% vs 05-2026 07-2026: 1.2%▲ +3.7% vs 06-2026 08-2026: 1.9%▲ +54.1% vs 07-2026 09-2026: 1.6%▼ -17.7% vs 08-2026 10-2026: 1.6%● 0.0% vs 09-2026

Founded in 2023 raises the probability for this profile
Latest accounts 31 days late; 1 of the last 3 late raises the probability
Liquidity: current ratio 14.84, cash €22,126 lowers the probability
Legal form Public limited company lowers the probability

Credit up to €1,500 at 30 days only on tighter terms

Net loss of at least half of total assets or of the equity at the start of the financial year.

Liquidity ample (current ratio 14.84 against 30.54 in 2024; short-term debt: 6.7% and cash: 15.3% of total assets), but 75.5% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, micro). Better than this share of them on solvency 35%, liquidity 74%, profitability 6%, growth against the median 9%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 06-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

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Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Founded in 2023

In the bankruptcy model this factor raises the probability for this profile.

KBO

Latest accounts 31 days late; 1 of the last 3 late

In the bankruptcy model this factor raises the probability.

NBB · filings

Liquidity: current ratio 14.84, cash €22,126

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Legal form Public limited company

In the bankruptcy model this factor lowers the probability.

KBO

Persistent losses

Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.

NBB · annual accounts 2025

Net result per financial year

2425

2024 to 2025 · latest year -€39,354

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 2 filings

Deviation from the deadline

2025

31 d late

2024

on the day

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 16 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

07-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

31-08-26 Annual accounts filedfiscal year 2025 · abbreviated…
31-07-25 Annual accounts filedfiscal year 2024 · abbreviated…

Key points

Caution: Among the weakest 12% on net resultsector median €27,332 · 9,607 companies -€39,354 View
Positive: Result rose in 2025from -€125,171 to -€39,354 ▲ 68.6% View
Total assets 20252 fiscal years filed €144,993 View