Financials
- Financial year
- 2025
- Total assets
- €268,219
- Loss
- -€161,854
- Solvency
- 18.0%
CFM Group
ActiveSummary
The computed 12-month bankruptcy probability of CFM Group is 1.7% (moderate). The annual accounts of CFM Group for financial year 2025 show a net loss of 60% of total assets. The 2025 annual accounts show equity of €48,146 and a net result of -€161,854. Its solvency ranks better than 32% of 13,394 sector peers (NACE 46, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Wholesale of other household goods
NACE 46499
1 site
Size
€268,219total assets 2025
- Equity
- €48,146
- Loss
- -€161,854
Turnover not published (micro format)
Structure
Accounts 1 day early0 of 1 deed read
Why 54raises riskLoss of €161,854 (financial year 2025)Founded in 2025Equity €48,146 (18.0% of total assets)lowers riskLiquidity: current ratio 2.00, cash €51,510Show the evidence
Checked score
Score 2025
54
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 38% of its sector peers (NACE 46, micro)
Financial strength
Weak
Solvency
43
equity 18.0% of total assets
Liquidity
74
short-term debt 10.1% · cash 19.2%
Profitability
0
return on assets -60.3%
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
02-2026: 1.6%
03-2026: 1.6%● unchanged vs 02-2026
04-2026: 1.7%▲ +0.1 percentage points vs 03-2026
05-2026: 2.0%▲ +0.3 percentage points vs 04-2026
06-2026: 2.1%▲ +0.1 percentage points vs 05-2026
07-2026: 2.4%▲ +0.3 percentage points vs 06-2026highest value
08-2026: 1.6%▼ -0.8 percentage points vs 07-2026lowest value
09-2026: 1.7%▲ +0.1 percentage points vs 08-2026
10-2026: 1.7%● unchanged vs 09-2026
Credit of up to €2,500 on 30-day terms, only on tighter conditions
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 2.0, above the usual 1.5; short-term debt: 10.1% and cash: 19.2% of total assets), but 82% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 30% on solvency, 78% on liquidity and 6% on profitability.
The bankruptcy probability was computed on 14-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
Credit check for your own amount and term
Show the recommended maximum and see how the verdict changes with amount, term and advance.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
1 day early
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Wholesale of other household goodsNACE 46499
- Founded
- 21-01-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark Roughly what is this company worth?Value indication
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.