HIMA
ActiveSummary
HIMA has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €200k and a net result of €26k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 51% of 7453 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▼-11
Solvency69▲+10
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 1.56 against 1.28 in 2024; short-term debt: 56% and cash: 6.1% of total assets), but 56% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
44%
Return on assets
5.8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €200k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
26 d late
2024
29 d late
2023
32 d early
2022
17 d early
2021
9 d early
2020
51 d early
2019
45 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€200k▲ 15.1%
2024 · €174k
2018: €31k
2019: €-10k
2020: €23k
2021: €34k
2022: €61k
2023: €109k
2024: €174k
2018 → 2025
Total assets
€456k▼ 11.5%
2024 · €515k
2018: €105k
2019: €74k
2020: €143k
2021: €220k
2022: €390k
2023: €515k
2024: €515k
2018 → 2025
Net result
€26k▼ 64.4%
2024 · €74k
2018: €3k
2019: €-40k
2020: €33k
2021: €11k
2022: €28k
2023: €48k
2024: €74k
2018 → 2025
Working capital
€144k▲ 48.3%
2024 · €97k
2018: €25k
2019: €-22k
2020: €12k
2021: €21k
2022: €25k
2023: €49k
2024: €97k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€34k-€61k▲ 82.1%€109k▲ 78.3%€174k▲ 59.5%€200k▲ 15.1%
Operating result€15k-€44k▲ 186%€77k▲ 76.5%€114k▲ 47.4%€39k▼ 65.4%
Net result€11k-€28k▲ 160%€48k▲ 73.6%€74k▲ 54.4%€26k▼ 64.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 65% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €456k
Fixed assets
€57k ▼ 26.6%
Current assets
€399k ▼ 8.9%
Equity and liabilities €456k
Equity
€200k ▲ 15.1%
Debt
€255k ▼ 25.1%
Debt's share of the balance-sheet total falls from 66.2% to 56.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€64k▼
2024 · €130k
Cash flow
€51k▼
2024 · €90k
Current ratio
1.56▲
2024 · 1.28
Debt to equity
1.27▼
2024 · 1.96
ROE
13.2%▼
2024 · 42.5%
ROA
5.8%▼
2024 · 14.4%
Interest coverage
131.99▲
2024 · 40.06
Debt ≤ 1 year
€255k▼
2024 · €341k
Income taxes
€13k▼
2024 · €37k
Staff costs
€146k▲
2024 · €89k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€515k€456k▼
Fixed assets21/28€77k€57k▼
Intangible fixed assets21€0€0=
Tangible fixed assets22/27€77k€57k▼
Land and buildings22€2k€2k▼
Plant, machinery and equipment23€22k€14k▼
Furniture and vehicles24€53k€41k▼
Current assets29/58€438k€399k▼
Amounts receivable after more than one year29€30k€20k▼
Other amounts receivable291€30k€20k▼
Amounts receivable within one year40/41€358k€347k▼
Trade receivables40€358k€326k▼
Other amounts receivable41-€21k
Cash at bank and in hand54/58€44k€28k▼
Deferred charges and accrued income490/1€6k€5k▼
Equity and liabilities
Total equity and liabilities10/49€515k€456k▼
Equity10/15€174k€200k▲
Contributions10/11€12k€12k=
Reserves13€133k€159k▲
Distributable reserves133€133k€159k▲
Profit (loss) carried forward14€28k€28k▲
Amounts payable17/49€341k€255k▼
Amounts payable within one year42/48€341k€255k▼
Trade debts44€298k€213k▼
Suppliers440/4€298k€213k▼
Taxes, remuneration and social security45€39k€35k▼
Taxes450/3€39k€35k▼
Other amounts payable47/48€4k€7k▲
Income statement
Code20242025
Non-recurring operating income76A€16k-
Remuneration, social security and pensions62€89k€146k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€25k▲
Other operating charges640/8€5k€6k▲
Non-recurring operating charges66A€3k-
Gross operating margin9900€227k€216k▼
Operating profit (loss)9901€114k€39k▼
Financial income75/76B€416€5▼
Recurring financial income75€416€5▼
Financial charges65/66B€3k€488▼
Recurring financial charges65€3k€488▼
Profit (loss) for the period before taxes9903€111k€39k▼
Income taxes67/77€37k€13k▼
Profit (loss) for the period9904€74k€26k▼
Profit (loss) for the period to be appropriated9905€74k€26k▼
Appropriation of the result
Profit (loss) to be appropriated9906€102k€55k▼
Profit (loss) brought forward from the previous period14P€28k€28k▲
Transfer from equity791/2€9k-
Transfer to equity691/2€74k€26k▼
To other reserves6921€74k€26k▼
Profit to be distributed694/7€9k-
Return on contributions (dividend)694€9k-
Social balance
Average headcount (FTE)90871.9-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
31-12
Financial
Equity above €200kEq €200k ▲15.1%
6 profitable years in a row build equity to €200k.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
31-12
Financial
Highest result since 2018net €74k ▲54.4%
Operating result €114k, net result €74k, both a record.
31-12
Financial
Equity above €150kEq €174k ▲59.5%
5 profitable years in a row build equity to €174k.
29-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €100kEq €109k ▲78.3%
4 profitable years in a row build equity to €109k.
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
22-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
10-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €33k
Net result €33k after one loss-making year.
16-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
31-12
Financial
Weakest financial yearnet €-40k ▼1551%
Net result drops to €-40k, the lowest in the series; recovery starts the following year.
20-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kroonplein 402170 AntwerpenGround area
105 m²
Building footprint
75 m²
Volume, LiDAR
618 m³
Parcel 11423B0329/00A002, Flanders · tallest building 12.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
HIMA
since 20132.223.627.208
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11423B0329/00A002 | Flanders | 105 m² | 1 · 75 m² | 12.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Dual-learning approval
4 live approvals · 6 endedMedewerker ruwbouw (vwo)
Medewerker ruwbouw duaal (so)
Metselaar (vwo)
Ruwbouw duaal (so)
Show 6 ended approvals
Medewerker ruwbouw (vwo)
Medewerker ruwbouw duaal (so)
Metselaar (so)
Metselaar (vwo)
Ruwbouw duaal (so)
Werfbediener (so)
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Of 29,797 companies in sector 41001 we hold annual accounts for 16,049. 12,091 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-09-2013
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.