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High-End Interiors

Active
Private limited companyfounded 200916 yrs activeCornerstraat 15, 9160 Lokeren, BelgiumKBO/BCE: BE 0821.291.476

High-End Interiors has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €255k and a net result of €88k. Equity is growing by ~24.4% per year across the filed fiscal years. Its solvency ranks better than 69% of 27711 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Checked score

Score 2025
85 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability97▲+16
Solvency89▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity ample (current ratio 2.47 against 2.14 in 2024; short-term debt: 34.9% and cash: 78.1% of total assets), and 35.8% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
64.2%
Return on assets
22.3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 16 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
31 d late
2023
31 d late
2022
31 d late
2021
on the day
2020
1 d early
2019
100 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€255k▲ 52.3%
2024 · €167k
2018: €56k 2019: €66k 2020: €68k 2021: €57k 2022: €106k 2023: €142k 2024: €167k
2018 → 2025
Total assets
€397k▲ 49.3%
2024 · €266k
2018: €146k 2019: €246k 2020: €226k 2021: €191k 2022: €279k 2023: €239k 2024: €266k
2018 → 2025
Net result
€88k▲ 239%
2024 · €26k
2018: €253 2019: €13k 2020: €13k 2021: €-11k 2022: €50k 2023: €36k 2024: €26k
2018 → 2025
Working capital
€204k▲ 86.8%
2024 · €109k
2018: €-14k 2019: €7k 2020: €26k 2021: €30k 2022: €64k 2023: €84k 2024: €109k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€57k-€106k▲ 86.7%€142k▲ 33.9%€167k▲ 17.8%€255k▲ 52.3%
Operating result€-7k-€67k€51k▼ 24.5%€36k▼ 30.1%€115k▲ 225%
Net result€-11k-€50k€36k▼ 28.3%€26k▼ 27.4%€88k▲ 239%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-50k€0€50k€100kOperating result 2021: €-7k€-7kNet result 2021: €-11k€-11kOperating result 2022: €67k€67kNet result 2022: €50k€50kOperating result 2023: €51k€51kNet result 2023: €36k€36kOperating result 2024: €36k€36kNet result 2024: €26k€26kOperating result 2025: €115k€115kNet result 2025: €88k€88k20212022202320242025
The operating result recovers in 2025; 2025 is 225% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €397k
Fixed assets €54k▼ 10.5%
Current assets €342k▲ 67.0%
Equity and liabilities €397k
Equity €255k▲ 52.3%
Provisions €750
Debt €141k▲ 43.3%
The debt ratio falls from 37.1% to 35.6%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€130k
2024 · €50k
Cash flow
€103k
2024 · €40k
Solvency
64.2%
2024 · 62.9%
Current ratio
2.47
2024 · 2.14
Quick ratio
2.46
2024 · 1.96
Debt / equity
0.55
2024 · 0.59
ROE
34.7%
2024 · 15.6%
ROA
22.3%
2024 · 9.8%
Interest coverage
687.45
2024 · 91.30
Debt
€141k
2024 · €99k
Debt ≤ 1 year
€138k
2024 · €96k
Income taxes
€26k
2024 · €9k
Staff costs
€0
2024 · €58
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€266k€397k
Fixed assets21/28€61k€54k
Tangible fixed assets22/27€61k€54k
Land and buildings22€40k€37k
Plant, machinery and equipment23€9k€9k
Furniture and vehicles24€11k€9k
Current assets29/58€205k€342k
Stocks and contracts in progress3€18k€1k
Stocks30/36€1k€1k=
Contracts in progress37€16k€0
Amounts receivable within one year40/41€23k€25k
Trade receivables40€1k€1k
Other amounts receivable41€22k€24k
Cash at bank and in hand54/58€159k€310k
Deferred charges and accrued income490/1€5k€6k
Equity and liabilities
Total equity and liabilities10/49€266k€397k
Equity10/15€167k€255k
Contributions10/11€19k€19k=
Reserves13€147k€234k
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€10k€13k
Distributable reserves133€135k€220k
Profit (loss) carried forward14€2k€2k
Provisions and deferred taxes16-€750
Deferred taxes168-€750
Amounts payable17/49€99k€141k
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€96k€138k
Current portion of amounts payable after more than one year42€8k€0
Financial debts43€6€86
Credit institutions430/8€6€86
Trade debts44€20k€30k
Suppliers440/4€20k€30k
Advances received on contracts in progress46€42k€59k
Taxes, remuneration and social security45€24k€49k
Taxes450/3€24k€48k
Remuneration and social security454/9€259€259=
Other amounts payable47/48€859€833
Accrued charges and deferred income492/3€3k€3k
Income statement Code20242025
Non-recurring operating income76A€0€3k
Remuneration, social security and pensions62€58€0
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€15k
Other operating charges640/8€4k€6k
Gross operating margin9900€54k€136k
Operating profit (loss)9901€36k€115k
Financial income75/76B€0€11
Recurring financial income75€0€11
Financial charges65/66B€544€189
Recurring financial charges65€544€189
Profit (loss) for the period before taxes9903€35k€115k
Transfer to deferred taxes680-€750
Income taxes67/77€9k€26k
Profit (loss) for the period9904€26k€88k
Transfer to tax-exempt reserves689-€2k
Profit (loss) for the period to be appropriated9905€26k€86k
Appropriation of the result
Profit (loss) to be appropriated9906€26k€88k
Profit (loss) brought forward from the previous period14P€0€2k
Transfer to equity691/2€24k€85k
To other reserves6921€24k€85k
Profit to be distributed694/7€859€833
Return on contributions (dividend)694€859€833

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Highest result since 2018net €88k ▲239%
Operating result €115k, net result €88k, both a record.
31-12
Financial Equity above €200kEq €255k ▲52.3%
4 profitable years in a row build equity to €255k.
31-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial Equity above €150kEq €167k ▲17.8%
3 profitable years in a row build equity to €167k.
31-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial Back to profitnet €50k
Net result €50k after one loss-making year.
31-12
Financial Equity above €100kEq €106k ▲86.7%
Equity rises from €57k to €106k.
31-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Weakest financial yearnet €-11k ▼184%
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
30-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
08-11
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 100 days late
2019
31-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
31-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
31-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lokeren · 1 establishment unit since 2009
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Cornerstraat 159160 Lokeren
Ground area
343 m²
Building footprint
96 m²
Volume, LiDAR
804 m³
Parcel 46382B0465/00N000, Flanders · tallest building 10.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
High-End Interiors
Cornerstraat 15, 9160 LokerenGeneral electrical installation work
since 20092.184.084.167
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
46382B0465/00N000 Flanders 343 m² 1 · 96 m² 10.9 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2022 · 1 entry · 2,847 EUR awarded · 2,847 EUR paid
Year Entries awardedpaid
2022 1 2,847 EUR2,847 EUR
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
1 entry · 2,847 EUR · 2,847 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Of 914 companies in sector 43333 we hold annual accounts for 400. 308 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded10-12-2009
Fiscal year end31-12
Activities, NACEBEL
43333Wallpapering and laying of floor and wall coverings in other materials
43211General electrical installation work
43230Insulation installation
43291Specialised construction activities
43332Laying of wooden floor and wall coverings
43350Other building finishing work
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers

Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.