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FRÉDÉRIC SMET

Active
Private limited companyfounded 2012active for 14 yearsVermorgenstraat 28F, 9100 Sint-Niklaas, BelgiumKBO/BCE: BE 0847.784.552

From the official registers: KBO 2 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

FRÉDÉRIC SMET has been active since 2012 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €179,375 and a net result of €35,505. Its solvency ranks better than 49% of 34,902 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Official details

KBO
Status
Active since 02-08-2012 Normal situation
Activity
Painting of buildings NACE 43341and 1 other
Establishment unit
2.211.561.396 9100 Sint-Niklaas, since 01-08-2012
Financial year end
31 December
Peppol
Reachable since 28-08-2025

Board and ownership

Board

Financial position

87 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Annual accounts 2025
Gross margin
€215,397
▲ 4.7%
Turnover
≈ €720,000
estimated
Profit
€35,505
▲ 11.8%
Equity
€179,375
▲ 3.1%
Total assets
€390,405
▼ 10.2%
Staff
2.2 FTE
▲ 10.0%
Filed on 18-02-2026, 163 days before the deadlinePDF
Score breakdownraises riskSector: Specialised construction activities (NACE 43)lowers riskFounded in 2012Figures for financial year 2025 (filed on 18-02-2026)Size: total assets €390,405Show the evidence

Checked score

Score 2025
87 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 52% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Strong
Solvency 71+6
equity 45.9% of total assets
Liquidity 57+6
short-term debt 15.9% · cash 8.9%
Profitability 80+2
return on assets 9.1%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,675 companies, NACE 43, micro)
Last 24 months 11-2024: 0.7%highest value 12-2024: 0.7%● unchanged vs 11-2024highest value 01-2025: 0.7%● unchanged vs 12-2024highest value 02-2025: 0.7%● unchanged vs 01-2025highest value 03-2025: 0.7%● unchanged vs 02-2025highest value 04-2025: 0.7%● unchanged vs 03-2025highest value 05-2025: 0.7%● unchanged vs 04-2025highest value 06-2025: 0.7%● unchanged vs 05-2025highest value 07-2025: 0.3%▼ -0.4 percentage points vs 06-2025 08-2025: 0.3%● unchanged vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026lowest value 04-2026: 0.3%● unchanged vs 03-2026lowest value 05-2026: 0.3%● unchanged vs 04-2026lowest value 06-2026: 0.3%● unchanged vs 05-2026lowest value 07-2026: 0.3%● unchanged vs 06-2026lowest value 08-2026: 0.3%● unchanged vs 07-2026 09-2026: 0.3%● unchanged vs 08-2026 10-2026: 0.3%● unchanged vs 09-2026
Credit of up to €15,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.9 (2.31 in 2024), below 1. Short-term debt is 15.9% and cash 8.9% of total assets. 54.1% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 50% of them on solvency, 54% on liquidity, 60% on profitability and 43% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
lowers risk · Founded in 2012
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Figures for financial year 2025 (filed on 18-02-2026)
NBB · annual accounts
lowers risk · Size: total assets €390,405
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-02-2026, 163 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
163 days early
2024
44 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 2 accounts on average 104 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: More equity than 81% of companies in specialised constructionsector median €57,811 · 34,914 companies €179,375 View

Comparable companies

These companies have the same main activity as FRÉDÉRIC SMET: painting of buildings (NACE 43341). They are comparable in size and age: total assets between €340,000 and €450,000, founded between 2009 and 2015.

CompanyTotal assetsGross margin
FRÉDÉRIC SMET Sint-Niklaas€390,405€215,397
SCHILDERWERKEN DE NEEF ULRICH Aalst€354,783€238,403
MARNIK WYNS Kapelle-op-den-Bos€389,729€195,077
CV DECOR Sambreville€413,182€248,825
C & O Houthalen-Helchteren€405,690€210,696
TECHNICBOUW Gent€450,452€249,115
Yassine B. Schilder & Decorateur Buggenhout€339,657€202,575
Full comparison

Documents

Annual accounts at the NBB

Articles and registers

Key facts about FRÉDÉRIC SMET

What is the company number of FRÉDÉRIC SMET?
The company number of FRÉDÉRIC SMET is 0847.784.552. The VAT number is the same number with BE in front: BE 0847.784.552.
Where is FRÉDÉRIC SMET based?
The registered office is at Vermorgenstraat 28F, 9100 Sint-Niklaas.Company details
What does FRÉDÉRIC SMET do?
According to the KBO register, the main activity is painting of buildings (NACE 43341).
What is the legal form of FRÉDÉRIC SMET?
The legal form of FRÉDÉRIC SMET is Private limited company (BV).
When was FRÉDÉRIC SMET founded?
FRÉDÉRIC SMET was founded on 02-08-2012.
Is FRÉDÉRIC SMET still active?
Yes, FRÉDÉRIC SMET is an active enterprise in the KBO register.
How many employees does FRÉDÉRIC SMET have?
FRÉDÉRIC SMET had an average of 2.2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of FRÉDÉRIC SMET?
The turnover in financial year 2025 is ≈ €720,000. This figure is estimated from the gross margin of €215,397 and 62 comparable companies (NACE 433). It probably lies between €510,000 and €1.1m.
Is FRÉDÉRIC SMET profitable?
In financial year 2025, FRÉDÉRIC SMET made a profit of €35,505.
Where can I find the annual accounts of FRÉDÉRIC SMET?
FRÉDÉRIC SMET filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
When are the next annual accounts of FRÉDÉRIC SMET due?
FRÉDÉRIC SMET must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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